International Student Insurance

Our International Student Insurance includes the Home Contents Insurance and Personal Liability Insurance. You can add the Accident Insurance to your Student Package if you want (optional). 

Please note that you can only take out the Student Insurance if you have the Student Package.

Students who:

• live in the Netherlands and will be staying here for longer than one year
• have no children
• will not be spending more than one year outside the Netherlands

You are no longer entitled to Student Insurance once you have completed your studies. If you will be staying on in the Netherlands, you are welcome to take out separate home contents and liability insurance online to make sure you are well covered. Don't forget to cancel your Student Package though. You can use the cancellation form to do so.

If you have a permanent address in the Netherlands while you are studying here, you are covered for damage to the contents at that address, including damage caused by fire, storm or burglary.

What is covered?
Our Home Contents Insurance covers your possessions against theft, fire and storm. And if you move house, your things will be covered at both your old and new address.

The insured amounts are:

• for single-person households, € 10,000 as standard, which can be increased to € 20,000
• for married/cohabiting people without children, € 20,000 as standard
• for theft of personal jewellery, a maximum of € 2,500 per incident
• for theft of computer and audiovisual equipment, a maximum of € 2,500 per incident

Excess

• If you live in Amsterdam, Rotterdam, Utrecht or The Hague, you will need to pay an excess of € 250 if your things are stolen.
• You do not need to pay an excess if your things are stolen from your car. However, you will not be reimbursed more than € 250.

What is not covered?

• glass damage
• loss of or damage to home contents caused by things like an earthquake, war or a flood

Read the Conditions Student Insurance Household Contents.

Accidents can happen when you least expect them, and can cause damage to other people or their property. If you are held liable for such damage, third-party cover ensures that you will not have to pay all of the costs yourself. You are covered for injury to others and damage to property that you have caused as a private individual.

What is covered?

• the insured amount is € 500,000
• insured worldwide as standard
• if you are taking part in sports or a game and cause damage to someone who is not also taking part, and you are not legally liable, you are still covered for up to €12,500 per incident
• if you go abroad, you are covered for a maximum uninterrupted period of 1 year, from the date on which you go abroad
• ABN AMRO’s liability insurance is an additional insurance package and is only valid if your parents’ liability insurance does not cover the damage or does not provide sufficient cover

What is not covered?

• damage caused intentionally
• damage caused by people aged 18 or over by or using a motor vehicle or vessel
• injury or damage caused by firearms.
• landlord’s liability

Read the Conditions Student Insurance Personal Liability.

Accidents often have drastic consequences, especially if somebody dies or becomes permanently disabled. In that case, personal accident insurance at least gives you the security of a lump sum payment for yourself or your next of kin.

What is covered?
The insured amounts are:

• in the event of complete or partial permanent disability: maximum of € 35,000
• for retraining costs: maximum of € 5,000 per year for 5 years
• in the event of death: maximum of € 2,500 for single-person households and € 5,000 for married/cohabiting people

Only the insured person whose name and date of birth is stated on the proof of insurance cover is actually covered. We will not pay out if the insured person’s partner becomes fully or partially permanently disabled or dies.

You are insured worldwide as standard. If you travel abroad for an extended period, please let us know at least 14 days before your departure. We will then assess which insurance best suits your specific situation.

What is not insured?

• accident resulting from the consumption of alcohol or use of other narcotics or stimulants
• accident resulting from practice of or participation in dangerous sports

Read the Conditions Student Accident Insurance.

One year

Premium

• Single persons: € 3.53 per month; including Accident Insurance € 3.83 per month
• Married or cohabiting couples: € 5.30 per month; including Accident Insurance € 5.60 per month for the first insured person

Special discounts

Premium payment
The premium will be automatically debited from your current account either monthly or annually.

Policy charges
You will receive one policy document for each type of insurance. The policy fee is € 4.39 (including insurance tax). If you already have an ABN AMRO non-life insurance policy, you will not need to pay an additional policy fee if you take out ABN AMRO liability insurance.

Collection charges
€ 0.68 for each premium due date. The total premium will be collected in one go.

Insurance tax
You will be charged 21% insurance tax on the premium and costs. This amount will be included in the calculation of your premium.

If you are single, you can increase the cover provided by your home contents insurance from € 10.000 to € 20.000 per year. In that case, the premium will be € 15 higher per year.

If you need advice about the International Student Insurance or would like to take out this product, please call us on 0900 - 81 70 (explanation of the rates). 

If you are calling from outside the Netherlands, please call + 31 10 241 17 23. 

Lines are open 24 hours a day, 7 days a week.

You can read about what we do with your personal data in the ABN AMRO N.V privacy statement.

• Terms and conditions - Household Contents Insurance
• Terms and conditions - Personal Liability Insurance
• Terms and conditions - Accident Insurance

Terms and conditions in Dutch

• Voorwaarden Inboedelverzekering
• Voorwaarden Aansprakelijkheidsverzekering
• Voorwaarden Ongevallenverzekering

In the event of any discrepancy between the Dutch original and this translation, the Dutch text will prevail.