Basic Payment Package

The payment package for everyone

The Basic Payment Package includes a current account, debit card and online banking. You decide which payment products you want besides this package. That way, you only pay for what you really need.

If you have a separate current account and would like a package, you can switch to a Basic Payment Package.

daily banking

Banking as usual

The Basic Payment Package lets you make transfers and online iDEAL payments any time, anywhere. The money will usually be credited to the recipient’s account straight away. This package also lets you pay in euros by debit card throughout Europe with no additional charge. Simply use your debit card, your wearable or Apple Pay. If you want to use your debit card outside Europe, simply set your payment profile to ‘World’.

Fees

The fees for the Basic Payment Package are as follows:

Monthly fees
Basic Payment Package: current account + debit card + online banking €1.95
Additional current account €1.40
Additional debit card €1.40
ABN AMRO Credit Card €1.70
Additional ABN AMRO Credit Card €1.00
ABN AMRO Gold Card €3.90
Additional ABN AMRO Gold Card €2.00
Stand-By Service €1.50

For a full list of all our fees, take a look at the overview of fees for payment services.

What this means for you

Are you curious how much you will pay when adding extras to your Basic Payment Package? Take a look at our convenient list of the monthly fees for the most common payment package configurations.

Fees until 1 July 2021 Current fees
Current account + debit card €1.70  €1.95
Current account + debit card + credit card €3.40 €3.65
Joint account: 
Current account + 2 debit cards
€3.10 €3.35
Joint account:
Current account + 2 debit cards + credit card
€4.80 €5.05
Joint account + a separate account for each joint account holder: 3 current accounts + 4 debit cards €6.50 €7.25
basic payment package

Put together your own package

It is entirely up to you to decide which extra products you want alongside your Basic Payment Package alongside the basic services. You could add a credit card, for example, or an additional debit card. Put together your package exactly the way you want it and pay only for what you use. This page provides more information about additional products.

Taking out or cancelling products

Opening or closing a current account

The Basic Payment Package has everything you need for secure and convenient everyday banking. 

If you want to close your current account, we are of course sorry to hear that, but will be happy to help you make the necessary arrangements.

Applying for or cancelling a credit card

A credit card is more or less crucial when you are travelling, and it’s also good to have for online bookings and purchases. Another advantage is that almost all purchases are covered against theft, loss or damage for 180 days. 

It is of course up to you whether or not you use your credit card. If you no longer need your credit card, you are free to cancel it. While we’ll be sorry to hear that you want to cancel your credit card, we’ll be happy to help you make the necessary arrangements. 

If you want to switch from an ABN AMRO Credit Card to an ABN AMRO Gold Card or vice versa, you can do so on Creditcard Online.

Requesting or cancelling a debit card

If you want to request a new debit card, for instance, because yours is damaged or you’ve lost it, or you want to request an additional one, you can do it online in no time. 

If you close your current account, the associated debit card will automatically also be cancelled. If you would like to cancel your additional debit card, please call our customer service team.

Requesting or cancelling the Stand-By Service

ABN AMRO’s Stand-By Service entitles you to 24/7 assistance in emergency situations. It takes just one phone call to block all your cards, and you will also get an advance payment of €1,000 for an emergency while travelling. The Stand-By Service gives you that extra peace of mind, and it also sends you a reminder when an important document is about to expire. That’s useful! This ensures your details are always up to date in our system and enables us to give you the best possible help. Did you know that you can also register your partner and children for the Stand-By Service? 

If you no longer need the Stand-By Service, you can cancel it quickly and easily online.

Setting payment alerts

A payment alert is a notification you receive whenever there is activity in your account, such as when your salary has been credited. You decide which alerts you receive, and you can enable or disable them whenever you want. 

These text alerts cost €0.20 each. Payment alerts in the ABN AMRO app are free. If you want to disable text message alerts , it couldn’t be easier.

Taking out or cancelling products

Opening or closing a current account

The Basic Payment Package has everything you need for secure and convenient everyday banking. 

If you want to close your current account, we are of course sorry to hear that, but will be happy to help you make the necessary arrangements.

Applying for or cancelling a credit card

A credit card is more or less crucial when you are travelling, and it’s also good to have for online bookings and purchases. Another advantage is that almost all purchases are covered against theft, loss or damage for 180 days. 

It is of course up to you whether or not you use your credit card. If you no longer need your credit card, you are free to cancel it. While we’ll be sorry to hear that you want to cancel your credit card, we’ll be happy to help you make the necessary arrangements. 

If you want to switch from an ABN AMRO Credit Card to an ABN AMRO Gold Card or vice versa, you can do so on Creditcard Online.

Requesting or cancelling a debit card

If you want to request a new debit card, for instance, because yours is damaged or you’ve lost it, or you want to request an additional one, you can do it online in no time. 

If you close your current account, the associated debit card will automatically also be cancelled. If you would like to cancel your additional debit card, please call our customer service team.

Requesting or cancelling the Stand-By Service

ABN AMRO’s Stand-By Service entitles you to 24/7 assistance in emergency situations. It takes just one phone call to block all your cards, and you will also get an advance payment of €1,000 for an emergency while travelling. The Stand-By Service gives you that extra peace of mind, and it also sends you a reminder when an important document is about to expire. That’s useful! This ensures your details are always up to date in our system and enables us to give you the best possible help. Did you know that you can also register your partner and children for the Stand-By Service? 

If you no longer need the Stand-By Service, you can cancel it quickly and easily online.

Setting payment alerts

A payment alert is a notification you receive whenever there is activity in your account, such as when your salary has been credited. You decide which alerts you receive, and you can enable or disable them whenever you want. 

These text alerts cost €0.20 each. Payment alerts in the ABN AMRO app are free. If you want to disable text message alerts , it couldn’t be easier.

Frequently asked questions about the Basic Payment Package

For a full list of all fees, take a look at the complete overview of fees.
To check which payment package you currently have, first log in on Internet Banking. Next, go to ‘Self-service’ and click ‘Manage my products’. This is where you will see an overview of all your products, including your payment package.

The credit card fee is charged separately since 1 October 2020. 

If you already had a separate credit card and already paid your annual credit card fee, you will be refunded part of the amount you paid. The fee for the period after 1 October 2020 will be paid back to your credit card. From now on, a monthly fee will be debited from your ABN AMRO current account.