Interest

If you are wondering what the interest rate is on your current account or savings account at the moment, or want to know the balance from which a negative interest rate applies, read on to see the latest interest rates.

We will raise the savings interest from 1 March 2023. View the new interest rates.

 

Savings accounts

Savings account Maximum interest Basic interest Bonus interest
Vermogens Spaarrekening* 0.25% 0.25% 0.00%
Direct Sparen 0.25% 0.25% n/a
Direct Kwartaal Sparen* 0.25% 0.25% 0.00%
Beleggers Spaarrekening 0.25% 0.25% n/a
KinderToekomst Spaarrekening 0.40% 0.25% 0.15%
KinderBonus Sparen** n/a 0.25% 5.00%***
Royaal Rekening**** 0.30% 0.30% 0.00%

*This savings account can no longer be opened as of August 2021.
**This savings account can no longer be opened as of June 2013.
***The child receives bonus interest up to a maximum of 4 times, i.e. following his/her 5th, 10th, 15th and 18th birthdays.
****This savings account can no longer be opened as of September 2018.

These interest rates are valid as of 1 December 2022 .

Pension savings

Pension product Variable interest rate
Pensioenaanvulling 0.45%
Gouden Handdruk Opbouwrekening 0.35%
Uitgestelde Hypotheekaflossing 0.25%
Hypotheekaflossing uit Vermogen 0.25%

These interest rates are valid as of 25 November 2022. All interest rates quoted are annual effective rates.