Apply for a basic current account
Everyone is entitled to a current account
A current account is important for taking part in everyday life. That is why everyone who lives in the Netherlands or another EU country and meets the relevant conditions is entitled to a basic current account.
A basic current account or a standard current account?
You can use a current account to receive your salary or benefits, pay bills and transfer money. We assess applications for a basic current account manually. This means the assessment usually takes longer than opening a standard current account digitally through our app.
If you live in the Netherlands and can identify yourself with a valid identity document, applying digitally for a standard current account is often the quickest and easiest way to open an account. In many cases, you can start using the account the same day. You can also make contactless payments with Apple Pay or Google Pay. You will receive your physical debit card within 5 working days.
If you live in the Netherlands and can identify yourself with a valid identity document, applying digitally for a standard current account is often the quickest and easiest way to open an account. In many cases, you can start using the account the same day. You can also make contactless payments with Apple Pay or Google Pay. You will receive your physical debit card within 5 working days.
Who is the basic current account for?
You can apply for a basic current account if you are:
Not sure whether you are eligible? Please contact us to discuss your situation. Alternatively, visit basisbankrekening.nl for more information.
- Legally resident in the Netherlands or entitled to reside there.
- Legally resident in another EU member state or entitled to reside there.
- A Dutch or other European national with a ‘genuine interest’. This means that you must have a demonstrable connection with the Netherlands, for example because you have family or a partner in the Netherlands, or because you want to work or study in the Netherlands.
Not sure whether you are eligible? Please contact us to discuss your situation. Alternatively, visit basisbankrekening.nl for more information.
How do you apply for a basic current account?
Would you like to apply for a basic current account? Please contact us via our Service and Contact page. We will tell you which documents you need and explain how the application process works.
Can you apply for a standard current account digitally? If so, this is usually the quickest option. You can usually apply through the ABN AMRO app in 10 minutes and have access to your current account within 2 hours.
What happens after you apply?
Once we have received your application, we will first check that you have provided all the information and documents we need. If your application is complete, we will assess it in accordance with the legal requirements for basic current accounts. We will make a decision within 10 working days at the latest after receiving all the information we need. In some cases, there may be a legal reason why we have to reject your application, known as a statutory ground for refusal.
If we need any additional information, we will contact you. Once we have completed our assessment, we will let you know the outcome of your application.
If we need any additional information, we will contact you. Once we have completed our assessment, we will let you know the outcome of your application.