Interest

If you are wondering what the interest rate is on your current account or savings account at the moment read on to see the latest interest rates.

We will raise the savings interest from 1 June 2023. View the new interest rates.

 

Savings accounts

Savings account Maximum interest Basic interest Bonus interest
Vermogens Spaarrekening* 0.75% 0.75% 0.00%
Direct Sparen 0.75% 0.75% n/a
Beleggers Spaarrekening 0.75% 0.75% n/a
KinderToekomst Spaarrekening 0.90% 0.75% 0.15%
KinderBonus Sparen** n/a 0.75% 5.00%***
Royaal Rekening**** 0.80% 0.80% 0.00%

*This savings account can no longer be opened as of August 2021.
**This savings account can no longer be opened as of June 2013.
***The child receives bonus interest up to a maximum of 4 times, i.e. following his/her 5th, 10th, 15th and 18th birthdays.
****This savings account can no longer be opened as of September 2018.

These interest rates are valid as of 1 May 2023 .

Pension savings

Pension product Variable interest rate
Pensioenaanvulling 0.85%
Gouden Handdruk Opbouwrekening 0.80%
Uitgestelde Hypotheekaflossing 0.75%
Hypotheekaflossing uit Vermogen 0.75%

These interest rates are valid as of 25 November 2022. All interest rates quoted are annual effective rates.