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Car insurance
Calculate your premium

Car insurance

in the Netherlands

Car insurance

Calculate your premium
Apply within 2 minutes
Calculate your premium
Apply within 2 minutes
  • No waiting period
  • Choose from a range of cover options
  • Change your cover at any time

Why take out car insurance?

Want to hit the road in the Netherlands? Get ABN AMRO car insurance. Choose the cover you need so that you will only pay for what you really need. If you want to change your cover at a later stage, that will not be a problem, you can change it at any time! Good to know: with our car insurance, it is easy to get your damage repaired thanks to the ABN AMRO Schade Service. The ABN AMRO Schade Service includes free alternative transport and a 4-year warranty on the repair.

Select your cover

Third-Party Liability + Comprehensive Cover

  • Damage suffered by third parties
  • Fire, storm and hail damage
  • Theft and break-ins
  • Window damage
  • Vandalism
  • Damage to your own car that you caused yourself
  • Personal intent
More about Comprehensive Cover
Calculate your premium

Third-Party Liability + Limited Cover

  • Damage suffered by third parties
  • Fire, storm and hail damage
  • Theft and break-ins
  • Window damage
  • Vandalism
  • Damage to your own car that you caused yourself
  • Personal intent
More about Limited Cover
Calculate your premium

Third-Party Liability

  • Damage suffered by third parties
  • Fire, storm and hail damage
  • Theft and break-ins
  • Window damage
  • Vandalism
  • Damage to your own car that you caused yourself
  • Personal intent
More about Third-Party Liability
Calculate your premium

Third-Party Liability + Comprehensive Cover

  • Damage suffered by third parties
  • Fire, storm and hail damage
  • Theft and break-ins
  • Window damage
  • Vandalism
  • Damage to your own car that you caused yourself
  • Personal intent
More about Comprehensive Cover
Calculate your premium

Third-Party Liability + Limited Cover

  • Damage suffered by third parties
  • Fire, storm and hail damage
  • Theft and break-ins
  • Window damage
  • Vandalism
  • Damage to your own car that you caused yourself
  • Personal intent
More about Limited Cover
Calculate your premium

Third-Party Liability

  • Damage suffered by third parties
  • Fire, storm and hail damage
  • Theft and break-ins
  • Window damage
  • Vandalism
  • Damage to your own car that you caused yourself
  • Personal intent
More about Third-Party Liability
Calculate your premium
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Personal claims handling service

Our car insurance comes with a personal claims handling service. If you have car insurance with Limited or Comprehensive cover and use the ABN AMRO Schade Service, we will pay the bill for covered repairs straight to the repair company, so you won’t need to pay it upfront. And you’ll also receive a 4-year guarantee on the repairs. While your car is being repaired, you will get a courtesy car. All you have to pay for is the petrol, we’ll cover the rest. If you’d prefer to go to your own repair shop, you can.

Car insurance Netherlands additional cover options

Car insurance in the Netherlands: additional cover options

Want extra peace of mind? Choose additional cover, such as car legal expenses, breakdown assistance or cover against damage suffered by passengers, so that your passengers are also insured for personal injury and other cases.

Taking out car insurance in 3 easy steps

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Calculate your premium

Tell us a bit more about your car, the driver and your claim-free years, so that we can calculate your premium.
speedometer

Meldcode and mileage

Before you can take out the car insurance, we need your car’s meldcode and mileage. As soon as you provided these details, you can take out the insurance.
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No waiting period

Submitted everything? Go ahead and take out your car insurance and select an effective date. If you want, your car insurance can take effect immediately.
Calculate your premium

How do I apply for a car insurance?

pr-tools-calculate

Calculate your premium

Tell us a bit more about your car, the driver and your claim-free years, so that we can calculate your premium.
speedometer

Meldcode and mileage

Before you can take out the car insurance, we need your car’s meldcode and mileage. As soon as you provided these details, you can take out the insurance.
pr-files-file-verified

No waiting period

Submitted everything? Go ahead and take out your car insurance and select an effective date. If you want, your car insurance can take effect immediately.
Calculate your premium
Car insurance discount for an additional car

Discount for an additional car

If you have a second car, why not insure it with us as well to get a discount on your premium. That’s a great deal! Find out how it works.

Log in and calculate premium About second car insurance
Claim-free years

Claim-free years

It pays not to have to claim on your insurance! The discount on your premium can rise to as much as 80%. Find out more about claim-free years.
About claim-free years
Changing your car insurance

Changing your car insurance

If you already have car insurance with us, but have changed cars, give us a call to make sure your new car is insured properly. Want to change your policy or include additional cover? You can do it yourself online.

About changing your policy

More information & terms and conditions car insurance

Who it is for

ABN AMRO car insurance in the Netherlands is intended for private individuals and self-employed professionals. All you need is an ABN AMRO current account. Not an ABN AMRO customer yet? You can open a current account in no time at all.

Excess

With Third-Party Liability + Limited Cover or Third-Party Liability + Comprehensive Cover, the excess is €150 per event. If you use the ABN AMRO Schade Service in the event of damage to your car, you will not be charged the excess. This does not apply to window replacement, which is always subject to a €75 excess.

Security classes

Security  
If your car is not adequately secured, your excess will equal 2.5% of the car’s list price (subject to a minimum of €375). Read more about security classes and your excess.

Costs

Premium
How much premium you pay for your car insurance depends on your:

  • Car
  • The cover options you choose
  • Age
  • Town/city
  • Claim-free years
  • Your annual mileage
  • Personal details

Calculate your premium

Commission 
ABN AMRO Bank N.V. provides personal customers with non-life insurance products and advises them on behalf of ABN AMRO Schadeverzekering N.V. We receive a fee of 10% of the premium for this. You can read more about our services on our  non-life insurance information sheet . 

