Open a Dutch bank account

I want to open a bank account for

Myself

Us together

My child

An additional account

Walter Wallet card holder

Free card holder

Open a bank account by 2 November 2021 and receive a free Walter Wallet card holder. Walter Wallet is the ideal card holder for storing all your cards. Its sturdy, compact design allows space for up to 7 cards, so you always have your most used cards to hand. You can also store banknotes in the Walter Wallet. Useful! Walter Wallet is manufactured in the Netherlands and is fully recyclable.

man opening bank account

Opening a bank account in the Netherlands

Thank you for your interest in an ABN AMRO bank account, which will allow you to manage your day-to-day banking easily and securely. Making transfers or setting alerts to notify you when your salary has been paid into your bank account: our award-winning ABN AMRO app makes it all easy. And if you need help, we’re here for you 24/7. 

Open business account

Open a business account

Recently launched your business? Apply for your business account today. For start-ups, the first six months are free of charge.

  • Your business transactions are kept separate from your personal account
  • Direct link to your bookkeeping
  • All important information in your dashboard

More information about a Dutch bank account

For myself

Get a bank account in the Netherlands, including a debit card, with a reliable bank for just €1.95 per month.

Account for myself

For us together

A joint account with 2 debit cards costs €3.35 per month.

Joint account

For my child

A free account that your child can use to make payments and start saving. It’s easy to open the bank account online.

Youth account

An additional account

It only takes a minute to open an additional account. Simply do it on Internet Banking.

An additional account

What are the costs of a Dutch bank account?

We have listed the monthly fees for the most common Basic Payment Package configurations. Please take a look at the table below.

Bank account + debit card € 1,95
Bank account + debit card + credit card € 3,65
Joint account:
Bank account + 2 debit cards		 € 3,35
Joint account:
Bank account + 2 debit cards + credit card		 € 5,05
Joint account + a separate account for each joint account holder: 3 bank accounts + 4 debit cards € 7,25

See more everyday banking fees

Frequently asked questions

Can I open a Dutch (joint) bank account online?

Yes, opening a Dutch bank account online is secure, fast and simple. All you need to do is download the ABN AMRO app. You can open a bank account online if you: 

  • are aged 18 years or older;
  • have an official Dutch home address;
  • have a Dutch ID or an international passport;
  • are liable to pay taxes in the Netherlands (and possibly also in another country).
How long does it take to open a Dutch bank account?

Opening a Dutch bank account online is done within less than 10 minutes. All you need is your mobile and your ID. You can prove your identity in the ABN AMRO app. Fast and easy right? After applying you will receive your account number within 4 hours. 

Prefer to make an appointment and come to one of our branch offices? That’s also possible. First make an appointment. After opening the bank account you will receive your debit card within 5 working days.

Can foreigners open a bank account in the Netherlands?

Yes. Foreigners with an international passport, EU-passport or any Dutch ID can open a bank account in the Netherlands. You also need a BSN to open the bank account.

Do I need a BSN to open a Dutch bank account?

Yes, you need a BSN to open a Dutch bank account. Moreover you need an international passport, EU-passport or any Dutch ID to open the bank account.

Other useful info