Direct Savings
An easy way to start saving
Interest as of
- 1.45% interest (balance class €500,000 up to and including €1,000,000)
- Open and manage your account online
- Flexible savings account
Everything under your control
Check your balance or transfer money whenever you like. Direct Savings is simple saving for your goals. You can split your savings across different savings pots. Just open multiple Direct Savings accounts and set a different savings goal for each one. You can arrange it quickly and easily via the ABN AMRO app.
More information
Who is it for?
Direct Savings is for anyone with an ABN AMRO current account or a Young Person’s Growth Account.
Easy deposits
You save by transferring euros to your Direct Savings account. Not only you, but also your friends and family can deposit money into this savings account. This way, you can save together for a shared goal.
Interest
- The current interest rate for Direct Savings is 1.25% for the balance class of €0 up to and including €500,000 and 1.45% for the balance class of €500,000 up to and including €1,000,000. No interest will be paid above the highest stated balance class.
- Interest is credited to the savings account each quarter on 31 March, 30 June, 30 September and 31 December. The interest will appear in the account after two working days.
- All current interest rates for our savings accounts are listed in one convenient place.
- If you would like to receive an email when the interest rate changes, sign up for our newsletter (product information).
Opening an account
The right of withdrawal applies to this account. The right of withdrawal applies only to private customers and not to business customers. More information can be found here: View information about the right of withdrawal.
- Anyone with an ABN AMRO current account or a Young Person’s Growth Account can open Direct Savings.
- If you're already using ABN AMRO Internet Banking, you can easily open a Direct Savings account online.
- You can open up to 10 Direct Saving accounts.
Withdrawals
You can withdraw money from your Direct Savings account whenever you want and free of charge. Simply transfer the amount you need to your ABN AMRO current account using our Mobile Banking app or Internet Banking.
Closing the account
You can always close your Direct Savings account at no cost. Read more about closing a savings account.
Dutch Deposit Guarantee
Our money is protected by the Dutch Deposit Guarantee.
Your money held in accounts at ABN AMRO Bank is legally protected by the Dutch Deposit Guarantee, from 1 cent to €100,000. This protection applies per person and applies to the total amount that you have in your accounts at ABN AMRO Bank. You do not have to do anything for this.
Terms and conditions
- Direct Savings terms and conditions (PDF, 118 KB)
- Voorwaarden Direct Sparen (PDF, 147 KB) (Dutch version)
In the event of any disparity between the Dutch original and the translation, the Dutch intro will prevail.
How do I open an account with BEM clause?
Who is it for?
Direct Savings is for anyone with an ABN AMRO current account or a Young Person’s Growth Account.
Easy deposits
You save by transferring euros to your Direct Savings account. Not only you, but also your friends and family can deposit money into this savings account. This way, you can save together for a shared goal.
Interest
- The current interest rate for Direct Savings is 1.25% for the balance class of €0 up to and including €500,000 and 1.45% for the balance class of €500,000 up to and including €1,000,000. No interest will be paid above the highest stated balance class.
- Interest is credited to the savings account each quarter on 31 March, 30 June, 30 September and 31 December. The interest will appear in the account after two working days.
- All current interest rates for our savings accounts are listed in one convenient place.
- If you would like to receive an email when the interest rate changes, sign up for our newsletter (product information).
Opening an account
The right of withdrawal applies to this account. The right of withdrawal applies only to private customers and not to business customers. More information can be found here: View information about the right of withdrawal.
- Anyone with an ABN AMRO current account or a Young Person’s Growth Account can open Direct Savings.
- If you're already using ABN AMRO Internet Banking, you can easily open a Direct Savings account online.
- You can open up to 10 Direct Saving accounts.
Withdrawals
You can withdraw money from your Direct Savings account whenever you want and free of charge. Simply transfer the amount you need to your ABN AMRO current account using our Mobile Banking app or Internet Banking.
Closing the account
You can always close your Direct Savings account at no cost. Read more about closing a savings account.
Dutch Deposit Guarantee
Our money is protected by the Dutch Deposit Guarantee.
Your money held in accounts at ABN AMRO Bank is legally protected by the Dutch Deposit Guarantee, from 1 cent to €100,000. This protection applies per person and applies to the total amount that you have in your accounts at ABN AMRO Bank. You do not have to do anything for this.
Terms and conditions
- Direct Savings terms and conditions (PDF, 118 KB)
- Voorwaarden Direct Sparen (PDF, 147 KB) (Dutch version)
In the event of any disparity between the Dutch original and the translation, the Dutch intro will prevail.
How do I open an account with BEM clause?
You can open up to 10 Direct Saving accounts for different saving goals
Open a Direct Savings account nowOther information that may be of interest
Save automatically
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Protect your savings with the Savings Lock
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