Investment Costs

Straightforward investment costs

At ABN AMRO, you can invest in different ways in different investment products. The costs that you pay depend on:

  • How you invest
  • How you submit your orders
  • The investment products that you select.
 

On 1 January 2014, the distribution fees, or commission, that the bank received from investment funds were eliminated. You now pay for the investing services that you receive directly from the bank. Do you invest in an investment fund or structured products through the bank? We used to receive a fee from the suppliers of these products. We now only offer investment funds that do not have a distribution fee (commission-free). This increases the fund's return.

The following costs have been eliminated:

  • Custodial fee: This fee was charged to manage some investment funds, classic stocks and options.
  • Coupons/Redemption fee: This fee was charged when coupons, dividends and the face value of bonds were paid out.

The transaction costs have been simplified. See the cost sheets on this page.

Costs per type of investing

The costs that you pay are different for each type of investing.

  • Self-directed Investing: You pay for the administration of your investment portfolio and all of the investment information you receive from ABN AMRO.
  • Advice costs for Investing with Advice: You pay for the administration of your investment portfolio, all of the investment information and all of the advice you receive from ABN AMRO.
  • All-in fee for Let the bank invest for you: You pay for the administration and management of your portfolio, the transaction costs and all of the investment information.

The minimum costs for each type of investing are based on the costs that ABN AMRO incurs to offer a specific type of investing.

Cost sheets for investing

For each transaction, you pay costs, such as transaction costs, service costs and advice costs (where applicable). The cost sheet for your type of investing are available on the following product pages:

 
Servicekosten

How are the service/advice costs collected?

The costs that you pay depend on the type of investing you choose. The costs are invoiced once a quarter in arrears on the last Friday of the next month after the end of the quarter. If you only invested for part of the quarter, you will only pay for the period you invested in.

Lopende kosten

Third-party taxes and costs

You also pay taxes and costs to other parties, such as:

  • Stamp Duty
  • Financial TransactionTax (FTT) 
  • Management fees for an investment fund
Transactiekosten

Transaction costs for investment funds that ABN AMRO cannot automatically process

There are some investment funds that we cannot automatically process. That's why the costs are higher. For these investment funds, you pay 2% in transaction costs for every buy order and 1% in transaction costs for every sell order.

How are the service/advice costs collected?

The costs that you pay depend on the type of investing you choose. The costs are invoiced once a quarter in arrears on the last Friday of the next month after the end of the quarter. If you only invested for part of the quarter, you will only pay for the period you invested in.

Servicekosten

Third-party taxes and costs

You also pay taxes and costs to other parties, such as:

  • Stamp Duty
  • Financial TransactionTax (FTT) 
  • Management fees for an investment fund
Lopende kosten

Transaction costs for investment funds that ABN AMRO cannot automatically process

There are some investment funds that we cannot automatically process. That's why the costs are higher. For these investment funds, you pay 2% in transaction costs for every buy order and 1% in transaction costs for every sell order.

Transactiekosten