Switching to ABN AMRO
With our free Switching Service
Want to switch to ABN AMRO? That’s a good choice for a reliable bank. Switching to ABN AMRO couldn’t be any easier thanks to our free Switching Service, both for your own personal account and your joint account. It really is that simple!
Requesting the Switching Service
Have you or your partner already opened an account with ABN AMRO?
You can request the free Switching Service.
Do neither you nor your partner have an account with ABN AMRO yet?
Open a personal or joint account first, and then request the Switching Service.
Here’s how to switch to ABN AMRO in 3 steps:
Request the free Switching Service (in Dutch)
All you need is an ABN AMRO account.
Payments redirected for 13 months
We’ll contact your former bank as well. There are also several things you have to arrange yourself.
Reminder that the Switching Service is about to end
One month before the service ends, we will send you a reminder so that you can check whether all your payments have been switched over.
The free Switching Service
The Switching Service makes changing bank accounts a smooth process. We’ll contact your former Dutch bank and redirect all your payments to your new ABN AMRO account for 13 months. On top of that, we’ll give your new account number to all the organisations you’ve given permission to debit your account. There are several things you have to arrange yourself.
What we will do
Redirect your credits and debits
Over a period of 13 months, we will redirect all your incoming and outgoing payments to your new ABN AMRO account. When money is paid into your old account, we will deposit it into your ABN AMRO account. When any debits go out of your old account, we will take them out of your ABN AMRO account. You will be able to tell by the description with the credit or debit, which will state ‘Overstapservice’ (Switching Service).
We have opted for a 13-month period because all payments will generally go out of or into your account at least once a year. This way, no payments will be left behind.
Notify direct debit originators
We will give your new account number to all the organisations you have given permission to debit your account, such as your gym or broadband provider, provided they have a Dutch account number. These payments are known as ‘direct debits’ and the organisations you pay by direct debit are called ‘direct debit originators’. You do not have to do this yourself.
Tip:
If you have a direct debit for a streaming service with a foreign bank account number, the direct debit will not automatically be moved over to your new account. You will have to give them your new ABN AMRO account number yourself. Check the direct debit list for your old bank account and check the account numbers of your direct debits.
Send you a reminder
After roughly 12 months, we will remind you that the Switching Service is about to end. This is when you should check whether everything has been switched over to your new ABN AMRO account.
What you do yourself
Share your new account number
We will take care of notifying direct debit originators with a Dutch bank account. In most cases, there are also organisations and people you will have to notify yourself, such as:
- Family and friends.
- Direct debit originators with a foreign bank account, such as a streaming service.
- Parties that pay money into your account, such as your employer.
You can use this switching card (in Dutch) to let them know your new bank account number.
Tip:
If you’re not sure who you have notified and who you haven’t yet, check your account overview. If ‘Overstapservice’ (Switching Service) is stated in the description for a credit or debit, this means that the organisation or person in question is still using your old account number. Let them know your new ABN AMRO account number.
Set up your standing orders again
If you had standing orders set up, such as to transfer money to your savings account or to pay your child’s clothing allowance directly into their account, your former bank will cancel them and ABN AMRO will not automatically set them up on your new account. Luckily, setting up new standing orders is very easy to do yourself.
Tip:
After we have notified your former bank that you have switched accounts, your former bank will send you a list of all your standing orders. You can use that list to set up standing orders on your new account.
Close your old account and cancel any products
After you have requested the Switching Service, we will let your former bank know. However, you will have to close your old account and cancel any products such as a debit card or credit card yourself.
It is up to you to decide whether, but also when, to do this. We recommend that you wait to close your old account until you are sure that all payments have been switched over to your new ABN AMRO account. But do bear in mind that until you close your old account, you will be paying for both your old account and your new ABN AMRO account.
Checklist
✔ Share your new account number
✔ Set up your standing orders again
✔ Cancel your old account and products
Important information
Close your old account yourself
It will be up to you to close your old account and cancel any products, such as a debit card or credit card.
Double charges
As long as you have not closed your old account, you will be paying for both your old and your new account.
Overdraft
If you are overdrawn on your old account, you cannot automatically take your overdraft with you to your ABN AMRO account.
Frequently asked questions about the Switching Service
When does the Switching Service end?
The Switching Service ends automatically after 13 months. You don’t have to do anything for that. One month before the end of the Switching Service, we will send you a reminder. You should then check whether all payments have been switched over to your new account.
Can I end the Switching Service earlier?
The Switching Service ends automatically after 13 months. You can choose to stop it earlier. In that case, complete this form , sign the form and send it to us. You will find the address in the form.
Do I have to keep my old account for the full term of the Switching Service?
You can, but you don’t have to. You can choose to close your old account earlier to prevent double charges. In fact, you can do so from the moment the Switching Service starts. Do make sure, however, to first check that all your payments are going through your new ABN AMRO account. Closing your old account is something you have to do yourself.
What if I’m overdrawn on my old account?
If you’re overdrawn on your old account, you can’t take your overdraft with you to your ABN AMRO account. Being overdrawn on your old account also means that you can’t close the account yet. To be able to close the account, first transfer money from your ABN AMRO account to your old account to clear the overdraft, or deposit cash into the old account.
When can I use the Switching Service?
When you have just opened a new account with ABN AMRO. But also when you have been an ABN AMRO client for a while and you intend to start using your ABN AMRO account for incoming and outgoing payments that currently still go through another bank. The service is available both for personal and joint accounts.
What if someone transfers money to my old account?
Don’t worry, we’ll automatically redirect transfers to your new ABN AMRO account over a period of 13 months. When money is debited from your old account, such as through a direct debit, we’ll take it out of your ABN AMRO account. You will be able to tell by the description with the transfer, which will state ‘Overstapservice’ (Switching Service).
Is it possible to switch from a foreign account to an ABN AMRO account?
No, this is not possible. You can only switch with a Dutch account. Do you have a foreign account? Open a new ABN AMRO account here.