Begeleid Beleggen
Guided Investing
Getting started with investing

Guided Investing

This is how easy online investing can be

Guided Investing

Getting started with investing
Not an ABN AMRO customer yet?
Getting started with investing
Not an ABN AMRO customer yet?
  • Winner of 3 Cashcow Awards Bokaal
  • Finner rating: 4 stars
  • Our experts manage your fund
  • Get started within 5 minutes
  • You can start with as little as €50

Guidance as your start

Would you like to invest, but you don't know exactly where and how? We provide guidance on your choice of goal, how long you want to invest and the risk you want to take. You choose a profile fund managed by our experts. You can always change or reverse your choices.

Before you start investing

Investing involves risks. You can lose (a part of) your deposit. If you are going to invest, it is important that you are aware of this, especially in turbulent times on the stock exchange. 

More about the risks of investing

New Year's Resolutions bonus

Invest periodically and receive a € 75 bonus!

Start investing periodically! Open an investment account now and start setting money aside periodically. Invest a minimum of € 150 for 4 consecutive months and receive a € 75 bonus.

What do you do and what do we do for you?

1. Choose your goal

You choose a goal. This could be your children's studies, for example, or paying off your mortgage more quickly. A nice reserve for later or just capital growth can also be goals.

2. Determine your profile fund and deposit

We guide you online with the choice of a profile fund and your investment. You choose a profile fund based on the risk you want to take. You will then see a prediction of what possible returns on investment can be.

3. We work on your behalf

Our experts manage your Profile Fund and make adjustments as needed. You can follow the results via Mobile Banking or Internet Banking. That's how easy online investing can be.

How does Guided Investing work?

Ready in just 3 simple steps!

1. You open an investment account within 5 minutes.

2. You will receive online guidance about your choice of goal, your target horizon (term) and ABN AMRO Profile Fund.

3. You make a one-off and/or automatic periodic deposit.

Want to change something? This can always be done via Internet Banking and the Mobile Banking app. You will immediately see what that can mean for achieving your goal.

Getting started with investing

Insight into the costs and return on your investment

Get to know the 6 ABN AMRO Profile Funds

Each profile fund comes with different risks

Each fund differs in risk: from low risk in fund 1 to high in fund 6. Of course, the possible returns also differ. With our online guidance you can choose which ABN AMRO Profile Fund suits you best.

Read more about the profile funds

Managed by a team of experts

You choose an ABN AMRO Profile Fund. Each ABN AMRO Profile Fund is managed by an experienced team of experts. They closely monitor the implementation of ABN AMRO's investment policy.

Read more about the team of experts (in Dutch)

Always insight into your portfolio

Is Guided Investing appropriate for me?

Guided Investing is appropriate if you are looking for online guidance in choosing your goal, how long you want to invest and the risk you want to take. This allows you to choose the profile fund that best suits your needs. Our experts then manage your profile fund and will make adjustments to the fund as needed.

Do you need more personal guidance and attention for your assets? From € 50,000, Portfolio Management may be appropriate for you.

Would you prefer to trade in investment funds, shares or ETFs yourself? Then discover the possibilities with Self Directed Investing Basic.

Our awards

Prize-winning investments with ABN AMRO

Investing with ABN AMRO means investing with over 200 years’ experience. Our expertise, service and products are distinctive and receive great ratings. So great in fact, that we regularly win prizes.

More about our awards and distinctions

Zelf Beleggen Basis
5 year returns profile funds guided investing

On average the highest returns

Over the past 3, 5 and 7 years, Guided Investing has achieved on average the highest returns compared to similar products from other providers. This has been shown through research conducted by Finner (formerly Beleggingsmatch) and IEX.

More information and terms & conditions

How much does Guided Investing cost?

A calculation as an example

Rekenmodel Profielfondsen

Calculate immediately what Guided Investing can and does cost you. 

Guided Investing rates card 

Calculation example with example profiles

Applying for Guided Investing is free of charge.

How are the costs divided?

Service fee 

You pay a fixed percentage as the service fee for Guided Investing. This fee includes the costs of buying and selling, online support, administering your Profile Fund and providing the information you need. 

Profile Fund price

You also pay costs to the fund manager responsible for the Profile Fund. We refer to these as the Profile Fund price. The transaction costs and ongoing Profile Fund costs are included in the Profile Fund price. This is a fixed percentage, which is different for each Profile Fund. You do not pay these costs separately; they are included in the Profile Fund price.

The transaction costs are the costs incurred by the Profile Fund when buying or selling investments. The ongoing costs include, amongst others, the costs for managing, servicing and administering the investment fund.

The ongoing costs are always shown as a percentage of the fund assets. The ongoing costs for the Profile Funds are shown below for each fund. You can also find the ongoing costs in the Key Investor Information Document (EBI) of the Profile Funds. 

