Portfolio Management

Your assets in the right hands

  • Starting from € 50,000
  • Creating a strategy together
  • Choice of 3 mandates
  • Asset management based on your risk profile

It all starts with what you want

Let our specialists create the best possible portfolio for you, based on your preferences and available options. Your ABN AMRO Portfolio Advice Specialist will sit down with you to work out exactly what that portfolio looks like,

 

allowing you to make a carefully considered decision on your risk profile. Your Portfolio Advice Specialist will subsequently advise you on the Portfolio Management approach that is right for you.

Duurzaam Fondsen Mandaat

Sustainable Funds Mandate

  • Strike the right investment balance between people, planet and society
  • Invest in industry front-runners
  • Get returns comparable to traditional investments
Multi Manager Mandaat

Multi-Manager Mandate

  • Access to almost every external fund manager, anywhere in the world
  • Choose from the widest range of investment options
  • Spread your investment risks more effectively
Comfort Inkomsten Mandaat

Comfort Income Mandate

  • Optimum spread of your assets and a focus on dividend pay-outs
  • Pay-outs can be used as an additional source of income
  • You decide which account the income should be paid into
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Your adviser is here for you

If you have any questions or simply want to know how your investments are doing, don’t hesitate to call your Portfolio Advice Specialist — he or she would be happy to answer your questions. Stay up to speed and in control at all times, and leave the rest to us.

More information

Who Portfolio Management is for
  • You want to invest more than €50,000.
  • You want to invest for an extended period.
  • You don’t want to have to worry about your investments.
  • You want to have your assets actively invested by the bank’s experts.
  • You are prepared to take a risk and you realise that you could lose part of your initial investment.
Risks

You should only invest money that you do not need and that is surplus to your buffer for unforeseen expenses. While investments can be profitable, they are also associated with risks. You could lose all or part of your initial investment, so you need to be aware of this. Be sure to only invest in investment products that you understand.

If you use our Portfolio Management service (Vermogensbeheer), you won’t need to make any investment choices yourself, but you still need to understand the risks associated with investments.

When you get started with our Portfolio Management service (Vermogensbeheer), you will decide on your risk profile yourself, with advice from your Portfolio Advice Specialist. Our experts will then take care of buying and selling your assets, all in line with your risk profile.

You might also like to know the following:

  • A specialist department checks the investment risks in your portfolio every day. The daily operational processes needed to manage your portfolio comply with the highest European standards (ISEA 3402).
  • The investments in your portfolio are legally separate from ABN AMRO. Since they are held in your name, they are your property, and will therefore be safe in the unlikely event that ABN AMRO files for bankruptcy.
Terms and conditions

Read the investment terms and conditions.

Fees

Different costs apply to each mandate. To find out what these are, please see the page for the relevant mandate: Sustainable Funds Mandate (Duurzaam Fondsen Mandaat), Multi-Manager Mandate (Multi Manager Mandaat) or Comfort Income Mandate (Comfort Inkomsten Mandaat).

Risk Profile

ABN AMRO has five different risk profiles for its Portfolio Management service (Vermogensbeheer), ranging from a low-risk profile (defensive) to a very high-risk profile (very aggressive). Each risk profile has its own portfolio model, which shows you how we recommend that you spread your investments across shares, bonds, alternative investments and liquid assets. 

Once you and your Portfolio Advice Specialist have decided on your risk profile, we will be able to put together an appropriate investment portfolio and immediately give you an idea of its impact on your investment returns. 

Find out more about the risk profile

Keep track of your invested assets

Your Portfolio Advice Specialist will meet with you yearly to discuss your portfolio, but you don’t have to wait until then to find out more. We will continuously update you on your portfolio, returns and investment policy in various ways:

  • Investment report
    This quarterly report will give you more information on the following:
    • Your actual return, compared with your profile benchmark
    • Transactions made in the past quarter
    • The spread over various asset categories
    • An explanation of the investment policy in the past quarter
  • Internet Banking
    Internet Banking lets you monitor your investment portfolio value, transactions and actual returns 24 hours a day, 7 days a week.
  • Digital Portfolio Management newsletter 
    Every month, we will send you a digital newsletter explaining our specialists’ investment choices.
  • Annual Statement
    The bank will send you an annual statement for tax purposes, specifying the value of your investments that you will need to state on your tax return.
Sustainability

Socially responsible investment is a key principle within ABN AMRO. Certain investments, such as in companies that produce tobacco, cluster bombs and land mines, are completely excluded from all the forms of investment that we offer. When it comes to ‘tobacco’, please note that we differentiate between the production of tobacco and sales of tobacco products. ABN AMRO does not allow investments in producers of tobacco, but companies that ship cigarettes, or supermarkets that sell tobacco products are not excluded for this reason.

If you would like to make sustainable investments using Portfolio Management, take a look at our Sustainable Funds Mandate (Duurzaam Fondsen Mandaat).

