Guided Investing

Guided Investing

This is how easy online investing can be

Guided Investing

  • You can start with €50
  • ABN AMRO experts manage your fund
  • Get started within 5 minutes

Arranging your investments in a few simple steps

If you’re interested in investing, but find getting started too difficult or time-consuming, Guided Investing could be the answer. You can start investing in one of the ABN AMRO ESG Profile Funds from as little as €50. The online guidance helps you make the right choices to get started. After that, our fund managers will take over.

How Guided Investing works

ABN AMRO
Online risk scan
ABN AMRO

1. Open your account

It takes just 10 minutes to open an account. Our online guidance will then start.

2. Select your profile fund

We will suggest two ABN AMRO ESG Profile Funds that suit your target, risk profile and investment period. Make your choice, so that you can invest in the fund either with a one-off deposit or periodically.

3. We get to work

Our experts will manage your ABN AMRO ESG Profile Fund. They are constantly looking for the best return within your risk limits. You can view your account 24/7 in the ABN AMRO app or on Internet Banking.
ABN AMRO

1. Open your account

It takes just 10 minutes to open an account. Our online guidance will then start.
Online risk scan

2. Select your profile fund

We will suggest two ABN AMRO ESG Profile Funds that suit your target, risk profile and investment period. Make your choice, so that you can invest in the fund either with a one-off deposit or periodically.
ABN AMRO

3. We get to work

Our experts will manage your ABN AMRO ESG Profile Fund. They are constantly looking for the best return within your risk limits. You can view your account 24/7 in the ABN AMRO app or on Internet Banking.
Guided Investing returns 2023

On average the highest returns

This graph shows you what your return would have been, if you had, for example, made a one-off investment of €1,000 in one of the five funds on 1 January 2018.

Source: ABN AMRO Investment Solutions, Morningstar Direct. Yields as at 30/12/2022, in euros and after deduction of fees. Net dividends reinvested (if applicable). Based on a geometrical calculation method. The value of your investments can vary. Past results are not indicative of future results.

Calculate your costs and possible returns

ABN AMRO

Prize-winning investments with ABN AMRO

Investing with ABN AMRO means investing with over 200 years’ experience. Our expertise, service and products are distinctive and receive great ratings. So great in fact, that we regularly win prizes.

Compass

Investing and risks

Investing involves risks. You could lose (some of) the money you invested. If you are going to invest, it is important that you are aware of this. Invest with money you can spare.

More information and terms & conditions

Who is Guided Investing for?

Who is Guided Investing for?

  • You have money left over and are looking for opportunities to invest
  • Perhaps you want to invest independently and with ease
  • You want to have an option to invest periodically
  • You want to start investing from as little as €50
  • You have a long-term investment horizon but you want to be sure that you can sell at any time 
  • You want to invest in an ABN AMRO ESG Profile Fund managed by a team of experts .
  • You know that investing carries risks and you could lose (part of) your deposit
If you are (or are investing on behalf of) a minor, a foundation, an association or a client who is under judicial administration, different rules apply, but you can still invest through Guided Investing.
How much does Guided Investing cost?

How are the costs divided?

Service fee 

You pay a fixed percentage as the service fee for Guided Investing. This fee includes the costs of buying and selling, online support, administering your Profile Fund and providing the information you need. 

ABN AMRO ESG Profile Fund price

You also pay costs to the fund manager responsible for the Profile Funds. We refer to these as the Profile Fund price. The transaction costs and ongoing Profile Fund costs are included in the Profile Fund price. This is a fixed percentage, which is different for each Profile Fund. You do not pay these costs separately; they are included in the Profile Fund price.

The transaction costs are the costs incurred by the Profile Fund when buying or selling investments. The ongoing costs include, amongst others, the costs for managing, servicing and administering the investment fund.