Handling fees (including policy fee)
You will be charged €9.98 for the ABN AMRO Car Insurance, which includes insurance tax. This will cover your registration with the RDW (Netherlands Vehicle Authority), as well as the drafting and sending of the policy, green card and European claims form.

The RDW will check whether you have third-party liability cover for damage caused to others by your car. This cover is mandatory for all cars.

Administration fee
If this is the first non-life insurance policy you are taking out with ABN AMRO, you will be charged an administration fee of €0.69 (including insurance tax) for collecting the premium, which may be done monthly or annually. If you have already other personal non-life insurance with ABN AMRO, you will not be charged the administration fee again.

Insurance tax
You will be charged 21% insurance tax on the ABN AMRO car insurance premium and costs. This amount will be included in the calculation of your premium.

Package discount
If you take out more than 3 insurance policies with ABN AMRO, you will qualify for a 5% package discount.

Green card

Your car insurance will include a green card. This is international proof of your car insurance that you can use abroad. The card lists the countries you are insured in and the telephone numbers you will need in an emergency. You will get a new green card each year.

If you are going on holiday with a caravan, you will need a separate green card for your caravan in Germany, Poland and Spain.

If you lose your green card, request a new one online for your car and/or caravan.

Insurance cards

Cancellation or termination

Cancellation
After taking out car insurance, you have a 14-day cooling-off period during which you can cancel your policy free of charge. Simply send the policy to the following address (no stamp required):

ABN AMRO Verzekeringen
Antwoordnummer 9000
8000 VB Zwolle 

Cancellation
You can cancel your car insurance as of any day, albeit not retroactively.

More information & terms and conditions car insurance

Who it is for
Excess
Security classes
Costs
Green card
Insurance cards
Cancellation or termination

Who it is for

ABN AMRO car insurance in the Netherlands is intended for private individuals and self-employed professionals. All you need is an ABN AMRO current account. Not an ABN AMRO customer yet? You can open a current account in no time at all.

Excess

With Third-Party Liability + Limited Cover or Third-Party Liability + Comprehensive Cover, the excess is €150 per event. If you use the ABN AMRO Schade Service in the event of damage to your car, you will not be charged the excess. This does not apply to window replacement, which is always subject to a €75 excess.

Security classes

Security  
If your car is not adequately secured, your excess will equal 2.5% of the car’s list price (subject to a minimum of €375). Read more about security classes and your excess.

Costs

Premium
How much premium you pay for your car insurance depends on your:

  • Car
  • The cover options you choose
  • Age
  • Town/city
  • Claim-free years
  • Your annual mileage
  • Personal details

Calculate your premium

Commission 
ABN AMRO Bank N.V. provides personal customers with non-life insurance products and advises them on behalf of ABN AMRO Schadeverzekering N.V. We receive a fee of 10% of the premium for this. You can read more about our services on our  non-life insurance information sheet . 

Handling fees (including policy fee)
You will be charged €9.98 for the ABN AMRO Car Insurance, which includes insurance tax. This will cover your registration with the RDW (Netherlands Vehicle Authority), as well as the drafting and sending of the policy, green card and European claims form.

The RDW will check whether you have third-party liability cover for damage caused to others by your car. This cover is mandatory for all cars.

Administration fee
If this is the first non-life insurance policy you are taking out with ABN AMRO, you will be charged an administration fee of €0.69 (including insurance tax) for collecting the premium, which may be done monthly or annually. If you have already other personal non-life insurance with ABN AMRO, you will not be charged the administration fee again.

Insurance tax
You will be charged 21% insurance tax on the ABN AMRO car insurance premium and costs. This amount will be included in the calculation of your premium.

Package discount
If you take out more than 3 insurance policies with ABN AMRO, you will qualify for a 5% package discount.

Green card

Your car insurance will include a green card. This is international proof of your car insurance that you can use abroad. The card lists the countries you are insured in and the telephone numbers you will need in an emergency. You will get a new green card each year.

If you are going on holiday with a caravan, you will need a separate green card for your caravan in Germany, Poland and Spain.

If you lose your green card, request a new one online for your car and/or caravan.

Insurance cards

Cancellation or termination

Cancellation
After taking out car insurance, you have a 14-day cooling-off period during which you can cancel your policy free of charge. Simply send the policy to the following address (no stamp required):

ABN AMRO Verzekeringen
Antwoordnummer 9000
8000 VB Zwolle 

Cancellation
You can cancel your car insurance as of any day, albeit not retroactively.

Frequently asked questions

What is a car insurance?
A car insurance is an insurance for your car. With the right cover your car is insured against for example damage suffered by third parties, theft and break-ins or in other situations. In the Netherlands it is mandatory to have a car insurance.
How much does car insurance cost in the Netherlands?

The costs of a car insurance in the Netherlands depend on the car itself, its age, the town/city you live in, your claim-free years and your annual mileage. The cover you choose also influences the premium you pay. 

At ABN AMRO you can choose a Third-Party Liability, a Third-Party Liability + Limited Cover or a Third-Party Liability + Comprehensive Cover.

How does car insurance work in Netherlands?
Applying for a car insurance in the Netherlands is easy. First choose the cover that suits you best, provide us with some details and calculate your premium. Before you can take out the car insurance, we need your car’s meldcode and mileage. After submitting everything you can choose an effective date. If you want, your car insurance can take effect immediately. Do you wish to change your cover? That is possible at any time.
What is a meldcode?
For every car insurance you need the meldcode of your car. The meldcode of your car consists of 4 digits. These are the last 4 digits of your car's chassis or identification number. You will find this number on your registration certificate.

Interesting car insurance options