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Personal liability insurance

Personal liability insurance

€50 cashback when taking out two or more home insurance policies

Personal liability insurance

Insured against damage to third parties and their possessions
  • For the entire family
  • No excess
  • Insured worldwide

Looking for personal liability insurance in the Netherlands?

Suppose you are helping a friend move house and accidentally drop a cupboard or your dog bites the neighbour and he holds you liable for personal injury. With personal liability insurance, you are insured against loss or damage that you are legally liable for. Take out two or more home insurance policies before 30 November 2020 and receive €50 cashback. View the promotion.

Useful: up to 5% discount when taking out three or more insurance policies!

What is covered and what is not?

You are insured for things such as:

  • Damage to someone else or their possessions
  • Damage or loss as a result of a favour to a friend (up to €25,000)
  • Damage or loss caused by a visitor (if your visitor does not have any insurance)
  • Damage or loss caused by activities carried out by your personnel (for example your cleaner)
  • Damage or loss caused by your pet

You are not insured for things such as:

  • Damage or loss caused by intent
  • Damage or loss caused by business-related activities
  • Damage to or loss of the possessions of another person living at the same address (such as a family member)
  • Damage caused by an unlicensed weapon
  • Damage caused by a motor vehicle or boat
cashback promotion home insurance

Get €50 cashback now!

Now you're indoors more often, your home and possessions are more important than ever, so be sure to insure them well! Take out home contents insurance now and get a 25% discount on your premium. If you take out two or more home insurance policies before 30 November 2020, you’ll also get €50 cashback.

Apply for liability insurance

Stap 1

Read the terms and conditions

First find out what is covered. And what is not. Then tell us a little more about your situation.
Stap 2

Calculate your premium

Your premium is calculated based on your personal situation, such as your family situation. This will give you peace of mind that you are well insured.
Stap 3

Apply for insurance now

Once you have completed all steps, you will be shown your premium. You can then log in and take out the insurance.

How to apply for personal liability insurance?

Stap 1

Read the terms and conditions

First find out what is covered. And what is not. Then tell us a little more about your situation.
Stap 2

Calculate your premium

Your premium is calculated based on your personal situation, such as your family situation. This will give you peace of mind that you are well insured.
Stap 3

Apply for insurance now

Once you have completed all steps, you will be shown your premium. You can then log in and take out the insurance.

More information and conditions

Excess

No excess applies as standard.

After taking out the insurance, you can choose an excess. This will entitle you to a premium discount, but you will also receive a lower reimbursement in the event of a claim. Read more about this in the Bankmail message that you receive after applying for the insurance.

Insurance cover amount

We only offer the most popular insurance policies online so you can quickly and easily apply for your home insurance.

You are insured for up to €1,250,000 per event as standard. After applying for the insurance, you can change this amount to €2,500,000, in which case you will pay a higher premium.

Costs

Premium
The premium depends on your situation and the option you choose. You can choose the maximum cover amount and whether you want an excess. Your premium is calculated based on the choices you make.

Calculate my premium

Commission
ABN AMRO Bank N.V. provides personal customers with non-life insurance products on behalf of ABN AMRO Schadeverzekering N.V. We receive a fee of 20% of the premium for this. You can read more about our services on our: non-life insurance information sheet .

Policy fee 
You are given one policy for each type of insurance. The policy fee is €4.39 (including insurance tax). If you already have a non-life insurance policy with us, you will not need to pay an additional policy fee if you apply for home contents insurance.

Administration fee 
When you apply for a policy with us for the first time, you will be charged an administration fee of €0.69 (including insurance tax) for collecting the premium, which may be done monthly or annually. If you already have another non-life insurance policy with us, you will not be charged an additional administration fee.

Insurance tax
You will be charged 21% insurance tax on the premium and costs for the ABN AMRO home contents insurance. This amount will be included in the calculation of your premium.

More information and conditions

Excess

No excess applies as standard.

After taking out the insurance, you can choose an excess. This will entitle you to a premium discount, but you will also receive a lower reimbursement in the event of a claim. Read more about this in the Bankmail message that you receive after applying for the insurance.

Insurance cover amount

We only offer the most popular insurance policies online so you can quickly and easily apply for your home insurance.

You are insured for up to €1,250,000 per event as standard. After applying for the insurance, you can change this amount to €2,500,000, in which case you will pay a higher premium.

Costs

Premium
The premium depends on your situation and the option you choose. You can choose the maximum cover amount and whether you want an excess. Your premium is calculated based on the choices you make.

Calculate my premium

Commission
ABN AMRO Bank N.V. provides personal customers with non-life insurance products on behalf of ABN AMRO Schadeverzekering N.V. We receive a fee of 20% of the premium for this. You can read more about our services on our: non-life insurance information sheet .

Policy fee 
You are given one policy for each type of insurance. The policy fee is €4.39 (including insurance tax). If you already have a non-life insurance policy with us, you will not need to pay an additional policy fee if you apply for home contents insurance.

Administration fee 
When you apply for a policy with us for the first time, you will be charged an administration fee of €0.69 (including insurance tax) for collecting the premium, which may be done monthly or annually. If you already have another non-life insurance policy with us, you will not be charged an additional administration fee.

Insurance tax
You will be charged 21% insurance tax on the premium and costs for the ABN AMRO home contents insurance. This amount will be included in the calculation of your premium.

Pakketkorting

Package discount when applying for 3 or more insurance policies

All your insurance policies under one roof

More insurance policies equal a higher discount

Everything you need for your house in one place

Frequently asked questions

With personal liability insurance, you are insured against loss or damage that you are legally liable for. For example when your dog bites the neighbour and he holds you liable for personal injury. Or when your child cycles into a parked car. Normally you have to pay the damage yourself. With personal liability insurance you are insured against damage to third parties and their possessions.

Applying for personal liability insurance in the Netherlands is easy. First read the terms and conditions of the personal liability insurance, then tell us a little more about your personal situation, calculate your premium and apply for the insurance right away.

Personal liability insurance is not mandatory in the Netherlands. However, it is advised to have personal liability insurance. In case you are hold liable for damage to third parties and their possessions you are, in most cases, properly insured. Applying for personal liability insurance is done within a few minutes.

You are insured for things such as damage to someone else or their possessions, and damage or loss caused by your pet. Please take a look at all terms and conditions to see what is covered and what is not.