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Guided Investing

Guided Investing

Online investment made easy

Guided Investing

  • You handle your investments personally, with our online support
  • Help when choosing a Profile Fund
  • Experts manage the Profile Fund
  • Get started in less than 5 minutes
  • You can start with as little as €50

Receive a bonus of up to € 150

Open a new- or use your existing investment account. The promotion is valid until 31 December 2019 inclusive.

Investment involves risks. You could lose all or part of your initial investment.

Investing for everybody

If you want to invest, but do not know exactly what you want to invest in and how, Guided Investing makes it easy for you, with online support. Simply select your goal, the investment period and the size of your investment. You can invest a one-off amount or regularly invest extra funds.

Profile Funds

Based on your preferences, we help you select the most suitable Profile Fund. Each Profile Fund is associated with its own specific level of risk. And as if this service was not already easy enough, you can also change your preferences at any time in the Mobile Banking app or on Internet Banking.

How Guided Investing works

Ready to invest in just 5 steps

1. Open an account in less than 5 minutes.

2. Receive online support that helps you choose your Profile Fund.

3. Pay in a one-off amount and/or set up a standing order to invest on a regular basis.

4. Your dashboard indicates the development and value of your Profile Fund and the feasibility of your target return.

5. If you need to make changes, you can do so using Internet Banking and the Mobile Banking app and you will immediately see the impact they have on achieving your goal.

Our 6 Profile Funds

Each Profile Fund is associated with a different level of risk

Each Profile Fund has a different risk factor, ranging from extremely low risk in Profile Fund 1 to extremely high risk in Profile Fund 6. Obviously, the expected return also differs. Simply select the Profile Fund that is right for you with the help of our online support facility.

Managed by experts

You select a Profile Fund. Each ABN AMRO Profile Fund is managed by an experienced fund manager and his team. He complies fully with ABN AMRO's investment policy.

Awards won by Guided Investing

Profile Funds win a Best Choice 2018 ‘Gouden Stier’ (Golden Bull) award

And the winner is …ABN AMRO! The professional panel of judges named our Profile Funds as the ‘Best Choice 2018’ in the Mixed Funds category. And private investors voted us the best investment firm.

We are proud of our investment performance

Guided Investing achieved the highest average return during the past 3, 5 and 7 years, according to analyses performed by Beleggingsmatch and IEX.

More information and terms & conditions

What Guided Investing is for
  • You have money available to invest and are interested in achieving a higher return.
  • You want to handle your investments personally and with maximum convenience.
  • You want to invest in a Profile Fund that is managed by a fund manager.
  • You know that you could lose all or part of your initial investment.
Profile Funds explained

There are six Profile Funds, which are all managed by an experienced fund manager. Each Profile Fund is associated with its own specific level of risk, ranging from extremely defensive (low risk) to extremely offensive (high risk).

Find out more about Profile Funds

Risks

You should only invest money that you do not need and that is surplus to your buffer for unforeseen expenses. While investments can be profitable, they are also associated with risks. You could lose all or part of your initial investment, so be sure to only invest in investment products that you understand. 

When you use Guided Investing, you make your own choices - without any advice from us - and also decide your own risk exposure limits. 

Terms and conditions

Read all the investment terms and conditions.

Fees

Service fee 

You pay a fixed percentage as the service fee for Guided Investing. This fee includes the costs of buying and selling, online support, administering your Profile Fund and providing the information you need. 

Ongoing charges 

You also pay costs to the fund manager responsible for the Profile Fund. We refer to these as ongoing charges. This is a fixed percentage, which is different for each Profile Fund. You do not pay these costs separately; they are included in the Profile Fund price. 

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Keep track of your portfolio at all times
  • On Internet Banking
  • In the Mobile Banking app (version 9.5 and later)
Submitting an order

You can buy or sell holdings in a Profile Fund at any time using the Mobile Banking app or Internet Banking. No transaction fees are charged for this. You can also set up a standing order to automatically buy investments. Easy and convenient.

Buying and selling orders for a Profile Fund are processed in a maximum of 4 days.

Termination

You can sell your Profile Fund holding at any time without incurring costs. After selling all your investments in your Profile Fund, you can terminate Guided Investing by closing your account.

