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International Student Insurance

International Student Insurance

International Student Insurance

  • From  € 3.52  per month
  • 3 insurance policies for the price of 1
  • 1-year term

With our Student Insurance, it's easy to organise your Personal Liability and/or Home Contents Insurance. You can also add accident insurance if you like, for an additional €0.30 per month. 

Not a customer yet?
Please note that you can only take out the Student Insurance if you have the Student Package.
Click here to take out a Student Package.

Additional information and conditions

What is the International Student Insurance?

Our Student Insurance policy offers you the following options:

  • Personal Liability Insurance, which covers you against accidental injury or damage to someone else or their possessions.
  • Home Contents Insurance, which covers all the possessions in your room against theft or damage.
  • Accident Insurance, which pays out in the event of an accident. 

It is up to you whether or not to take out Personal Liability and/or Home Contents Insurance. 

You can optionally supplement your Student Insurance policy with Accident Insurance coverage. You can choose the date on which your Student Insurance takes effect. 

Once you have received the insurance policy, you have 14 days to cancel it if you so wish. This is free of charge. All you need to do is return the policy. You can cancel your Student Insurance policy at any time.

Please note that you can only take out the Student Insurance if you have the Student Account.

Who is it for?

Student Insurance is available to students who:

  • have a Student Account
  • are entitled to a student grant
  • do not have children
  • live in the Netherlands
  • do not stay abroad for longer than one year

Once you have graduated, you are no longer eligible for a Student Insurance policy. In this case, please contact us on 0900 - 00 24 (usual call charges apply). We will then convert your Student Insurance policy into a normal insurance policy.

Don't yet have a free Student Account?

What is covered?

  1. Personal Liability Insurance
    Our Personal Liability Insurance covers you for up to €500,000. This supplementary insurance is only valid if your parents’ personal liability insurance does not cover the damage or does not provide sufficient cover. The terms and conditions explain what is and what is not covered by our Personal Liability Insurance.
  2. Home Contents Insurance
    Our Home Contents Insurance covers the possessions in your home against theft, fire and storms. If you move house, your possessions are insured at both your old and your new address. The terms and conditions state the maximum amounts we will pay out in the event of damage. A complete overview of situations where you are and are not covered is also included. The Student Insurance policy does not cover:
    • glass damage
    • loss of or damage to home contents caused by earthquakes, acts of war or a flooding etc.
    Excess
    • If you live in Amsterdam, Rotterdam, Utrecht or The Hague, you will need to pay an excess of €250 in the event of a claim for theft.
    • You do not need to pay an excess if your possessions are stolen from your car. However, you will not be reimbursed more than €250.
  3. Accident Insurance
    If you take out the supplementary Accident Insurance, you will pay €0.30 extra per month. You are then covered worldwide. If you are planning to travel abroad for an extended period, please let us know at least 14 days before your departure. We will then assess which insurance best suits your specific situation. The terms and conditions state when we will pay out in the event of an accident.

    Accident Insurance provides the following coverage:

    • in the event of complete or partial permanent disability: maximum of €35,000
    • for retraining costs: maximum of €5,000 per year for five years
    • in the event of death: maximum of €2,500 for single-person households and €5,000 for married/cohabiting people.

    What is not covered by the Student Insurance policy?

    • accidents resulting from the consumption of alcohol or other narcotics or stimulants
    • accidents resulting from playing or participating in dangerous sports
Fees

Single person

If you choose Home Contents and Personal Liability Insurance, you will pay €3.52 per month.

If you take out only Home Contents or Personal Liability Insurance, you will pay €1.76 per month.

If you supplement the Student Insurance policy with Accident Insurance, you will pay €0.30 extra per month. 

Home Contents Insurance covers you up to a maximum of €10,000. If you wish to increase this to €20,000, you will pay €1.77 extra per month.

Married/cohabiting

If you choose Home Contents and Personal Liability Insurance, you will pay €5.29 per month. 

If you take out only Home Contents Insurance, you will pay €3.53 per month. If you wish to take out only Personal Liability Insurance, you will pay €1.76 per month.

If you supplement the Student Insurance policy with Accident Insurance, you will pay €5.59 per month.

Administration fee

If this is the first ABN AMRO insurance policy you take out, you will pay an administration fee of €0.69 (incl. 21% insurance tax) per month for the collection of the premium. The administration fee will be collected at the same time as the premium, i.e. monthly or annually.

Insurance tax

You will pay 21% insurance tax per month for Home Contents and Personal Liability Insurance. You are not liable for insurance tax for Accident Insurance.

Package discount

The Student Insurance policy is a package policy. If you take out multiple package policies with ABN AMRO, you are eligible for a package discount. The more package policies you have, the higher your discount. This discount applies to all your package policies. Your discount can increase up to a maximum of 5%. The discount will automatically be credited to your account after each year. ABN AMRO Student Insurance counts as one policy.

How can I take out insurance?

If you need advice about the Student Insurance or would like to take out this product, please call us on  0900 - 81 70 (explanation of the rates) . 

If you are calling from outside the Netherlands, please call  + 31 10 241 17 23 . 

Lines are open 24 hours a day, 7 days a week.

Additional information and conditions

What is the International Student Insurance?

