Gezin gaat goed verzekerd op reis met doorlopende reisverzekering
Annual travel insurance

Annual travel insurance

Annual travel insurance

  • 24/7 assistance during your trip
  • Includes city trips and weekends away
  • Luggage covered as standard

Why you should take out annual travel insurance

You’ve booked a few holiday trips to look forward to. Annual travel insurance is perfect if you go on holiday several times a year and want to be covered all year round. It covers you as standard for things like extra costs due to a natural disaster or having to return home early following a serious accident. Our annual travel insurance in the Netherlands supports you whenever and wherever you go.
Travel and coronavirus

Travel insurance and coronavirus

Many customers have questions about travel insurance and coronavirus, which is why we have compiled a list of frequently asked questions (and their answers) for you.

What is covered and what is not?

You are insured for things such as:

  • Loss or theft of your luggage
  • Assistance in the event of an accident, illness, admission to hospital or death
  • Early return home due to illness or an accident
  • Longer stay due to a natural disaster or a strike
  • Damage to your tent during your trip

You are not insured for things such as:

  • Loss or damage caused intentionally
  • Loss or damage caused under the influence of alcohol, drugs or medication
  • Loss or damage caused by a dangerous sport
  • Loss or damage during business trips if you haven’t opted for this cover
  • Unnecessary medical costs

Zo werkt het

pr-tools-calculate

Calculate premium & take out insurance now

First, calculate your premium and then take out insurance in just a few minutes.
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Insured the next day

Or on a date of your choice, up to 6 months later.
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Your policy within 3 working days

You will receive your policy by post within 3 working days.

How it works

pr-tools-calculate

Calculate premium & take out insurance now

First, calculate your premium and then take out insurance in just a few minutes.
pr-time-stopwatch

Insured the next day

Or on a date of your choice, up to 6 months later.
pr-time-calendar

Your policy within 3 working days

You will receive your policy by post within 3 working days.
annual-travel-insurance-days-out

Sightseeing the Netherlands

Are you living in the Netherlands and would you love to see everything this beautiful country has to offer? Our annual travel insurance has got you covered from Amsterdam to the Wadden Islands - all year round. From June 7 until December 31 2021 you’re even covered on days out to the theme park, zoo or museum.
Gezin gaat goed verzekerd op reis met doorlopende reisverzekering

Additional cover

The basic cover is very comprehensive, but if you’re missing something, you can take out extra cover for one or more of the following:

  • Cancellation costs 
  • Medical costs
  • Winter sports holidays
  • Breakdown cover in Europe
  • Extended trip cover
  • Business trips
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Weekends away

There’s no need to take out travel insurance especially for a weekend away. Our annual travel insurance also covers you for weekends away, whether you’re off to a popular European destination like Antwerp or Berlin with your partner, or spending a weekend with the whole family at the Dutch seaside.
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Medical costs

You can take out extra cover for medical costs as part of the annual travel insurance. If you do not take out this cover, you will only be insured up to the amount provided by your health insurance. This is often only the amount you would have to pay if you were treated in the Netherlands. Example: admission to hospital for appendicitis in the USA costs €50,000. In the Netherlands, it costs €2,500. If you don’t have cover for medical costs as part of your travel insurance, you will have to pay the difference of €47,500 yourself.

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Around the world

Annual travel insurance covers you for up to 90 days. If you’re going away for longer, that’s no problem. Simply take out extended trip cover for up to 365 days.

More information

Europe or world

Europe

European cover includes the following geographical areas:

  • all European countries, including Russia up to the Urals in the east
  • countries around the Mediterranean: Algeria, Egypt, Israel, Lebanon, Libya, Morocco, Syria, Tunisia, Turkey
  • Spanish islands (the Balearics, the Canary Islands)
  • Portuguese islands (Madeira/Porto Santo, the Azores)
World

If you are travelling to a country outside of Europe, you should opt for worldwide cover.

Who is it for

Personal customers with an ABN AMRO current account who go on holiday several times a year.

If you have your children covered too, this will apply to children living at home and children living away from home in full-time education, even if they go on holiday without you. Children in a care or nursing home are covered.

Adding additional cover

Decide for yourself what additional cover you would like take out. You can choose from the following options:

  • Cancellation charges: insurance if you have to cancel your trip or cut it short.
  • Medical costs: insurance for medical costs abroad.
  • Winter sports: insurance for loss or damage incurred during winter sports, such as the costs of damage to or the theft of your ski or snowboarding equipment.
  • Breakdown cover in Europe: assistance if your car breaks down.
  • Extended trip cover: insurance for more than 90 days but fewer than 365 days.
  • Business trips: cover for business trips abroad.

Find out more about additional cover options.

Insurance cover amount

Find out the maximum pay-out you can receive in the event of a claim.

If you would like to see what your pay-out will be in the event of a claim while travelling, you can check  the list of depreciation rates . This lists the average life and annual depreciation rate for each item.

Costs

Premium
The premium depends on the cover you choose, your family situation and your excess amount.

The standard excess on luggage and cash is €50 per event. You can also opt for an excess of €125. If you do, you will receive a 20% discount on the premium for the basic cover.

Administration fee
If this is your first ABN AMRO non-life insurance policy, you will be charged an administration fee of €0.69 (including 21% insurance tax) for collecting the premium, which may be done monthly or annually. If you already have another non-life insurance policy with ABN AMRO, you will not be charged an administration fee this time.

