A mortgage is a loan. The form your repayments take is dependent on the mortgage type. You can choose from multiple mortgage types. Check out their features and differences below.
You can change your mortgage type if you like. By changing mortgage types, you change the way in which you repay the loan to us. The maturity date or the interest rate contract will not change. Changing your mortgage type will affect your monthly expense, for instance because you are expected to make higher repayments.
If your mortgage is of a different type altogether or you have already taken out a mortgage from ABN AMRO, your mortgage may be of a type that is no longer available to new borrowers. Check out the conditions .
If your mortgage is underwater and you want to move house, you may be able to secure a loan to cover your negative equity. Your negative equity will then be added to the mortgage loan for your new home.
A personal mortgage adviser: from the early stages of your house hunt until the mortgage has been secured.
Dutch mortgage market leader and expert in expats.
The whole process and mortgage application are in English, with English-speaking mortgage advisers.