How do I request a Dutch credit card?

Requesting a credit card in the Netherlands is easy: Fill in the [object Object]. Select your credit card and check your details. Please [object Object]. Make sure all your details are correct before you submit your application. International Card Services (ICS) will send you an email that explains how to choose your PIN. ICS will check your application in the meantime . This will take around 10 working days. Once you have chosen a PIN and your application has been approved, your credit card will be sent to your home address within 5 to 10 working days.

Which credit cards are accepted in the Netherlands?

Credit cards such as Visa, MasterCard and American Express are accepted in the Netherlands. Do you want to apply for a Dutch credit card? At ABN AMRO you can apply for a Credit Card, a Gold Card or the Student Card. These credit cards are all Mastercards and worldwide accepted.

Can I use credit cards in the Netherlands?

Yes, credit cards are accepted in the Netherlands at restaurants, hotels, and tourist destinations. You can also use your credit card for online purchases. If you only have a credit card, be advised that in most cases Dutch supermarkets do not accept credit cards. Therefore it is advised to have a Dutch debit card as well or pay with cash.

What are the requirements to apply for a credit card based on my assets?

ICS, which assesses applications for ABN AMRO credit cards, requires applicants to have had at least €27.500 in taxable assets in box 3 for the past 2 years. This amount refers to the total taxable assets after all deductions. Note that ICS does not take into account savings balances in an account.

Apply for a credit card

in the Netherlands

Apply for a credit card now

Do you want to use a Dutch credit card? Whether you’re shopping online or just want to pay for your purchases in a shop, using a credit card makes your payments easy and secure, wherever you are in the world. What’s more, your purchases are then insured against theft, loss and damage. Sound good to you? Apply for your credit card in the Netherlands now.

Take a look at our credit cards

ABN AMRO Gold Card

per month

Secure payments anywhere in the world
Convenient when travelling
Purchases insured for 365 days against theft, loss and damage
Pay with Apple Pay
Car rental excess covered
Car legal expenses

Apply for a Gold Card

More about the Gold Card

ABN AMRO Credit Card

per month

Secure payments anywhere in the world
Convenient when travelling
Purchases insured for 180 days against theft, loss and damage
Pay with Apple Pay
Car rental excess covered
Car legal expenses

Apply for a Credit Card

More about the Credit Card

ABN AMRO Student Credit Card

per month

Secure payments anywhere in the world
Convenient when travelling
Purchases insured for 180 days against theft, loss and damage
Income needed of at least €500 per month
Pay with Apple Pay
Car rental excess covered
Car legal expenses

Apply for a Student Credit Card

More about the Student Credit Card

Which credit card is right for me?

The security offered by a credit card

All purchases you make with your credit card are insured against theft, loss and damage for at least 180 days. And all our credit cards include a delivery guarantee.

You get flight delay insurance and luggage delay insurance on all trips you book with your credit card.

You can use your credit card to pay for your purchases anywhere in the world, both online and in the shops. And you can make contactless payments.

Compare all our credit cards

This table shows the rates and summarises the benefits of the different ABN AMRO credit cards.

Type of credit card	Student Card	Credit Card	Gold Card
Fee	€1.31 per month	€2.55 per month	€4.45 per month
Costs of an additional card	N.A.	€ 1.05	€ 2.10
Period of purchase protection	180 days	180 days	365 days
Withdrawing cash	4%	4%	4%
Foreign transaction fee	2%	2%	2%
Spending limit	up to €1,500	up to €5,000	up to €5,000
Pay unpaid balance	within 21 days	within 21 days	within 21 days
Convenient benefits	Flight delay insurance Luggage delay insurance Delivery guarantee 24/7 fraud prevention Make contactless payments	Flight delay insurance Luggage delay insurance Delivery guarantee 24/7 fraud prevention Make contactless payments	Flight delay insurance Luggage delay insurance Delivery guarantee 24/7 fraud prevention Make contactless payments Travel accident insurance Car legal expenses insurance with car rental Excess for car rental insurance

Who can apply for a credit card?

You must be 18 or older to apply for a credit card.

You need to be living in the Netherlands to apply for a credit card.

Do you have a temporary residence permit? Then you cannot apply for a credit card.

You can apply for a credit card if:

your net monthly income is at least €1,350, or
you have a minimum freely taxable capital in box 3 of €27,500 over the last 2 years

This means that you will not qualify for a credit card if you are on unemployment benefits.

Apply for a credit card

in the Netherlands