Personal loan

With a personal loan, you can borrow between €5000 and €75,000. The money will be paid into your account as a single lump sum. You make payments on the principal and interest each month until the loan is fully repaid. The interest rate is fixed, so you know exactly how much your monthly repayments will be.

This depends on your personal situation, like your income, for example, and your family and living situation. Take two minutes to calculate how much you can borrow and to see what your monthly repayments will be.

Every month, you pay a fixed amount towards the principal and interest, which together make up the monthly repayment. Since the interest rate is fixed for the term of the loan, you know exactly how much your monthly repayments will be. Calculate what your loan will cost.

Every month, you pay a fixed amount for the principal and interest, together called the repayments. Since the interest rate is fixed for the term of the loan, you know exactly how much your monthly repayments will be. Calculate what your loan will cost.

When you apply for a loan with us, we check your credit history with the Dutch Credit Registration Office (BKR). This is to ensure responsible borrowing. If we approve your loan, we will register it with BKR. Once it has been repaid in full we will ask BKR to deregister the loan. More about loans and BKR.

Yes, you can. We will then look at your annual figures and your income tax returns for the past 2 years.

Yes, our International Client Desk advisers would be happy to help you. You can talk to an adviser where, when and how you want, by phone, through Video Banking, or in person at the branch. Make an appointment.     

Good to know: when you request a quote, we always call you so that we can walk you through the terms and conditions. And if you have any questions, we answer them right then and there.

If you are (temporarily) unable to make your repayments, please read how to solve repayment problems or make an appointment with a financial adviser.

If you’re married in community of property, your partner will automatically be the co-applicant for the loan. If you’re married with a prenuptial agreement, we will also check your partner’s credit history with the Dutch Credit Registration Office (BKR).

If you die before the end of the loan term, your next of kin will have to repay your loan. Ask one of our International Client Desk advisers about insurance to cover this risk.