Insurance tax
You will be charged 21% insurance tax on the annual travel insurance premium and costs. This amount will be included in the calculation of your premium. The premium is taxed in part and the insurance tax depends on your family situation. In any case, you will be charged insurance tax on the premium for additional cover: cancellation charges, winter sports cover, roadside assistance in Europe and business travel cover.

Policy fee
You will receive one policy per insurance. You do not need to pay any policy fees for this insurance.

Commission
ABN AMRO Bank N.V. provides personal customers with non-life insurance products on behalf of ABN AMRO Schadeverzekering N.V. We receive a fee of 10% of the premium for this. You can read more about our services on our non-life insurance information sheet .

When the policy will start

You can choose whether to have the insurance policy commence on the next day or at a later date (maximum six months in the future).

Please note: You can only insure cancellation charges within seven days of booking your trip.

After taking out this insurance policy, you have 14 days to cancel the insurance free of charge. Simply return the policy document within 14 days of taking out the insurance to

ABN AMRO Verzekeringen
Antwoordnummer 9000
8000 VB Zwolle 

No stamp is required.

What is the duration of this insurance?

This insurance policy is valid for 1 year. After 1 year, your policy will be renewed automatically. You do not have to do anything to renew it, so you will continue to be covered adequately.

More information

Europe or world

Europe

European cover includes the following geographical areas:

  • all European countries, including Russia up to the Urals in the east
  • countries around the Mediterranean: Algeria, Egypt, Israel, Lebanon, Libya, Morocco, Syria, Tunisia, Turkey
  • Spanish islands (the Balearics, the Canary Islands)
  • Portuguese islands (Madeira/Porto Santo, the Azores)
World

If you are travelling to a country outside of Europe, you should opt for worldwide cover.

Who is it for

Personal customers with an ABN AMRO current account who go on holiday several times a year.

If you have your children covered too, this will apply to children living at home and children living away from home in full-time education, even if they go on holiday without you. Children in a care or nursing home are covered.

Adding additional cover

Decide for yourself what additional cover you would like take out. You can choose from the following options:

  • Cancellation charges: insurance if you have to cancel your trip or cut it short.
  • Medical costs: insurance for medical costs abroad.
  • Winter sports: insurance for loss or damage incurred during winter sports, such as the costs of damage to or the theft of your ski or snowboarding equipment.
  • Breakdown cover in Europe: assistance if your car breaks down.
  • Extended trip cover: insurance for more than 90 days but fewer than 365 days.
  • Business trips: cover for business trips abroad.

Find out more about additional cover options.

Insurance cover amount

Find out the maximum pay-out you can receive in the event of a claim.

If you would like to see what your pay-out will be in the event of a claim while travelling, you can check  the list of depreciation rates . This lists the average life and annual depreciation rate for each item.

Costs

Premium
The premium depends on the cover you choose, your family situation and your excess amount.

The standard excess on luggage and cash is €50 per event. You can also opt for an excess of €125. If you do, you will receive a 20% discount on the premium for the basic cover.

Administration fee
If this is your first ABN AMRO non-life insurance policy, you will be charged an administration fee of €0.69 (including 21% insurance tax) for collecting the premium, which may be done monthly or annually. If you already have another non-life insurance policy with ABN AMRO, you will not be charged an administration fee this time.

Insurance tax
You will be charged 21% insurance tax on the annual travel insurance premium and costs. This amount will be included in the calculation of your premium. The premium is taxed in part and the insurance tax depends on your family situation. In any case, you will be charged insurance tax on the premium for additional cover: cancellation charges, winter sports cover, roadside assistance in Europe and business travel cover.

Policy fee
You will receive one policy per insurance. You do not need to pay any policy fees for this insurance.

Commission
ABN AMRO Bank N.V. provides personal customers with non-life insurance products on behalf of ABN AMRO Schadeverzekering N.V. We receive a fee of 10% of the premium for this. You can read more about our services on our non-life insurance information sheet .

When the policy will start

You can choose whether to have the insurance policy commence on the next day or at a later date (maximum six months in the future).

Please note: You can only insure cancellation charges within seven days of booking your trip.

After taking out this insurance policy, you have 14 days to cancel the insurance free of charge. Simply return the policy document within 14 days of taking out the insurance to

ABN AMRO Verzekeringen
Antwoordnummer 9000
8000 VB Zwolle 

No stamp is required.

What is the duration of this insurance?

This insurance policy is valid for 1 year. After 1 year, your policy will be renewed automatically. You do not have to do anything to renew it, so you will continue to be covered adequately.

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24/7 assistance if you need to make a claim while travelling

Always available

Fast claims pay-out

Personal assistance

Frequently Asked Questions

While travel insurance is not compulsory in the Netherlands, it could save you a lot of financial problems. If you are heading away for a few weeks or going on multiple city trips, ABN AMRO’s annual travel insurances has everything you need for a well-insured holiday all year round.
Short-term travel insurance covers you for just one trip, whereas annual travel insurance covers all year long. No matter how often you travel. If you go on holiday more than twice a year, annual travel insurance will be the cheaper option for you.
Our annual travel insurance gives you excellent cover all year round. Including city trips and weekends away. For instance, you are covered when you need help due to an accident or illness, leading to you to cut your trip short. Your luggage is also covered against loss and theft. Do you want to cover cancellation costs, medical costs or winter sports holidays as well? Check out our additional covers.
Annual travel insurance covers you for up to 90 days. Are you going away for longer? No problem. Simply take out our extended trip cover for up to 365 days.