The benefits of a ABN AMRO Student Credit Card
With a credit card, you can safely buy festival tickets and shop online. And almost all of those purchases are automatically insured for 180 days against loss, theft and damage.
You get the same conditions as with the ABN AMRO Credit Card. But as a student, different income requirements apply and your limit is lower.

Additional information and conditions
Who is it for?
Students who have a Student Package (with an income of at least €500 per month) and who are in possession of a Dutch identity document.
Spending limit
We need to know your net income to work out your spending limit. This way, we can make sure the spending limit is right for your financial situation.
The following terms and conditions apply to the Student Credit Card:
- If your net monthly income is lower than €500, you’re unfortunately not eligible for a credit card right now.
- If your net monthly income is between €500 and €1,150, you automatically get a credit card with a €500 spending limit.
- If your net monthly income is higher than €1,150, you can get a credit card with a spending limit between €500 and €2,500.
Wages from a (part-time) job and the money you receive from the Education Executive Agency DUO both count towards your net income. Allowances, such as rent and healthcare allowances, don’t count.
We can’t guarantee that you’ll receive the spending limit you apply for, as each application is assessed individually. International Card Services (ICS) will look at your personal financial situation to work out your spending limit. This includes a check with the Dutch Credit Registration Office (BKR).
Insurance and delivery guarantee included
The following insurance comes with your Student Credit Card at no extra charge:
- 180-day purchase protection
- Additional Travel Insurance
You can read more about the conditions in the terms and conditions of insurance.
Delivery guarantee
Ordered something that never arrived? You can request your money back through ICS, because you get a delivery guarantee on almost all your purchases.
Need to make a claim?
Call the ABN AMRO Credit Card Service Desk on 020 - 660 01 23. Calling from abroad? Use +31 20 - 660 01 23. We’ll help you make an insurance claim or dispute a payment under the delivery guarantee.
Paying with your creditcard
You can pay securely and easily with our Student Credit Card wherever you are: online, in a shop or abroad.
Free Card Alerts
Our free card alerts give you better control of your expenses and payments. You will be sent a text message, for example, when you make a large payment using your Student Credit Card or when it is time to pay your bill.
Creditcard Online
Manage your ABN AMRO credit card quickly, easily and securely online with Creditcard Online. You can:
- pay your bill;
- change your limit;
- block or activate your credit card.
ABN AMRO app
Check your credit card payments any time, anywhere with the ABN AMRO app. Simply add your details and view your credit card in the account overview.
Terms and conditions
You get the same conditions as with the ABN AMRO Credit Card. But as a student, you need a net income of at least €500 per month. Income from DUO and benefits does not count. Your spending limit is also lower and based on your financial situation, up to a maximum of €2,500.
Read the terms & conditions.
Who is it for?
Students who have a Student Package (with an income of at least €500 per month) and who are in possession of a Dutch identity document.
Spending limit
We need to know your net income to work out your spending limit. This way, we can make sure the spending limit is right for your financial situation.
The following terms and conditions apply to the Student Credit Card:
- If your net monthly income is lower than €500, you’re unfortunately not eligible for a credit card right now.
- If your net monthly income is between €500 and €1,150, you automatically get a credit card with a €500 spending limit.
- If your net monthly income is higher than €1,150, you can get a credit card with a spending limit between €500 and €2,500.
Wages from a (part-time) job and the money you receive from the Education Executive Agency DUO both count towards your net income. Allowances, such as rent and healthcare allowances, don’t count.
We can’t guarantee that you’ll receive the spending limit you apply for, as each application is assessed individually. International Card Services (ICS) will look at your personal financial situation to work out your spending limit. This includes a check with the Dutch Credit Registration Office (BKR).
Insurance and delivery guarantee included
The following insurance comes with your Student Credit Card at no extra charge:
- 180-day purchase protection
- Additional Travel Insurance
You can read more about the conditions in the terms and conditions of insurance.
Delivery guarantee
Ordered something that never arrived? You can request your money back through ICS, because you get a delivery guarantee on almost all your purchases.
Need to make a claim?
Call the ABN AMRO Credit Card Service Desk on 020 - 660 01 23. Calling from abroad? Use +31 20 - 660 01 23. We’ll help you make an insurance claim or dispute a payment under the delivery guarantee.
Paying with your creditcard
You can pay securely and easily with our Student Credit Card wherever you are: online, in a shop or abroad.
Free Card Alerts
Our free card alerts give you better control of your expenses and payments. You will be sent a text message, for example, when you make a large payment using your Student Credit Card or when it is time to pay your bill.
Creditcard Online
Manage your ABN AMRO credit card quickly, easily and securely online with Creditcard Online. You can:
- pay your bill;
- change your limit;
- block or activate your credit card.
ABN AMRO app
Check your credit card payments any time, anywhere with the ABN AMRO app. Simply add your details and view your credit card in the account overview.
Terms and conditions
You get the same conditions as with the ABN AMRO Credit Card. But as a student, you need a net income of at least €500 per month. Income from DUO and benefits does not count. Your spending limit is also lower and based on your financial situation, up to a maximum of €2,500.
Read the terms & conditions.
Apply for your ABN AMRO Student Credit Card in 3 easy steps
Start your application
Click “Apply for ABN AMRO Student Credit Card”. Log in with your ABN AMRO details and follow the steps on the screen.
ICS checks your application
We send your application to our partner ICS (International Card Services). ICS checks your details. You will receive an email about your PIN, which you can choose yourself.
In some cases, ICS may ask you to confirm your identity again.
Receive your card within 5–10 working days
Once everything is approved and your PIN is set, ICS will send your new credit card within 5 to 10 working days.
Other interesting options
Creditcard Online

Manage your credit card online with Creditcard Online. Activate or block your card. Easily request your PIN or change your spending limit.
ABN AMRO app

You can also view your credit card payments in the ABN AMRO app, where they are displayed in a single summary.
Extra secure online payments

To better prevent the fraudulent use of your Student Credit Card, use the Mastercard ID Check (3D Secure).