Opening an account in the Netherlands

If you live in the Netherlands, it's handy to have a Dutch current account. You can pay your rent by standing order or direct debit, and transfer money to your home country, for example. You can also pay for your daily groceries with your debit card free of charge.

Open your bank account online

If you have Dutch or European proof of identity, you can open an account online. You can even open a joint account online and you don’t need to come to a branch - it is that easy! Open your bank account now and start managing your banking online in a matter of minutes.

Don't have Dutch or European proof of identity?

Watch the video and see how you can open an account by making an appointment.

  1. Contact us and we will make an appointment for you with one of our advisers
  2. We will make an appointment at a branch near you, where we will check your ID
  3. After you have applied to open an account, you will receive your debit card and PIN by post


You can reach us 24 hours a day, also in English. Make an appointment through our website or contact one of our English-speaking advisers to make an appointment. Call 0900 - 81 70. From outside the Netherlands, call +31 10 241 17 20 (normal call rates apply).


Bring the following to your appointment: 

  • Your passport and your employment contract or a statement of initial employment particulars
  • Your Citizen Service Number. This number is given to you when you register with the municipality you live in

Your debit card and PIN

Within 3 to 5 working days, you will receive the following information in separate letters: 

  • Your debit card. The card is blocked and does not work
  • Your activation code
  • Your PIN