Calculate your mortgage and monthly payment in 2 minutes. Also useful if you have a house in mind.
From orientation to viewing and finding the right broker. Read what is involved in buying a house.
It is important that your mortgage suits you. Make a mortgage appointment with an expert advisor.
Calculate your mortgage and monthly payment in 2 minutes. Also useful if you have a house in mind.
From orientation to viewing and finding the right broker. Read what is involved in buying a house.
It is important that your mortgage suits you. Make a mortgage appointment with an expert advisor.
To find out more about your options, make an appointment for a free, no-obligations orientation meeting. This can take place wherever and whenever suits you best, by telephone or in a video call.
You will get a 0.20% discount on your mortgage interest rate if:
If you meet both conditions, you will receive a 0.35% discount on your interest rate.
Your mortgage interest rate depends on the following:
Fixed interest rate
Your interest rate will stay the same for the period of time you agree with us, which can range from 1 to 30 years. This is what is known as the fixed-rate period. During this period, you will pay the same interest rate every month.
Variable interest rate
Your interest rate can go up or down every month. This means that you will not have certainty as to how much you will be paying every month.
If you are eligible for mortgage interest deduction, you will receive a proportion of the mortgage interest you pay back from the Dutch tax authorities. How much exactly you will get back depends on your income. Read more about deductible interest.
If you would like to benefit from the current lower mortgage interest rate, but do not wish to pay a penalty in a single lump sum, you may wish to consider interest rate averaging. You will then start a new fixed-rate period with a new interest rate. The penalty payable for this can be spread out over the new fixed-rate period, meaning that you will pay it in the form of an interest rate markup.
| Loan amount | €200,000 |
| Mortgage rate | 2% |
| Fixed-rate period | 30 jaar |
| Interest amount | €333,33 |
| Redemption | €405,91 |
| Gross monthly payment | €739,24 |
| Total price of the mortgage | €266.126,40 |
| Annual percentage rate of charge | 2.02% |
The calculation example only shows the monthly payment for the 1st month. Without any insurance premiums.
Client discount of up to 0.2% if you have an ABN AMRO payment package. And a sustainability discount of up to 0.15% when you buy an energy-efficient home or take further sustainability measures.
To find out more about your options, make an appointment for an orientation meeting, free of charge. Wherever and whenever suits you best, by telephone or in a video call.
You can view and change your mortgage yourself on Internet Banking. From changing the interest rate to making additional repayments. It’s secure and easy.