The ongoing costs are always shown as a percentage of the fund assets. The ongoing costs for the Profile Funds are shown below for each fund. You can also find the ongoing costs in the Key Investor Information Document (EBI) of the Profile Funds

Guided Investing costs information sheet

Additional information relating to the costs information sheet for investment products

Example Profiles Guided Investing

The ‘Additional information relating to the costs’ information sheet explains about different types of fees.  Not all sections of the document are relevant for Guided Investing, the section ‘Investment Funds’ is particularly relevant to Guided Investing.
Returns ABN AMRO ESG Profile Funds

There are five ABN AMRO ESG Profile Funds managed by an experienced fund manager. Every fund has its own characteristics and different risks.

Risk 2018 2019 2020 2021 2022 since 2018

Defensive

-3.0%

8.9%

2.1%

3.9%

-12.2%

-1.5%

Moderately Defensive

-4.9%

12.0%

1.7%

7.9%

-12.8%

1.9%

Moderately Aggressive

-7.0%

16.6%

2.1%

13.1%

-13.5%

8.4%

Aggressive

-9.1%

21.3%

1.9%

18.3%

-14.5%

13.5%

Very Aggressive

-11.5%

23.7%

1.2%

22.3%

-13.7%

17.0%

Source: ABN AMRO Investment Solutions, Morningstar Direct. Yields as at 30/12/2022, in euros and after deduction of fees. Net dividends reinvested (if applicable). Based on a geometrical calculation method. The value of your investments can vary. Past results are not indicative of future results.

Find out more about Profile Funds

Risks

You should only invest capital that you have over and above your buffer for unforeseen expenses . Investing can be interesting, but it is not without risk. You can lose (a part of) your deposit. Invest only in investment products that you understand. 

With Guided Investing you make your own choices - without advice from us - and thus determine your own risk limits. We have listed the most common investment risks for you.

Always insight into your portfolio

  • Via Internet Banking 
  • Via the ABN AMRO app (version 9.5 and newer) 

You can see the development and current value of your ABN AMRO ESG Profile Fund there. You also have direct insight into the achievement of the target amount under different market conditions.

Guided Investing overview
Making a deposit or withdrawal

You can buy or sell an ABN AMRO Profile Fund at any time via the Mobile Banking app or Internet Banking. There are no transaction costs involved. You can also place a periodic order, meaning that you automatically make a periodic deposit. It is very simple and easy. 

In placing your order, you are buying or selling part of the ABN AMRO ESG Profile Fund. This process takes a maximum of 4 working days.

Guided Investing making a deposit or withdrawal
Stopping investing

You can stop using Guided Investing whenever you wish. Please cancel it in writing. You will not be charged for selling your investment in your ABN AMRO ESG Profile Fund.

Sustainability

ABN AMRO ESG Profile Funds meet a number of sustainability criteria and qualify as 'ESG investments. 

ABN AMRO ESG Profile Funds apply a number of exclusions, for instance, the funds do not invest in companies that manufacture controversial weapons or tobacco products. Businesses that attach little importance to sustainability are also avoided.

We identify public entities and companies that manage their ESG risk better than comparable organisations. This non-financial analysis is performed for at least 90% of the portfolio.

Furthermore, the fund is committed to take engagement actions when necessary.

More information and terms & conditions

Who is Guided Investing for?

Who is Guided Investing for?

  • You have money left over and are looking for opportunities to invest
  • Perhaps you want to invest independently and with ease
  • You want to have an option to invest periodically
  • You want to start investing from as little as €50
  • You have a long-term investment horizon but you want to be sure that you can sell at any time 
  • You want to invest in an ABN AMRO ESG Profile Fund managed by a team of experts .
  • You know that investing carries risks and you could lose (part of) your deposit
If you are (or are investing on behalf of) a minor, a foundation, an association or a client who is under judicial administration, different rules apply, but you can still invest through Guided Investing.

How much does Guided Investing cost?

How are the costs divided?

Service fee 

You pay a fixed percentage as the service fee for Guided Investing. This fee includes the costs of buying and selling, online support, administering your Profile Fund and providing the information you need. 

