A mortgage is a loan. The form your repayments take is dependent on the mortgage type. You can choose from multiple mortgage types. Check out their features and differences below.
You can change your mortgage type if you like. By changing mortgage types, you change the way in which you repay the loan to us. The maturity date or the interest rate contract will not change. Changing your mortgage type will affect your monthly expense, for instance because you are expected to make higher repayments.
If your mortgage is of a different type altogether or you have already taken out a mortgage from ABN AMRO, your mortgage may be of a type that is no longer available to new borrowers. Check out the conditions .
If your mortgage is underwater and you want to move house, you may be able to secure a loan to cover your negative equity. Your negative equity will then be added to the mortgage loan for your new home.
Client discount of up to 0.2% if you have an ABN AMRO payment package. And a sustainability discount of up to 0.15% when you buy an energy-efficient home or take further sustainability measures.
To find out more about your options, make an appointment for an orientation meeting, free of charge. Wherever and whenever suits you best, by telephone or in a video call.
You can view and change your mortgage yourself on Internet Banking. From changing the interest rate to making additional repayments. It’s secure and easy.