Guided Investing fee sheet

Additional information relating to the rate card for investment products

What are ABN AMRO Profile Funds?

There are six ABN AMRO Profile Funds managed by an experienced fund manager. Each fund comes with its own risks, from very defensive (low risk) to very offensive (high risk).

The Profile Funds Risk Recommended duration Average annual return*

Profile Fund 1

highly defensive

2 years

1.16%

Profile Fund 2

defensive

5 years

2.51%

Profile Fund 3

moderately defensive

7 years

3.25%

Profile Fund 4

moderately offensive

10 years

4.40%

Profile Fund 5

offensive

12 years

5.29%

Profile Fund 6

highly offensive

15 years

5.80%

* on the basis of 2016 up to and including 2020

Source: ABN AMRO Investment Solutions, Morningstar Direct. Yields as at 31/12/2020, in euros and after deduction of fees. Net dividends reinvested (if applicable). Based on a geometrical calculation method. The value of your investments can vary. Past results are not indicative of future results.

Find out more about Profile Funds

What was invested in last month?

Every month a report is made available to you containing information about your ABN AMRO Profile Fund(s). The report contains general information, such as the fund profile and the fund details, but you can also read about the returns and the shares and bonds in which investments have been made. In this way, you know exactly how your fund is doing. If a new monthly report is available, you will be notified via your bankmail. View the most recent monthly reports below:

Who is Guided Investing for?

  • You have money left over and are looking for opportunities with higher returns.
  • Perhaps you want to invest independently and with ease.
  • You want to invest in an ABN AMRO Profile Fund managed by a fund manager .
  • You know that you could lose (part of) your deposit.
Risks

You should only invest capital that you have over and above your buffer for unforeseen expenses . Investing can be interesting, but it is not without risk. You can lose (a part of) your deposit. Invest only in investment products that you understand. 

With Guided Investing you make your own choices - without advice from us - and thus determine your own risk limits. We have listed the most common investment risks for you.

Terms and Conditions

View all terms and conditions of investing.

Always insight into your portfolio

  • Via Internet Banking 
  • Via the ABN AMRO app (version 9.5 and newer) 

You can see the development and current value of your ABN AMRO Profile Fund there. You also have direct insight into the achievement of the target amount under different market conditions.

Always insight into your portfolio

Always insight into your portfolio
Placing an order

You can buy or sell an ABN AMRO Profile Fund at any time via the Mobile Banking app or Internet Banking. There are no transaction costs involved. You can also place a periodic order, meaning that you automatically make a periodic deposit. It is very simple and easy. 

The purchase or sale of an ABN AMRO Profile Fund is completed within a maximum of 4 working days.

Placing an order

Placing an order
Withdrawing money in the meantime

An investment pays off best if you leave your investment for as long as possible. However, with Guided Investing you can always withdraw money from your investment account.

Stopping

You can always sell your ABN AMRO Profile Fund free of charge. After the sale of your entire investment in your fund, you can stop Guided Investing free of charge by terminating your account.

Sustainability

Sustainable investments are investment products where the consequences of the investment play a key role. This is also referred to as socially responsible investment. The sustainable investor wants to help to create a better world, and is not only interested in the environment, but also in protecting human rights and supporting education. 

Socially responsible investment is a key principle within ABN AMRO. Some investments are completely excluded from all the forms of investment that we offer, for example, investments in manufacturers of tobacco, cluster bombs and land mines.

When it comes to ‘tobacco’, please note that we differentiate between the production of tobacco and sales of tobacco products. ABN AMRO does not allow investments in producers of tobacco, but companies that ship cigarettes, or supermarkets that sell tobacco products are not excluded.

Investor compensation scheme

The investor compensation scheme compensates investors if the bank is unable to fulfil its obligations in respect of payables associated with the investment service. The investor compensation scheme guarantees a maximum amount of €20,000 per person per institution. More information can be found on the website of de Nederlandsche Bank.

More information and terms & conditions

How much does Guided Investing cost?
How are the costs divided?
What are ABN AMRO Profile Funds?
What was invested in last month?
Who is Guided Investing for?
Risks
Terms and Conditions
Always insight into your portfolio
Placing an order
Withdrawing money in the meantime
Stopping
Sustainability
Investor compensation scheme

How much does Guided Investing cost?

A calculation as an example

Rekenmodel Profielfondsen

Calculate immediately what Guided Investing can and does cost you. 

Guided Investing rates card 

Calculation example with example profiles

Applying for Guided Investing is free of charge.

How are the costs divided?

Service fee 

You pay a fixed percentage as the service fee for Guided Investing. This fee includes the costs of buying and selling, online support, administering your Profile Fund and providing the information you need. 

