Studenten Credit card

ABN AMRO Student Credit Card

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ABN AMRO Student Credit Card

Credit card
€ 14 per year
Contactless payments
€ 0
Card summary in app
€ 0
Purchase protection
€ 0
Luggage delay insurance
€ 0
Flight delay insurance
€ 0
Your annual charge
€ 14

ABN AMRO Student Credit Card

  • Almost all of your purchases insured for 180 days: against loss, theft or damage.
  • Delivery guarantee: for online purchases
  • Contactless payments:  pay small amounts swiftly

The benefits of a credit card

With a Student Credit Card, you can buy your festival tickets and make purchases in the App Store. It comes with a spending limit of up to €1,000 per month and you will receive the bill for your purchases at the end of each month.

International students who do not have a Dutch identity document are not able to apply for a Student Credit Card.

A credit card with ABN AMRO: the ideal choice

Almost all of your purchases insured

180 days: against loss, theft or damage. You are also insured in the unfortunate event of a flight or luggage delay, which is very convenient if you're going on a study trip!

€14 per year as part of a Student Package

Being a student has its perks. That's why you'll get the ABN AMRO Student Credit Card for only €14 a year with a free Student Package.

View the Student Package

ABN AMRO app

Want to check on the damage any time, anywhere? Simply add your details and view your expenditure in the account overview in our ABN AMRO app.

View credit card in account overview

Additional information and conditions

Who is it for?

Students who have a Student Package (with an income of at least €500 per month) and who are in possession of a Dutch identity document. 

Currently, international students are not able to apply for a Student Credit Card.

Spending limit

We need to know your net income to work out your spending limit. This way, we can make sure the spending limit is right for your financial situation.

The following terms and conditions apply to the Student Credit Card:

  • If your net monthly income is lower than €500, you’re unfortunately not eligible for a credit card right now. 
  • If your net monthly income is between €500 and €1,150, you automatically get a credit card with a €500 spending limit. 
  • If your net monthly income is higher than €1,150, you can get a credit card with a spending limit between €500 and €2,500.

Wages from a (part-time) job and the money you receive from the Education Executive Agency DUO both count towards your net income. Allowances, such as rent and healthcare allowances, don’t count.

We can’t guarantee that you’ll receive the spending limit you apply for, as each application is assessed individually. International Card Services (ICS) will look at your personal financial situation to work out your spending limit. This includes a check with the Dutch Credit Registration Office (BKR).

Additional insurance

The following insurance comes with your Student Credit Card at no extra charge:

  • 180-day purchase protection
  • Luggage delay insurance
  • Flight delay insurance

More information about this insurance is provided in the  terms & conditions  of insurance.

Need to submit a claim? To make a claim on your insurance, simply call  ABN AMRO Credit Card Services on 020 660 01 23. From abroad, dial +31 20 660 01 23.  A member of our team will be on hand to help you with your claim for expenses or damages.

Delivery guarantee

Occasionally, an item you have purchased may fail to be delivered. If this happens, you do not need to worry — we will make sure you do not have to pay anything. Read more about this in the  terms and conditions .

Paying with your creditcard

You can pay securely and easily with our Student Credit Card wherever you are: online, in a shop or abroad.

Free Card Alerts

Our free card alerts give you better control of your expenses and payments. You will be sent a text message, for example, when you make a large payment using your Student Credit Card or when it is time to pay your bill.

Creditcard Online

Manage your ABN AMRO credit card quickly, easily and securely online with Creditcard Online. You can:

  • pay your bill;
  • change your limit;
  • block or activate your credit card. 

Read more about Creditcard Online.

ABN AMRO app

Check your credit card payments any time, anywhere with the ABN AMRO app. Simply add your details and view your credit card in the account overview.

Additional information and conditions

Who is it for?

Students who have a Student Package (with an income of at least €500 per month) and who are in possession of a Dutch identity document. 

Currently, international students are not able to apply for a Student Credit Card.

Spending limit

We need to know your net income to work out your spending limit. This way, we can make sure the spending limit is right for your financial situation.

The following terms and conditions apply to the Student Credit Card:

  • If your net monthly income is lower than €500, you’re unfortunately not eligible for a credit card right now. 
  • If your net monthly income is between €500 and €1,150, you automatically get a credit card with a €500 spending limit. 
  • If your net monthly income is higher than €1,150, you can get a credit card with a spending limit between €500 and €2,500.

Wages from a (part-time) job and the money you receive from the Education Executive Agency DUO both count towards your net income. Allowances, such as rent and healthcare allowances, don’t count.

We can’t guarantee that you’ll receive the spending limit you apply for, as each application is assessed individually. International Card Services (ICS) will look at your personal financial situation to work out your spending limit. This includes a check with the Dutch Credit Registration Office (BKR).

Additional insurance

The following insurance comes with your Student Credit Card at no extra charge:

  • 180-day purchase protection
  • Luggage delay insurance
  • Flight delay insurance

More information about this insurance is provided in the  terms & conditions  of insurance.

Need to submit a claim? To make a claim on your insurance, simply call  ABN AMRO Credit Card Services on 020 660 01 23. From abroad, dial +31 20 660 01 23.  A member of our team will be on hand to help you with your claim for expenses or damages.

Delivery guarantee

Occasionally, an item you have purchased may fail to be delivered. If this happens, you do not need to worry — we will make sure you do not have to pay anything. Read more about this in the  terms and conditions .

Paying with your creditcard

You can pay securely and easily with our Student Credit Card wherever you are: online, in a shop or abroad.

Free Card Alerts

Our free card alerts give you better control of your expenses and payments. You will be sent a text message, for example, when you make a large payment using your Student Credit Card or when it is time to pay your bill.

Creditcard Online

Manage your ABN AMRO credit card quickly, easily and securely online with Creditcard Online. You can:

  • pay your bill;
  • change your limit;
  • block or activate your credit card. 

Read more about Creditcard Online.

ABN AMRO app

Check your credit card payments any time, anywhere with the ABN AMRO app. Simply add your details and view your credit card in the account overview.

Terms and conditions

Read the  terms & conditions

Apply for a credit card in 3 steps

creditcard online

Stap 1

First apply for the Student Credit Card and check your details. If your details are incomplete, first add the missing informationInternational Card Services (ICS) will check your application and will contact you if they have any further questions.
creditcard online

Step 2

Choose your PIN once your application has been processed, so that you receive your credit card as soon as possible. Once you have submitted your application, ICS will send you an email stating how to do this.
stap 3

Step 3

After you have selected your PIN, you will have to wait just a short while longer. You will receive your Student Credit Card within 5 working days.

Apply for a credit card in 3 steps

creditcard online

Step 1

First apply for the Student Credit Card and check your details. If your details are incomplete, first add the missing informationInternational Card Services (ICS) will check your application and will contact you if they have any further questions.
creditcard online

Step 2

Choose your PIN once your application has been processed, so that you receive your credit card as soon as possible. Once you have submitted your application, ICS will send you an email stating how to do this.
stap 3

Step 3

After you have selected your PIN, you will have to wait just a short while longer. You will receive your Student Credit Card within 5 working days.

Other interesting options

Creditcard Online

Manage your credit card online with Creditcard Online. Activate or block your card. Easily request your PIN or change your spending limit.

ABN AMRO app

You can also view your credit card payments in the ABN AMRO app, where they are displayed in a single summary.
Download the app

Extra secure online payments

To better prevent the fraudulent use of your Student Credit Card, use the Mastercard ID Check (3D Secure).