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Pension check
How much pension will you get when you retire?
It’s good to know how much state pension (AOW) and employee pension you’re entitled to in the future. By logging in toMijnpensioenoverzicht, you can instantly see the amounts of your future monthly payments and find out whether it’s enough for you to live the life you want. If it isn’t, you can explore the ways you can set aside money for later.
Check your future monthly payments today
How to check your state pension and employee pension(s):
- Go to
and log in with your DigiD - Check the list of your pension providers and answer a few questions
- You’ll instantly see how much pension you can expect to receive, as well as your state retirement age.
In 3 steps to a good pension
Step 1: check your pension
Go to Mijnpensioenoverzicht and log in with your DigiD. You will see how much pension you can expect on the screen.
Step 2: calculate your annual margin
In addition to your state pension and employee pension, you’re also allowed to set some extra money aside for a top-up pension. You can deduct the amount from your taxable income, as long as this doesn’t exceed your annual margin.
Step 3: open a pension account
Once you’ve done this you can start saving or investing for your top-up pension.
Pension shortfall
A pension shortfall means that your monthly expenditure will exceed your lifestyle once you retire. You can make up for this shortfall and may be able to claim tax credit. This tax credit is conditional on your additional deposits staying below a certain limit. We call this your annual margin.
Add to your pension
Once you’ve calculated your annual margin, you’ll know how much extra money you can set aside for your pension and potentially get a tax credit for it. Within our pension account, you can save and invest for your retirement and make sure you can continue living the way you want. Take your first step towards a healthy pension.
Start building up your pension and receive a €50 bonus
Why not put your windfall towards an additional pension? Open a pension account by 30 June 2025, deposit at least €50 per month for three consecutive months and receive a bonus of €50. You decide whether to save or invest your deposits, or a combination of the two!
Please note: you could lose all or part of your initial investment.
