The Annual Travel Insurance lets you choose what additional cover to take out when you go travelling. Prefer to just have the basic cover? You will still be covered the whole year round. No matter how many trips you take.
Liability insurance compensates the damage that you or a member of your family does to someone else's belongings.
With the Legal Expenses Insurance, you choose what you insure. For example, 'Road traffic'. Choose this and 1 of the other 4 modules and get four months' premium back on the 'Road traffic' module.