Open a joint account

The joint account consists of a bank account with 2 debit cards and costs €5.20 per month. 

You pay the monthly fee in advance, starting in the first month after you open the account.

The joint account contains a current account, two debit cards and access to online banking services. It is a flexible payment package, which means you choose what you want in addition to your basic package. For example, you may want to have a credit card. You only pay for what you use. If something changes, that's no problem. You can easily make changes online. Check out all the fees in one overview.

Do you want to make your personal account joint or change your joint account to a single personal account? Then you need to make an appointment via Video Banking. This way, we can identify you and your co-applicant via your smart device with camera. We are looking forward to seeing you!

Please note: You can only convert an account without an overdraft facility. If you want to keep the option of overdraft, you need to cancel your overdraft facility first. After your single account has been converted to a joint account, you can reapply for an overdraft facility.

You can open an account and identify yourself through the ABN AMRO app with the following forms of identification:

You can open an account and submit your ID through the ABN AMRO app using the following forms of identification:

• Dutch ID (identity card, driving licence or passport)
• European identity card (except an identity card from Denmark, Greece, Iceland, Switzerland and Romania)
• International passport (except United States passport)
• Residence permit (type I, II, III, IV, V, EU/EEA or EU/EEA family member)

See how to open a bank account through the ABN AMRO app.

You can open an account and identify yourself by appointment with the identity documents listed below:

• Dutch identity document (identity card, driving licence or passport)
• International identity document (except United States passport)
• Residence permit (type I/IV)

Find out how to open a bank account via the website.

In this case, you can only become a client at an ABN AMRO branch. Make an appointment at one of our branches to do this. You can do this by contacting us (standard call charges apply).

After you upload your identity document, you will be asked to verify the details. You can change your name and date of birth if necessary. Your application may be rejected if the details cannot be properly verified. You can then restart the application.

We want to be sure that you are who you say you are when you open an account. This helps us to prevent fraud, for example abuse of your current account. For this reason, one of the things we need from you is an extract from the Municipal Personal Records Database (BRP). You can request it yourself at your municipality. You can open the account even without the extract, but some features of your current account will not be available in this case, for example deposits and cash withdrawals.

All banks are required to verify the identity of their customers and ABN AMRO is no exception. This requirement is set out in the Dutch Money Laundering and Terrorist Financing (Prevention) Act and helps to prevent money laundering and the financing of terrorism.

You will receive information about the status of your application via SMS and e-mail within 4 hours after completing the application. Has your application been rejected? Then we will explain in the text message why your application has been rejected. In addition, you will see an 'error screen' in the ABN AMRO app. Here you can read what happened and what you can do.

If you open a joint account, you must both sign. After you have both signed, we will open the account and send you the debit cards and activation code.

To have your name listed first, apply for the joint account yourself.  If your co-applicant starts the application process, their name will be used for the account.

Even if you don't have a mobile phone, you can apply for a joint account. Go to Open a joint account without a smartphone and follow the on screen steps. During your application, you can indicate that you don't have a smartphone.