Did you know that 92% of Dutch people have a personal liability insurance? Suppose you are helping a friend move house and accidentally drop a cupboard or your dog bites the neighbour and he holds you liable for personal injury. You already have an insurance from €2.71 per month and you’re insured against loss or damage that you are legally liable for, up to €2,500,000.
You can apply for a personal liability insurance with no excess. But it is possible to choose for one of the excesses below:
If you choose an excess, this will entitle you to a premium discount. But you will also receive a lower reimbursement in the event of a claim. View the terms.
You can choose for an insurance cover amount of €1,250,000 or €2,500,000 per event.
Premium
The premium depends on your situation and the option you choose. You can choose the maximum cover amount and whether you want an excess. Your premium is calculated based on the choices you make.
Calculate my premium
Commission
ABN AMRO Bank N.V. provides personal customers with non-life insurance products on behalf of ABN AMRO Schadeverzekering N.V. We receive a fee of 20% of the premium for this. You can read more about our services on our: non-life insurance information sheet .
Policy fee
You will receive one policy per insurance. You do not need to pay any policy fees for this insurance.
Administration fee
When you apply for a policy with us for the first time, you will be charged an administration fee of €0.69 (including insurance tax) for collecting the premium, which may be done monthly or annually. If you already have another non-life insurance policy with us, you will not be charged an additional administration fee.
Insurance tax
You will be charged 21% insurance tax on the premium and costs for the ABN AMRO home contents insurance. This amount will be included in the calculation of your premium.
