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Third-Party Liability cover

Third-Party Liability cover

Covered for legal liability to others

Third-Party Liability cover

  • Covered for legal liability to others
  • Required by law
  • Change your cover at any time

Car insurance with Third-Party Liability cover

Third-party cover is insurance that covers your legal liability, i.e. your liability for any damage you cause to others with your car. Please note that cover is provided only if you are actually legally liable. If you own a car, you are required by law to at least take out third-party liability insurance for it.

Third-party liability cover does not cover damage to your car. If you want cover for damage to your car as well, you should take out Third-Party Liability + Limited Cover or Third-Party Liability + Comprehensive Cover.

What does third-party liability insurance cover and what does it not cover?

You are insured for things such as:

Damage...

  • Suffered by others caused by your car
  • Suffered by others caused by a load falling off your car
  • Suffered by others and caused by a trailer towed by your car
  • To your car's trim and caused by transportation of a casualty

You are not insured for things such as:

Damage caused by...

  • Fire or lightning strike
  • Theft or attempted theft
  • A collision with an animal
  • A collision
  • Vandalism
Car insurance Netherlands additional cover options

Car insurance in the Netherlands: additional cover options

Want extra peace of mind? Choose additional cover, such as car legal expenses, breakdown assistance or cover against damage suffered by passengers, so that your passengers are also insured for personal injury and other cases.

View the differences

Third-Party Liability

  • Damage suffered by third parties
  • Fire, storm and hail damage
  • Theft and break-ins
  • Window damage
  • Vandalism
  • Damage to your own car that you caused yourself
  • Personal intent

Third-Party Liability + Limited Cover

  • Damage suffered by third parties
  • Fire, storm and hail damage
  • Theft and break-ins
  • Window damage
  • Vandalism
  • Damage to your own car that you caused yourself
  • Personal intent

Third-Party Liability + Comprehensive Cover

  • Damage suffered by third parties
  • Fire, storm and hail damage
  • Theft and break-ins
  • Window damage
  • Vandalism
  • Damage to your own car that you caused yourself
  • Personal intent