ABN AMRO ESG Profile Fund price

You also pay costs to the fund manager responsible for the Profile Funds. We refer to these as the Profile Fund price. The transaction costs and ongoing Profile Fund costs are included in the Profile Fund price. This is a fixed percentage, which is different for each Profile Fund. You do not pay these costs separately; they are included in the Profile Fund price.

The transaction costs are the costs incurred by the Profile Fund when buying or selling investments. The ongoing costs include, amongst others, the costs for managing, servicing and administering the investment fund.

The ongoing costs are always shown as a percentage of the fund assets. The ongoing costs for the Profile Funds are shown below for each fund. You can also find the ongoing costs in the Key Investor Information Document (EBI) of the Profile Funds

Guided Investing costs information sheet

Additional information relating to the costs information sheet for investment products

Example Profiles Guided Investing

The ‘Additional information relating to the costs’ information sheet explains about different types of fees.  Not all sections of the document are relevant for Guided Investing, the section ‘Investment Funds’ is particularly relevant to Guided Investing.

Returns ABN AMRO ESG Profile Funds

There are five ABN AMRO ESG Profile Funds managed by an experienced fund manager. Every fund has its own characteristics and different risks.

Risk 2018 2019 2020 2021 2022 since 2018

Defensive

-3.0%

8.9%

2.1%

3.9%

-12.2%

-1.5%

Moderately Defensive

-4.9%

12.0%

1.7%

7.9%

-12.8%

1.9%

Moderately Aggressive

-7.0%

16.6%

2.1%

13.1%

-13.5%

8.4%

Aggressive

-9.1%

21.3%

1.9%

18.3%

-14.5%

13.5%

Very Aggressive

-11.5%

23.7%

1.2%

22.3%

-13.7%

17.0%

Source: ABN AMRO Investment Solutions, Morningstar Direct. Yields as at 30/12/2022, in euros and after deduction of fees. Net dividends reinvested (if applicable). Based on a geometrical calculation method. The value of your investments can vary. Past results are not indicative of future results.

Find out more about Profile Funds

Risks

You should only invest capital that you have over and above your buffer for unforeseen expenses . Investing can be interesting, but it is not without risk. You can lose (a part of) your deposit. Invest only in investment products that you understand. 

With Guided Investing you make your own choices - without advice from us - and thus determine your own risk limits. We have listed the most common investment risks for you.

Terms and Conditions

View all terms and conditions of investing.

Always insight into your portfolio

  • Via Internet Banking 
  • Via the ABN AMRO app (version 9.5 and newer) 

You can see the development and current value of your ABN AMRO ESG Profile Fund there. You also have direct insight into the achievement of the target amount under different market conditions.

Guided Investing overview

Making a deposit or withdrawal

You can buy or sell an ABN AMRO Profile Fund at any time via the Mobile Banking app or Internet Banking. There are no transaction costs involved. You can also place a periodic order, meaning that you automatically make a periodic deposit. It is very simple and easy. 

In placing your order, you are buying or selling part of the ABN AMRO ESG Profile Fund. This process takes a maximum of 4 working days.

Guided Investing making a deposit or withdrawal

Stopping investing

You can stop using Guided Investing whenever you wish. Please cancel it in writing. You will not be charged for selling your investment in your ABN AMRO ESG Profile Fund.

Sustainability

ABN AMRO ESG Profile Funds meet a number of sustainability criteria and qualify as 'ESG investments. 

ABN AMRO ESG Profile Funds apply a number of exclusions, for instance, the funds do not invest in companies that manufacture controversial weapons or tobacco products. Businesses that attach little importance to sustainability are also avoided.

We identify public entities and companies that manage their ESG risk better than comparable organisations. This non-financial analysis is performed for at least 90% of the portfolio.

Furthermore, the fund is committed to take engagement actions when necessary.

ABN AMRO

Start using Guided Investing

Your own familiar bank

60,000 customers

Available from €50

Do you need help?

Do you have a question?

Find the answers to frequently asked questions about investing on our service page.

Call us now

Check the phone numbers and opening hours.