Apply for a credit card

in the Netherlands

Do you want to use a Dutch credit card? Whether you’re shopping online or just want to pay for your purchases in a shop, using a credit card makes your payments easy and secure, wherever you are in the world. What’s more, your purchases are then insured against theft, loss and damage. Sound good to you? Apply for your credit card in the Netherlands now.

Take a look at our credit cards

ABN AMRO Gold Card

per month
3,90
  • Secure payments anywhere in the world
  • Convenient when travelling
  • Purchases insured for 365 days against theft, loss and damage
  • Car rental excess covered
  • Car legal expenses
MOST POPULAR

ABN AMRO Credit Card

per month
1,70
  • Secure payments anywhere in the world
  • Convenient when travelling
  • Purchases insured for 180 days against theft, loss and damage
  • Car rental excess covered
  • Car legal expenses

Need help choosing?

Our tool can help you decide which credit card best suits your situation. Scroll down to start the tool.

Which credit card is right for me?

creditcard students

ABN AMRO Student Card

€1.16 per month  when included in a Student Package

  • Make contactless payments
  • Handy while travelling: pay securely, worldwide
  • Purchases insured for 180 days against theft, loss and damage

The security offered by a credit card

Purchases insured

All purchases you make with your credit card are insured against theft, loss and damage for at least 180 days. And all our credit cards include a delivery guarantee.

Leave all your worries behind

You get flight delay insurance and luggage delay insurance on all trips you book with your credit card.

Secure payments everywhere

You can use your credit card to pay for your purchases anywhere in the world, both online and in the shops. And you can make contactless payments.

Compare all our credit cards

This table shows the rates and summarises the benefits of the different ABN AMRO credit cards.

Type of credit card Student Card Credit Card Gold Card
Fee  €1.16 per month  per month 
€1.70  per month 
€3.90  per month 
Costs of an additional card  N.A. € 1 € 2
Period of purchase protection 180 days 180 days 365 days
Withdrawing cash 4% 4% 4%
Foreign transaction fee 2% 2% 2%
Spending limit up to € 1.500 up to € 5.000 up to € 5.000
Pay unpaid balance within 21 days within 21 days within 21 days
Convenient benefits - Flight delay insurance
- Luggage delay insurance
- Delivery guarantee
- 24/7 fraud prevention
- Make contactless payments
- Flight delay insurance
- Luggage delay insurance
- Delivery guarantee
- 24/7 fraud prevention
- Make contactless payments
- Flight delay insurance
- Luggage delay insurance 
- Delivery guarantee
- 24/7 fraud prevention
- Make contactless payments
- Travel accident insurance
- Car legal expenses insurance with car rental
- Excess for car rental insurance

Who can apply for a credit card?

creditcard online

18 or older

You must be 18 or older to apply for a credit card.

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Living in the Netherlands

You need to be living in the Netherlands to apply for a credit card.
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Monthly income

Your net monthly income is at least €1,150. This means that you will not qualify for a credit card if you are on benefits.

Frequently asked questions

Requesting a credit card in the Netherlands is easy. Take a look at our credit card options, choose the one that suits you best and apply for the credit card online.

Credit cards such as Visa, MasterCard and American Express are accepted in the Netherlands. 

Do you want to apply for a Dutch credit card? At ABN AMRO you can apply for a Credit Card, a Gold Card or the Student Card. These credit cards are all Mastercards and worldwide accepted.

Yes, credit cards are accepted in the Netherlands at restaurants, hotels, and tourist destinations. You can also use your credit card for online purchases. If you only have a credit card, be advised that in most cases Dutch supermarkets do not accept credit cards. Therefore it is advised to have a Dutch debit card as well or pay with cash.