Deposits and withdrawals

Our Portfolio Management service (Vermogensbeheer) takes care of your assets for an extended period. You can make deposits or withdrawals without any extra charge, but please be aware that they may have an impact on whether or not you achieve your investment goals. Be sure to get advice from your Portfolio Advice Specialist before taking action.

Termination

You can stop using our Portfolio Management service (Vermogensbeheer) whenever you wish without having to pay any termination fees.

More information

  • You want to invest more than €50,000.
  • You want to invest for an extended period.
  • You don’t want to have to worry about your investments.
  • You want to have your assets actively invested by the bank’s experts.
  • You are prepared to take a risk and you realise that you could lose part of your initial investment.

You should only invest money that you do not need and that is surplus to your buffer for unforeseen expenses. While investments can be profitable, they are also associated with risks. You could lose all or part of your initial investment, so you need to be aware of this. Be sure to only invest in investment products that you understand.

If you use our Portfolio Management service (Vermogensbeheer), you won’t need to make any investment choices yourself, but you still need to understand the risks associated with investments.

When you get started with our Portfolio Management service (Vermogensbeheer), you will decide on your risk profile yourself, with advice from your Portfolio Advice Specialist. Our experts will then take care of buying and selling your assets, all in line with your risk profile.

You might also like to know the following:

  • A specialist department checks the investment risks in your portfolio every day. The daily operational processes needed to manage your portfolio comply with the highest European standards (ISEA 3402).
  • The investments in your portfolio are legally separate from ABN AMRO. Since they are held in your name, they are your property, and will therefore be safe in the unlikely event that ABN AMRO files for bankruptcy.

Read the investment terms and conditions.

Different costs apply to each mandate. To find out what these are, please see the page for the relevant mandate: Sustainable Funds Mandate (Duurzaam Fondsen Mandaat), Multi-Manager Mandate (Multi Manager Mandaat) or Comfort Income Mandate (Comfort Inkomsten Mandaat).

ABN AMRO has five different risk profiles for its Portfolio Management service (Vermogensbeheer), ranging from a low-risk profile (defensive) to a very high-risk profile (very aggressive). Each risk profile has its own portfolio model, which shows you how we recommend that you spread your investments across shares, bonds, alternative investments and liquid assets. 

Once you and your Portfolio Advice Specialist have decided on your risk profile, we will be able to put together an appropriate investment portfolio and immediately give you an idea of its impact on your investment returns. 

Find out more about the risk profile

Your Portfolio Advice Specialist will meet with you yearly to discuss your portfolio, but you don’t have to wait until then to find out more. We will continuously update you on your portfolio, returns and investment policy in various ways:

  • Investment report
    This quarterly report will give you more information on the following:
    • Your actual return, compared with your profile benchmark
    • Transactions made in the past quarter
    • The spread over various asset categories
    • An explanation of the investment policy in the past quarter
  • Internet Banking
    Internet Banking lets you monitor your investment portfolio value, transactions and actual returns 24 hours a day, 7 days a week.
  • Digital Portfolio Management newsletter 
    Every month, we will send you a digital newsletter explaining our specialists’ investment choices.
  • Annual Statement
    The bank will send you an annual statement for tax purposes, specifying the value of your investments that you will need to state on your tax return.

Socially responsible investment is a key principle within ABN AMRO. Certain investments, such as in companies that produce tobacco, cluster bombs and land mines, are completely excluded from all the forms of investment that we offer. When it comes to ‘tobacco’, please note that we differentiate between the production of tobacco and sales of tobacco products. ABN AMRO does not allow investments in producers of tobacco, but companies that ship cigarettes, or supermarkets that sell tobacco products are not excluded for this reason.

If you would like to make sustainable investments using Portfolio Management, take a look at our Sustainable Funds Mandate (Duurzaam Fondsen Mandaat).

Our Portfolio Management service (Vermogensbeheer) takes care of your assets for an extended period. You can make deposits or withdrawals without any extra charge, but please be aware that they may have an impact on whether or not you achieve your investment goals. Be sure to get advice from your Portfolio Advice Specialist before taking action.

You can stop using our Portfolio Management service (Vermogensbeheer) whenever you wish without having to pay any termination fees.

Why choose ABN AMRO Portfolio Management

There is a lot going on behind the scenes

  • Our experts are constantly analysing all of the factors that could affect price development on the markets.
  • The ABN AMRO Investment Committee holds regular meetings to make sure we still have the best possible spread of investment instruments within the risk profiles.
  • We keep track of global financial and economic news and price development on the international markets 24 hours a day.

We are a big company, with plenty of experience and the personal touch

  • ABN AMRO is one of the largest Dutch asset managers for private customers.
  • We have been managing assets for decades, in both good and bad economic climates.
  • Personal attention from your very own Portfolio Advice Specialist is the cornerstone of our service.