Our Student Insurance policy offers you the following options:

  • Personal Liability Insurance, which covers you against accidental injury or damage to someone else or their possessions.
  • Home Contents Insurance, which covers all the possessions in your room against theft or damage.
  • Accident Insurance, which pays out in the event of an accident. 

It is up to you whether or not to take out Personal Liability and/or Home Contents Insurance. 

You can optionally supplement your Student Insurance policy with Accident Insurance coverage. You can choose the date on which your Student Insurance takes effect. 

Once you have received the insurance policy, you have 14 days to cancel it if you so wish. This is free of charge. All you need to do is return the policy. You can cancel your Student Insurance policy at any time.

Please note that you can only take out the Student Insurance if you have the Student Account.

Who is it for?

Student Insurance is available to students who:

  • have a Student Account
  • are entitled to a student grant
  • do not have children
  • live in the Netherlands
  • do not stay abroad for longer than one year

Once you have graduated, you are no longer eligible for a Student Insurance policy. In this case, please contact us on 0900 - 00 24 (usual call charges apply). We will then convert your Student Insurance policy into a normal insurance policy.

Don't yet have a free Student Account?

What is covered?

  1. Personal Liability Insurance
    Our Personal Liability Insurance covers you for up to €500,000. This supplementary insurance is only valid if your parents’ personal liability insurance does not cover the damage or does not provide sufficient cover. The terms and conditions explain what is and what is not covered by our Personal Liability Insurance.
  2. Home Contents Insurance
    Our Home Contents Insurance covers the possessions in your home against theft, fire and storms. If you move house, your possessions are insured at both your old and your new address. The terms and conditions state the maximum amounts we will pay out in the event of damage. A complete overview of situations where you are and are not covered is also included. The Student Insurance policy does not cover:
    • glass damage
    • loss of or damage to home contents caused by earthquakes, acts of war or a flooding etc.
    Excess
    • If you live in Amsterdam, Rotterdam, Utrecht or The Hague, you will need to pay an excess of €250 in the event of a claim for theft.
    • You do not need to pay an excess if your possessions are stolen from your car. However, you will not be reimbursed more than €250.
  3. Accident Insurance
    If you take out the supplementary Accident Insurance, you will pay €0.30 extra per month. You are then covered worldwide. If you are planning to travel abroad for an extended period, please let us know at least 14 days before your departure. We will then assess which insurance best suits your specific situation. The terms and conditions state when we will pay out in the event of an accident.

    Accident Insurance provides the following coverage:

    • in the event of complete or partial permanent disability: maximum of €35,000
    • for retraining costs: maximum of €5,000 per year for five years
    • in the event of death: maximum of €2,500 for single-person households and €5,000 for married/cohabiting people.

    What is not covered by the Student Insurance policy?

    • accidents resulting from the consumption of alcohol or other narcotics or stimulants
    • accidents resulting from playing or participating in dangerous sports

Fees

Single person

If you choose Home Contents and Personal Liability Insurance, you will pay €3.52 per month.

If you take out only Home Contents or Personal Liability Insurance, you will pay €1.76 per month.

If you supplement the Student Insurance policy with Accident Insurance, you will pay €0.30 extra per month. 

Home Contents Insurance covers you up to a maximum of €10,000. If you wish to increase this to €20,000, you will pay €1.77 extra per month.

Married/cohabiting

If you choose Home Contents and Personal Liability Insurance, you will pay €5.29 per month. 

If you take out only Home Contents Insurance, you will pay €3.53 per month. If you wish to take out only Personal Liability Insurance, you will pay €1.76 per month.

If you supplement the Student Insurance policy with Accident Insurance, you will pay €5.59 per month.

Administration fee

If this is the first ABN AMRO insurance policy you take out, you will pay an administration fee of €0.69 (incl. 21% insurance tax) per month for the collection of the premium. The administration fee will be collected at the same time as the premium, i.e. monthly or annually.

Insurance tax

You will pay 21% insurance tax per month for Home Contents and Personal Liability Insurance. You are not liable for insurance tax for Accident Insurance.

Package discount

The Student Insurance policy is a package policy. If you take out multiple package policies with ABN AMRO, you are eligible for a package discount. The more package policies you have, the higher your discount. This discount applies to all your package policies. Your discount can increase up to a maximum of 5%. The discount will automatically be credited to your account after each year. ABN AMRO Student Insurance counts as one policy.

How can I take out insurance?

If you need advice about the Student Insurance or would like to take out this product, please call us on  0900 - 81 70 (explanation of the rates) . 

If you are calling from outside the Netherlands, please call  + 31 10 241 17 23 . 

Lines are open 24 hours a day, 7 days a week.

Terms and conditions

ABN AMRO has the right insurance for you

3 insurances policies, 1 price

The Student Package gives you cover from 3 insurance policies at any given moment, for a very attractive price. Talk about convenient.

Reporting damage

If you want to submit a claim, don't worry, we'll help you. As an ABN AMRO customer, you can easily submit a claim online, by completing a form or by telephone.

Package discount up to 5%

The more insurance policies you have, the bigger a discount we can give you! You will get up to 5% discount if you have more than 2 insurances with us.