Sustainability

Sustainable investments are investment products where the consequences of the investment play a key role. This is also referred to as socially responsible investment. The sustainable investor wants to help to create a better world, and is not only interested in the environment, but also in protecting human rights and supporting education. 

Socially responsible investment is a key principle within ABN AMRO. Some investments are completely excluded from all the forms of investment that we offer, for example, investments in manufacturers of tobacco, cluster bombs and land mines.

When it comes to ‘tobacco’, please note that we differentiate between the production of tobacco and sales of tobacco products. ABN AMRO does not allow investments in producers of tobacco, but companies that ship cigarettes, or supermarkets that sell tobacco products are not excluded.

Monthly reports

A report presenting general information about your Profile Fund(s) is prepared for you at the end of each month, so you know exactly how your Profile Fund investments are doing. You are sent a Bankmail notification when a new monthly report is available. Click here for the monthly reports:

Investor compensation scheme

The investor compensation scheme compensates investors if the bank is unable to fulfil its obligations in respect of payables associated with the investment service. The investor compensation scheme guarantees a maximum amount of €20,000 per person per institution. More information can be found on the website of de Nederlandsche Bank.

More information and terms & conditions

  • You have money available to invest and are interested in achieving a higher return.
  • You want to handle your investments personally and with maximum convenience.
  • You want to invest in a Profile Fund that is managed by a fund manager.
  • You know that you could lose all or part of your initial investment.

There are six Profile Funds, which are all managed by an experienced fund manager. Each Profile Fund is associated with its own specific level of risk, ranging from extremely defensive (low risk) to extremely offensive (high risk).

Find out more about Profile Funds

You should only invest money that you do not need and that is surplus to your buffer for unforeseen expenses. While investments can be profitable, they are also associated with risks. You could lose all or part of your initial investment, so be sure to only invest in investment products that you understand. 

When you use Guided Investing, you make your own choices - without any advice from us - and also decide your own risk exposure limits. 

Read all the investment terms and conditions.

Service fee 

You pay a fixed percentage as the service fee for Guided Investing. This fee includes the costs of buying and selling, online support, administering your Profile Fund and providing the information you need. 

Ongoing charges 

You also pay costs to the fund manager responsible for the Profile Fund. We refer to these as ongoing charges. This is a fixed percentage, which is different for each Profile Fund. You do not pay these costs separately; they are included in the Profile Fund price. 

afbeelding_kenmerken_Rekenmodel Profielfondsen EN 

  • On Internet Banking
  • In the Mobile Banking app (version 9.5 and later)

You can buy or sell holdings in a Profile Fund at any time using the Mobile Banking app or Internet Banking. No transaction fees are charged for this. You can also set up a standing order to automatically buy investments. Easy and convenient.

Buying and selling orders for a Profile Fund are processed in a maximum of 4 days.

You can sell your Profile Fund holding at any time without incurring costs. After selling all your investments in your Profile Fund, you can terminate Guided Investing by closing your account.

Sustainable investments are investment products where the consequences of the investment play a key role. This is also referred to as socially responsible investment. The sustainable investor wants to help to create a better world, and is not only interested in the environment, but also in protecting human rights and supporting education. 

Socially responsible investment is a key principle within ABN AMRO. Some investments are completely excluded from all the forms of investment that we offer, for example, investments in manufacturers of tobacco, cluster bombs and land mines.

When it comes to ‘tobacco’, please note that we differentiate between the production of tobacco and sales of tobacco products. ABN AMRO does not allow investments in producers of tobacco, but companies that ship cigarettes, or supermarkets that sell tobacco products are not excluded.

A report presenting general information about your Profile Fund(s) is prepared for you at the end of each month, so you know exactly how your Profile Fund investments are doing. You are sent a Bankmail notification when a new monthly report is available. Click here for the monthly reports:

The investor compensation scheme compensates investors if the bank is unable to fulfil its obligations in respect of payables associated with the investment service. The investor compensation scheme guarantees a maximum amount of €20,000 per person per institution. More information can be found on the website of de Nederlandsche Bank.

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You can try your hand at investing too

Guided Investing lets you invest for as little as €50, and you can also invest an amount every month if you wish. So you can accumulate a nice nest egg over the years without much effort.