Opening an account for yourself

The Basic Payment Package consists of a bank account with 1 debit card and costs €4.30 per month.

The Basic Payment Package contains a current account, a debit card and access to online banking services. It is a flexible payment package, which means you choose what you want in addition to your basic package. For example, you may want to have a credit card or an extra debit card. You only pay for what you use. If something changes, that's no problem. You can easily make changes online. Check out all the fees in one overview.

You can open an account and identify yourself through the ABN AMRO app with the following forms of identification:

• Dutch ID (identity card, driving licence or passport)
• European identity card (except an identity card from Denmark, Greece, Iceland, Switzerland and Romania)
• International passport (except United States passport)
• Residence permit (type I, II, III, IV, V, EU/EEA or EU/EEA family member)

Do you have an identity card from Denmark, Greece, Iceland, Switzerland or Romania?

Open a joint account through the website.

Have an identity document from the United States?

Call to schedule an appointment.

Don't you have a mobile phone?

Open a joint account through the website.

In this case, you can only become a client at an ABN AMRO branch. Make an appointment at one of our branches to do this. You can do this by contacting us (standard call charges apply).

No. In order to open an ABN AMRO savings account, you have to have a Basic Payment Package. Once you have opened a bank account, you can open a savings account. This also allows you to apply for a credit card, for example.

After you upload your identity document, you will be asked to verify the details. You can change your name and date of birth if necessary. Your application may be rejected if the details cannot be properly verified. You can then restart the application.

As of January 2026, we no longer require nationals from the European Union (EU)/European Economic Area (EEA) to provide proof of residence. Once we’ve approved your request, your account will be ready for use.

If you want to open an account with a passport or ID issued by a country outside the European Union (EU) or the European Economic Area (EEA), we need to verify that you live in the Netherlands. We want to be sure that you are who you say you are when you open an account. This helps us to prevent fraud, for example abuse of your current account.

For this reason, one of the things we need from you is proof of residence. You can open the account even without proof of residence, but you cannot use it yet.

All banks are required to verify the identity of their customers and ABN AMRO is no exception. This requirement is set out in the Dutch Money Laundering and Terrorist Financing (Prevention) Act and helps to prevent money laundering and the financing of terrorism.

You will receive information about the status of your application via SMS and e-mail within 4 hours after completing the application. Has your application been rejected? Then we will explain in the text message why your application has been rejected. In addition, you will see an 'error screen' in the ABN AMRO app. Here you can read what happened and what you can do.