Fill in your license plate number and tell us more about the car, the driver and your claim-free years. This is how we calculate your premium.
Third-Party Liability + Comprehensive Cover
Covered in case of damage or loss caused by yourself
Car insurance with Third-Party Liability + Comprehensive Cover
If you also want to be covered in the event that you cause damage to your own car, select car insurance withThird-Party Liability + Comprehensive Cover, which is sometimes referred to as ‘all-risks’ cover. Useful if you happen to drive into something, or cause an accident.
What is covered by Third-Party Liability + Comprehensive Cover, and what is not?
You are insured for things such as:
Damage...
- Suffered by others caused by your car
- To your car caused by a collision, skidding or veering off the road
- To your car caused by a collision with an animal
- To your car caused by vandalism
- To your car caused by theft or attempted theft
- To your car caused by yourself
You are not insured for things such as:
Damage...
- Caused intentionally
- To the driver of the car
- Caused in a country that is not specified on the green card
- Caused by your car while it was being driven by someone without a valid driving licence
Take out car insurance in 3 steps
Calculate your premium
Reporting code and mileage
Before you take out car insurance we require the reporting code (meldcode) and mileage. Have these ready.
Directly insured
Submitted everything? Then take out the car insurance. You choose when the insurance takes effect: immediately or later.
Car insurance in the Netherlands: additional cover options
Want extra peace of mind? Choose additional cover, such as car legal expenses, breakdown assistance or cover against damage suffered by passengers, so that your passengers are also insured for personal injury and other cases.
Discount for an additional car
If you have a second car, why not insure it with us as well to get a discount on your premium. That’s a great deal! Find out how it works.
Frequently asked questions
When do I pay excess?
Third-Party Liability Insurance only covers damage you cause to other people and is therefore not subject to an excess.
Third Party Liability + Limited Cover and Third Party Liability + Comprehensive Cover come with an excess amount of €150 per incident. If you have the damage repaired through the ABN AMRO Claims Service, this excess does not apply. One exception is window replacement, which carries an excess of €75.
No excess applies in the event of theft, attempted theft, break-in or joyriding if your car was properly secured at the time of the incident. The Dutch Motor Vehicle Certification Association (Stichting Certificering Motorrijtuigen) has defined different security classes. If your car does not meet the requirements, your excess will be 2.5% of your car’s current value, with a minimum of €375.
If you have taken out the additional breakdown cover and you are provided with a temporary replacement car while the damage is being repaired, the rental company may charge an excess. Sometimes this excess may be lowered for a fee.
Is an alarm system required for car insurance?
No. An alarm system is not required. However, if your car is adequately secured, you do not have to pay an excess in case of theft, attempted theft, break-in or joyriding. The Dutch Motor Vehicle Certification Association (Stichting Certificering Motorrijtuigen, SCM) has defined different security classes. If your car does not have an SCM-certified security system, the insurance will still pay out in case of a claim due to theft. However, if your car is not adequately secured, your excess will be equal to 2.5% of the list value (subject to a minimum of €375). Click here for more information about anti-theft security systems.