Profile Fund price

You also pay costs to the fund manager responsible for the Profile Fund. We refer to these as the Profile Fund price. The transaction costs and ongoing Profile Fund costs are included in the Profile Fund price. This is a fixed percentage, which is different for each Profile Fund. You do not pay these costs separately; they are included in the Profile Fund price.

The transaction costs are the costs incurred by the Profile Fund when buying or selling investments. The ongoing costs include, amongst others, the costs for managing, servicing and administering the investment fund.

The ongoing costs are always shown as a percentage of the fund assets. The ongoing costs for the Profile Funds are shown below for each fund. You can also find the ongoing costs in the Key Investor Information Document (EBI) of the Profile Funds. 

Guided Investing fee sheet

Additional information relating to the rate card for investment products

What are ABN AMRO Profile Funds?

There are six ABN AMRO Profile Funds managed by an experienced fund manager. Each fund comes with its own risks, from very defensive (low risk) to very offensive (high risk).

The Profile Funds Risk Recommended duration Average annual return*

Profile Fund 1

highly defensive

2 years

1.16%

Profile Fund 2

defensive

5 years

2.51%

Profile Fund 3

moderately defensive

7 years

3.25%

Profile Fund 4

moderately offensive

10 years

4.40%

Profile Fund 5

offensive

12 years

5.29%

Profile Fund 6

highly offensive

15 years

5.80%

* on the basis of 2016 up to and including 2020

Source: ABN AMRO Investment Solutions, Morningstar Direct. Yields as at 31/12/2020, in euros and after deduction of fees. Net dividends reinvested (if applicable). Based on a geometrical calculation method. The value of your investments can vary. Past results are not indicative of future results.

Find out more about Profile Funds

What was invested in last month?

Every month a report is made available to you containing information about your ABN AMRO Profile Fund(s). The report contains general information, such as the fund profile and the fund details, but you can also read about the returns and the shares and bonds in which investments have been made. In this way, you know exactly how your fund is doing. If a new monthly report is available, you will be notified via your bankmail. View the most recent monthly reports below:

Who is Guided Investing for?

  • You have money left over and are looking for opportunities with higher returns.
  • Perhaps you want to invest independently and with ease.
  • You want to invest in an ABN AMRO Profile Fund managed by a fund manager .
  • You know that you could lose (part of) your deposit.

Risks

You should only invest capital that you have over and above your buffer for unforeseen expenses . Investing can be interesting, but it is not without risk. You can lose (a part of) your deposit. Invest only in investment products that you understand. 

With Guided Investing you make your own choices - without advice from us - and thus determine your own risk limits. We have listed the most common investment risks for you.

Terms and Conditions

View all terms and conditions of investing.

Always insight into your portfolio

  • Via Internet Banking 
  • Via the ABN AMRO app (version 9.5 and newer) 

You can see the development and current value of your ABN AMRO Profile Fund there. You also have direct insight into the achievement of the target amount under different market conditions.

Always insight into your portfolio

Always insight into your portfolio

Placing an order

You can buy or sell an ABN AMRO Profile Fund at any time via the Mobile Banking app or Internet Banking. There are no transaction costs involved. You can also place a periodic order, meaning that you automatically make a periodic deposit. It is very simple and easy. 

The purchase or sale of an ABN AMRO Profile Fund is completed within a maximum of 4 working days.

Placing an order

Placing an order

Withdrawing money in the meantime

An investment pays off best if you leave your investment for as long as possible. However, with Guided Investing you can always withdraw money from your investment account.

Stopping

You can always sell your ABN AMRO Profile Fund free of charge. After the sale of your entire investment in your fund, you can stop Guided Investing free of charge by terminating your account.

Sustainability

Sustainable investments are investment products where the consequences of the investment play a key role. This is also referred to as socially responsible investment. The sustainable investor wants to help to create a better world, and is not only interested in the environment, but also in protecting human rights and supporting education. 

Socially responsible investment is a key principle within ABN AMRO. Some investments are completely excluded from all the forms of investment that we offer, for example, investments in manufacturers of tobacco, cluster bombs and land mines.

When it comes to ‘tobacco’, please note that we differentiate between the production of tobacco and sales of tobacco products. ABN AMRO does not allow investments in producers of tobacco, but companies that ship cigarettes, or supermarkets that sell tobacco products are not excluded.

Investor compensation scheme

The investor compensation scheme compensates investors if the bank is unable to fulfil its obligations in respect of payables associated with the investment service. The investor compensation scheme guarantees a maximum amount of €20,000 per person per institution. More information can be found on the website of de Nederlandsche Bank.

Begeleid Beleggen

Apply online now

You can apply for Guided Investing online. We will ask you a few questions at the beginning of the application. This way you know whether Guided Investing is appropriate for you. To apply log in to Internet Banking.

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