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Opening an account for yourself

In 10 minutes and without BSN

Advantages of using the app

  • Secure, simple and fast
  • Open within 10 minutes
  • 4.5 out of 5 stars in app reviews
  • Google Pay and Apple Pay payment options

How it works

Welcome! The quickest way to open an account is using your mobile. The current account (including 1 debit card) is part of the €3.70 per month. Most Dutch people use a debit card to pay for everyday things such as food, drinks and clothing.
Why use the ABN AMRO app?

Current account for Ukrainian refugees

Printscreen of ABN AMRO app startscreen

Opening an account for yourself

In 10 minutes and without BSN

Advantages of using the app

  • Secure, simple and fast
  • Open within 10 minutes
  • 4.5 out of 5 stars in app reviews
  • Google Pay and Apple Pay payment options

How it works

Welcome! The quickest way to open an account is using your mobile. The current account (including 1 debit card) is part of the €3.70 per month. Most Dutch people use a debit card to pay for everyday things such as food, drinks and clothing.
Why use the ABN AMRO app?

Current account for Ukrainian refugees

How to open an account

You can easily open a current account (bank account) for yourself via the ABN AMRO app. You will then receive the Basic Payment Package: a current account, a debit card and access to online banking services. Watch the video or read below to see how it works.

How do I open a current account? In 6 steps.

Step 1: Download the app

Download the ABN AMRO app and click 'Open account'. You can apply for a current account with the ABN AMRO app if you:

  • are at least 18 years old
  • have an official home address in the Netherlands
  • have a valid Dutch identity card, residence permit or international passport
  • are liable to tax in the Netherlands 

Don't have a yet? Then you can still open an account. However, you must provide us with your BSN within 120 days after opening your account.

Download the ABN AMRO app here Unable to open an account using the app? see here how you can open an account via the website
Step 2: Submit your proof of identity

Take a picture of your identity document. You can open a current account through the ABN AMRO app with the following identity documents:

  • Dutch ID (identity card, driving licence or passport)
  • European identity card (except an identity card from Denmark, Greece, Iceland, Switzerland and Romania)
  • International passport (except United States passport)
  • Residence permit (type I, II, III, IV, V, EU/EEA or EU/EEA family member)

Tips for your photo:

  • Avoid glare and do not use the flash
  • Make sure your passport is within the frame
  • Use a dark background
Step 3: Take a picture

Take a picture of yourself using your mobile phone so that we can check that you are the person on the identity document.

Tips for your photo:

  • Take the photo in a light environment
  • Make sure you do not have any backlight (e.g. from the sun behind you)
  • Hold the camera directly in front of your face
Step 4: Answer some questions

We want to get to know you better so that we can provide you with the best service. That is why we want to ask you to answer a few questions and check that everything is correct. If the data is correct, confirm your application by entering the unique code.

As of 1 January 2025 we change the fees and conditions of our payment products. Read more about these changes.

Step 5: You've sent your application!

We will check the information you have entered and open your account for you. You will be updated on the status of your request by text message and email within 4 hours after completing the application. If your application is approved, the message will also explain the next steps. Your account will soon be ready to use.

Step 6: Upload your proof of residence

When you open an account with a non-Dutch passport or ID, we need to verify that you live in the Netherlands. We therefore need your proof of residence in the Netherlands.

Once your proof of residence is approved you can start using your account or open other products. Read more on proof of residence.

Please note: an extract from the Non-residents Records Database (in Dutch: Registratie Niet-ingezetenen or RNI) will not be accepted.

How do I open a current account? In 6 steps.

Step 1: Download the app
Step 2: Submit your proof of identity
Step 3: Take a picture
Step 4: Answer some questions
Step 5: You've sent your application!
Step 6: Upload your proof of residence

Step 1: Download the app

Download the ABN AMRO app and click 'Open account'. You can apply for a current account with the ABN AMRO app if you:

  • are at least 18 years old
  • have an official home address in the Netherlands
  • have a valid Dutch identity card, residence permit or international passport
  • are liable to tax in the Netherlands 

Don't have a yet? Then you can still open an account. However, you must provide us with your BSN within 120 days after opening your account.

Download the ABN AMRO app here Unable to open an account using the app? see here how you can open an account via the website

Step 2: Submit your proof of identity

Take a picture of your identity document. You can open a current account through the ABN AMRO app with the following identity documents:

  • Dutch ID (identity card, driving licence or passport)
  • European identity card (except an identity card from Denmark, Greece, Iceland, Switzerland and Romania)
  • International passport (except United States passport)
  • Residence permit (type I, II, III, IV, V, EU/EEA or EU/EEA family member)

Tips for your photo:

  • Avoid glare and do not use the flash
  • Make sure your passport is within the frame
  • Use a dark background

Step 3: Take a picture

Take a picture of yourself using your mobile phone so that we can check that you are the person on the identity document.

