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In the Netherlands it is mandatory to have at least a Third-Party Liability insurance for your car. Here's why you should take out car insurance with ABN AMRO:
We’re incredibly proud of the March 2025 consumer’s association test. Our Third-Party Liability + Comprehensive cover scored 8.8 out of 10 and the Third-Party Liability + Limited cover scored an 8.9. And our Third-Party Liability cover scored a solid 8.4.
Submit a claim in next to no time with our ABN AMRO Schade Service and take advantage of lots of extra benefits, including an excellent damage repair network, free alternative transport and a guarantee on the repairs.
Awarded 8.8 out of 10 by the Dutch consumer’s association
Awarded 8.9 out of 10 by the Dutch consumer’s association
Most popular for cars over 12 years old
Submitted everything? Then take out the car insurance. You choose when the insurance takes effect: immediately or later.
Passenger insurance insures passengers in various situations, including when the driver causes an accident.
If your car breaks down, our breakdown assistance will have you back on the road in no time. In the Netherlands and/or abroad.
A breakdown during your holiday is always unpleasant, but our breakdown assistance abroad cover provides excellent roadside assistance.
If someone causes damage to you and/or your car, this cover provides the legal assistance you need to claim the costs of damage from a third party.
When you take out car insurance, you can extend the replacement value or purchase value by 1 or 2 years, under certain conditions.
What’s more, you can insure your personal charging point with our home insurance or home contents insurance.
If you use one of the specialists from the ABN AMRO Schade Service network.
If your battery runs out on a trip, the Roadside assistance cover will come to your rescue as quickly as possible.
ABN AMRO car insurance in the Netherlands is intended for private individuals and self-employed professionals for cars with a Dutch registration.
Are you self-employed? Then you can insure the car privately if you occasionally use your car to drive from home to work or to a business relation, for example.
You need an ABN AMRO bank account to take out car insurance. Not yet a customer? A bank account is opened in no time.
Third-Party Liability Cover only covers damage you cause to other people and is therefore not subject to an excess.
With Third-Party Liability + Limited Cover and Third-Party Liability + Comprehensive Cover, you have an excess of €150 per occurrence in the event of a claim. If you have the damage to your car fixed through the ABN AMRO Claims Service, then this excess will lapse. This does not apply to window replacement, however, for which the excess is €75.
If your car is adequately secured, you do not have to pay an excess in case of theft, attempted theft, break-in or joyriding. The Motor Vehicle Certification Foundation has determined different security classes. If your car does not meet any of them, you will have an excess of 2.5% of your car's daily value and pay a minimum excess of €375.
If you have taken out the additional breakdown coverage and you get a temporary replacement car in case of damage, the rental company may have set an excess. Sometimes it is possible to reduce this excess for a fee.
With a well-secured car, you do not have an excess in the event of (attempted) theft, burglary or joyriding. Stichting Certificering Motorrijtuigen has determined various security classes. If your car does not meet this requirement, you have an excess of 2.5% of the catalog value (with a minimum of €375).
Premium
How much premium you pay for your car insurance depends on your:
Commission
ABN AMRO Bank N.V. provides personal customers with non-life insurance products and advises them on behalf of ABN AMRO Schadeverzekering N.V. We receive a fee of 10% of the premium for this. The exact commission is stated in the premium calculation. You can read more about our services on our non-life insurance information sheet .
Insurance tax
You will be charged 21% insurance tax on the ABN AMRO car insurance premium and costs. This amount will be included in the calculation of your premium.
Package discount
If you take out 3 or more insurance policies with ABN AMRO, you will qualify for 3 to 5% package discount.
When you take out car insurance, you’ll be given international proof of insurance, also known as a ‘green card’. This international proof of insurance is valid in other countries. The card itself lists the countries you’re insured in, and gives some important emergency phone numbers. You’ll receive a new international proof of insurance card every year.
You can download the Green Card from your personal ABN AMRO Verzekeringen environment:
Non-life insurance information sheet
We've made this Information Sheet because we want you to be well-informed about our services. In this document, we will explain what you can expect from us as a provider of non-life insurance and what we expect from you as a policyholder. We will also address our fees and tell you how to contact us if you have any questions or complaints.
Cancellation within 14 days
After taking out car insurance, you have a 14-day cooling-off period during which you can cancel your policy free of charge. Simply send the policy to the following address (no stamp required):
ABN AMRO Verzekeringen
Antwoordnummer 9000
8000 VB Zwolle
Cancellation after 14 days
You can cancel your car insurance as of any day, albeit not retroactively.
If you have a second car, why not insure it with us as well to get a discount on your premium. That’s a great deal! Find out how it works.
If you already have car insurance with us, but have changed cars, give us a call to make sure your new car is insured properly. Want to change your policy or include additional cover? You can do it yourself online.
