Direct Sparen
Direct Savings
Interest
0.00%
Open an account now

Direct Savings

An easy way to start saving

Direct Savings

Open an account now
Open an account now
Interest
0.00%
  • Open and manage your account online
  • Flexible savings account
  • 24/7 access to your savings

Start saving today

A Direct Savings account is all you need to get going. Open an account online in just 2 minutes and start using it right away. Checking your balance or transferring funds only takes seconds with Internet Banking or the ABN AMRO app. The current interest rate is 0.00% .

Please note: As of 1 July 2021, we will be lowering the threshold above which you will pay negative interest. Read the announcement here.

More information

Interest
  • Please note: As of 1 July 2021, we will be lowering the threshold above which you will pay negative interest. Read the announcement here.
  • If the total balance on your current or savings account is in excess of € 500,000, you will need to pay negative interest. Read more about negative interest.
  • The current interest rate for Direct Savings is 0.00% . Any interest due will be credited to your account on 31 March, 30 June, 30 September and 31 December. The interest rate is not fixed and can be changed at any moment. Find out more about interest rates.
  • If you would like to receive an email when the interest rate changes, sign up for our  newsletter .
Opening an account
  • You can open a savings account, if you have an ABN AMRO current account.
  • If you're already using ABN AMRO Internet Banking, you can easily open a Direct Savings account online .
  • Alternatively, you can call us on 0900 - 81 70 (standard call charges apply). If you are calling from outside the Netherlands, please dial +31 10 - 241 17 23.
Withdrawals

You can withdraw money from your Direct Savings account whenever you want and free of charge. Simply transfer the amount you need to your ABN AMRO current account using our Mobile Banking app or Internet Banking.

Closing the account
You can close your Direct Savings account at any time. Simply call us on 0900 - 81 70 (standard call charges apply). If you are calling from outside the Netherlands, please dial +31 10 - 241 17 23.
Are my savings safe?
Direct Savings (Direct Sparen) is an ABN AMRO Bank N.V. banking product. ABN AMRO Bank N.V. is covered by the deposit insurance scheme, which means that any savings you have deposited with ABN AMRO Bank, ABN AMRO MeesPierson and MoneYou are consolidated. Find out more or call 0900 - 81 70 (standard call charges apply). If you are calling from outside the Netherlands, please dial +31 10 - 241 17 23.
Terms and conditions

In the event of any disparity between the Dutch original and the translation, the Dutch intro will prevail.

Please note: as of 1 July 2021 new terms and conditions will apply. Within these new terms and conditions, only an ABN AMRO current account in euros is allowed as a mandatory linked current account for a savings account.  View the new terms and conditions .

More information

Interest
Opening an account
Withdrawals
Closing the account
Are my savings safe?
Terms and conditions

Interest

  • Please note: As of 1 July 2021, we will be lowering the threshold above which you will pay negative interest. Read the announcement here.
  • If the total balance on your current or savings account is in excess of € 500,000, you will need to pay negative interest. Read more about negative interest.
  • The current interest rate for Direct Savings is 0.00% . Any interest due will be credited to your account on 31 March, 30 June, 30 September and 31 December. The interest rate is not fixed and can be changed at any moment. Find out more about interest rates.
  • If you would like to receive an email when the interest rate changes, sign up for our  newsletter .

Opening an account

  • You can open a savings account, if you have an ABN AMRO current account.
  • If you're already using ABN AMRO Internet Banking, you can easily open a Direct Savings account online .
  • Alternatively, you can call us on 0900 - 81 70 (standard call charges apply). If you are calling from outside the Netherlands, please dial +31 10 - 241 17 23.

Withdrawals

You can withdraw money from your Direct Savings account whenever you want and free of charge. Simply transfer the amount you need to your ABN AMRO current account using our Mobile Banking app or Internet Banking.

Closing the account

You can close your Direct Savings account at any time. Simply call us on 0900 - 81 70 (standard call charges apply). If you are calling from outside the Netherlands, please dial +31 10 - 241 17 23.

Are my savings safe?

Direct Savings (Direct Sparen) is an ABN AMRO Bank N.V. banking product. ABN AMRO Bank N.V. is covered by the deposit insurance scheme, which means that any savings you have deposited with ABN AMRO Bank, ABN AMRO MeesPierson and MoneYou are consolidated. Find out more or call 0900 - 81 70 (standard call charges apply). If you are calling from outside the Netherlands, please dial +31 10 - 241 17 23.

Terms and conditions

In the event of any disparity between the Dutch original and the translation, the Dutch intro will prevail.

Please note: as of 1 July 2021 new terms and conditions will apply. Within these new terms and conditions, only an ABN AMRO current account in euros is allowed as a mandatory linked current account for a savings account.  View the new terms and conditions .