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Car loan

Borrowing money for a car

Fixed interest rate from

  • The money in your account as a single lump sum
  • Fixed term and fixed monthly amount 
  • Additional repayments at no extra charge
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Financing a car with fixed monthly payments

If you want to borrow money for a major purchase, such as a car, a personal loan is your most convenient option. The loan amount is paid into your account as a single lump sum, so you can make your purchase right away. You know in advance what your monthly payments and the term of your loan are. Because you know where you stand, you can hit the road without any worries.

Taking out a loan in three steps

1. Calculate your loan

Calculating your loan will give you an idea of how much you can borrow and what it will cost you.

2. Request a no-obligations offer

Enter your details and receive a loan quote with no strings attached (you have 30 days to consider our offer).

3. Check!

We will assess your application and documents. If everything is in order, we will deposit the money into your account.

Questions about a car loan?

Our staff at the Loans Desk are happy to help, for free and with no strings attached, by telephone or through Video Banking. 

Personal loan or privat lease?

There are several options to finance a car, like using your savings, a personal loan or private lease. Find out more about the pros and cons of each finance option.
“Set the loan term based on how long you intend to have the car for. This way, you won’t still be paying for the car when you’re no longer using it.”
Photo of loan expert Maaike Hollander

Maaike Hollander-Kragten, loan expert ABN AMRO

Frequently Asked Questions about car loans

Why you should choose ABN AMRO for your loan

Self service

From the loan application to changing your loan. With us, you can do it all yourself. Online, on Internet Banking or in the ABN AMRO app.

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A 9 on Klantenvertellen.nl

 94% of our loan clients recommend us on Klantenvertellen.nl. Read our reviews

Personal contact

If you have any questions about borrowing money, call our people at the Loans Desk. They will be happy to help you, in English, of course.

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"Excellent service"

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"Convenient"

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"Smooth"

19/6/2025 Lenhard, Boxmeer 

Calculation example of a personal loan

This table is only an example of the most frequently used interest rates. The interest rate that you pay depends on how much you borrow, for how long and your personal situation. To find out which interest rate applies to you, request a quote, without any obligations. Take a look at the different interest rates for the personal loan.

Term 60 months (5 years)

Amount borrowedFixed borrowing rate/annual percentage rateMonthly paymentTotal cost of loan
€ 5.00012.4%€ 110,58€ 6.635
€ 10.0009.6%€ 208,56€ 12.514
€ 15.0007.9%€ 301,48€ 18.089
€ 25.0007.9%€ 502,47€ 30.148 
€ 50.0007.5%€ 996,06€ 59.764

Term 96 months (8 years)

Amount borrowedFixed borrowing rate/annual percentage rateMonthly paymentTotal cost of loan
€ 5.00012.4%€ 80,57€ 7.735
€ 10.0009.6%€ 147,55€ 14.165
€ 15.0007.9%€ 209,22€ 20.085
€ 25.0007.9%€ 348,70€ 33.476
€ 50.0007.5%€ 688,02€ 66.050

The term of a personal loan ranges between 12 months and 144 months. The annual percentage rate (APR) expresses all costs associated with the loan. Apart from interest, there will be no additional cost. The annual percentage rate ranges between 5.0% and 8.8%.

Good to know: in the month in which your loan is paid out, you only pay a one-off interest charge. This is the interest from the pay-out date of the loan until the end of the month. 

Other useful info about loans