Tips for your photo:

  • Take the photo in a light environment
  • Make sure you do not have any backlight (e.g. from the sun behind you)
  • Hold the camera directly in front of your face

Step 4: Answer some questions

We want to get to know you better so that we can provide you with the best service. That is why we want to ask you to answer a few questions and check that everything is correct. If the data is correct, confirm your application by entering the unique code.

As of 1 January 2025 we change the fees and conditions of our payment products. Read more about these changes.

Step 5: You've sent your application!

We will check the information you have entered and open your account for you. You will be updated on the status of your request by text message and email within 4 hours after completing the application. If your application is approved, the message will also explain the next steps. Your account will soon be ready to use.

Step 6: Upload your proof of residence

When you open an account with a non-Dutch passport or ID, we need to verify that you live in the Netherlands. We therefore need your proof of residence in the Netherlands.

Once your proof of residence is approved you can start using your account or open other products. Read more on proof of residence.

Please note: an extract from the Non-residents Records Database (in Dutch: Registratie Niet-ingezetenen or RNI) will not be accepted.

Need help with opening an account?

Want to open an account and need some help? We're happy to help! Contact us through Customer Service.

See all telephone numbers and opening hours. Please note that there will be a waiting time.

Frequently Asked Questions

How much does the Basic Payment Package cost?

The Basic Payment Package consists of a bank account with 1 debit card and costs €3.70 per month.

What does the Basic Payment Package contain?

The Basic Payment Package contains a current account, a debit card and access to online banking services. It is a flexible payment package, which means you choose what you want in addition to your basic package. For example, you may want to have a credit card or an extra debit card. You only pay for what you use. If something changes, that's no problem. You can easily make changes online. Check out all the fees in one overview.

Which forms of identification can I use to open a current account at ABN AMRO?

You can open an account and identify yourself through the ABN AMRO app with the following forms of identification:

  • Dutch ID (identity card, driving licence or passport)
  • European identity card (except an identity card from Denmark, Greece, Iceland, Switzerland and Romania)
  • International passport (except United States passport)
  • Residence permit (type I, II, III, IV, V, EU/EEA or EU/EEA family member)

See how to open a bank account through the ABN AMRO app.

You can open an account and identify yourself by appointment with the identity documents listed below:

  • Dutch identity document (identity card, driving licence or passport)
  • EU/EER identity document
  • Residence permit (type I/IV)

Find out how to open a bank account via the website.

I have a passport from the United States. Can I open a current account?

In this case, you can only become a client at an ABN AMRO branch. Make an appointment at one of our branches to do this. You can do this by contacting us (standard call charges apply).

Is it also possible to open just a savings account?

No. In order to open an ABN AMRO savings account, you have to have a Basic Payment Package. Once you have opened a bank account, you can open a savings account. This also allows you to apply for a credit card, for example.

The identity document details that have been entered are incorrect. Can I still make changes?

After you upload your identity document, you will be asked to verify the details. You can change your name and date of birth if necessary. Your application may be rejected if the details cannot be properly verified. You can then restart the application.

Why do I need to provide an extract from the Municipal Personal Records Database (BRP)?

We want to be sure that you are who you say you are when you open an account. This helps us to prevent fraud, for example abuse of your current account. For this reason, one of the things we need from you is an extract from the Municipal Personal Records Database (BRP). You can request it yourself at your municipality. You can open the account even without the extract, but some features of your current account will not be available in this case, for example deposits and cash withdrawals.

Why do I need to identify myself?

All banks are required to verify the identity of their customers and ABN AMRO is no exception. This requirement is set out in the Dutch Money Laundering and Terrorist Financing (Prevention) Act and helps to prevent money laundering and the financing of terrorism.

What if my application is rejected?

You will receive information about the status of your application via SMS and e-mail within 4 hours after completing the application. Has your application been rejected? Then we will explain in the text message why your application has been rejected. In addition, you will see an 'error screen' in the ABN AMRO app. Here you can read what happened and what you can do.

Switching Dutch banks without a hitch

If switching banks feels like a hassle, you can make it easy by using our free switching service. Request the switching service once your account has been opened. We will then make sure that everything runs smoothly.

Create your own payment package

The Basic Payment Package contains a current account, a debit card and access to online banking services. It is a flexible payment package, which means you choose what you want in addition to your basic package. For example, you may want to have a credit card or an extra debit card. You only pay for what you use. If something changes, that's no problem. You can easily make changes online.

Apps that make your life easier

ABN AMRO app

Set up alerts. Check your balance. With our ABN AMRO app you can arrange your banking affairs safely and simply.

Tikkie

Simply request a refund, for example via WhatsApp. Another bank? No problem. Tikkie is for everyone!

Apps that make your life easier

This is the symbol of ABN AMRO in the App store

ABN AMRO app

Set up alerts. Check your balance. With our ABN AMRO app you can arrange your banking affairs safely and simply.

Tikkie

Simply request a refund, for example via WhatsApp. Another bank? No problem. Tikkie is for everyone!

Other useful links