Interest

If you are wondering what the interest rate is on your current account or savings account at the moment, or want to know the balance from which a negative interest rate applies, read on to see the latest interest rates.

We will raise the savings interest from 1 March 2023. View the new interest rates.

Toon Verberg

Savings accounts

Savings account	Maximum interest	Basic interest	Bonus interest
Vermogens Spaarrekening*	0.25%	0.25%	0.00%
Direct Sparen	0.25%	0.25%	n/a
Direct Kwartaal Sparen*	0.25%	0.25%	0.00%
Beleggers Spaarrekening	0.25%	0.25%	n/a
KinderToekomst Spaarrekening	0.40%	0.25%	0.15%
KinderBonus Sparen**	n/a	0.25%	5.00%***
Royaal Rekening****	0.30%	0.30%	0.00%

*This savings account can no longer be opened as of August 2021.
**This savings account can no longer be opened as of June 2013.
***The child receives bonus interest up to a maximum of 4 times, i.e. following his/her 5th, 10th, 15th and 18th birthdays.
****This savings account can no longer be opened as of September 2018.

_{These interest rates are valid as of 1 December 2022 .}

Toon Verberg

Current accounts

Current account	Interest
Jongerengroeirekening	0.00%

_{These interest rates are valid as of 1 April 2020 and are annual effective rates.}

Toon Verberg

Fixed-interest savings

Savings account	Interest	Term
Groen Spaar Deposito	1.00%	1 year fixed
Spaar Deposito	1.10%	1 year fixed
Spaar Deposito	1.40%	3 years fixed
Spaar Deposito	1.70%	5 years fixed
Spaar Deposito	1.90%	10 years fixed

_{These interest rates are valid as of 16 September 2022 and are annual effective rates.}

Toon Verberg

Pension savings

Pension product	Variable interest rate
Pensioenaanvulling	0.45%
Gouden Handdruk Opbouwrekening	0.35%
Uitgestelde Hypotheekaflossing	0.25%
Hypotheekaflossing uit Vermogen	0.25%

_{These interest rates are valid as of 25 November 2022. All interest rates quoted are annual effective rates.}