ABN AMRO Gold Card
Your purchases insured for 365 days
per month
- Safe and secure global payments
- Spending limit up to €10,000 available
- 365 days of purchase protection against damage, theft, and loss
- Shop risk‑free with delivery protection
Why apply for a Gold Card
With your Gold Card you’ve struck gold. This card is indispensable when travelling or shopping. All purchases you make with your Gold Card are insured against theft, loss and damage for 365 days. That gives you real peace of mind. See all the benefits for yourself.
Your purchases insured for 365 days
With a Gold Card, all your purchases are insured against theft, loss and damage for 365 days, both online and in the shops. You also receive a delivery guarantee for all the purchases you make with your Gold Card. That’s a nice extra!
What protection does my Gold Card give me?
You are insured for things such as:
- Delayed flights
- Delayed luggage
- Theft, loss or damage to your purchases
- Delivery
- Car legal expenses
- Car rental excess
You are not insured for things such as:
- Trip cancellation
- Stolen luggage
- Travel and accommodation not booked using your Gold Card
- Damage or loss caused deliberately or through carelessness
Who can apply for a Gold Card?
18 or older
You must be 18 or older to apply for a Gold Card.
Living in the Netherlands
You need to be living in the Netherlands to apply for a Gold Card.
Monthly income
You can apply for a credit card if:
- your net monthly income is at least €1,150, or
- you have a minimum freely taxable capital in box 3 of €27,500 over the last 2 years
This means that you will not qualify for a credit card if you are on unemployment benefits.
Difference between Gold Card and Credit Card
Your Gold Card is an attractive, gold-coloured card, a real eye-catcher. It’s not just a pretty item though. This card gives more extensive protection than our regular credit card, like:
- Purchases insured for 365 days instead of 180 days
- Car legal expenses insurance, for when you encounter legal problems when hiring a car
- Car rental excess cover up to €500
Apply for your ABN AMRO Gold Card in 3 easy steps
Start your application
Click “Apply for ABN AMRO Gold Card”. Log in with your ABN AMRO details and follow the steps on the screen.
ICS checks your application
We send your application to our partner ICS (International Card Services). ICS checks your details. You will receive an email about your PIN, which you can choose yourself.
In some cases, ICS may ask you to confirm your identity again.
Receive your card within 5–10 working days
Once everything is approved and your PIN is set, ICS will send your new credit card within 5 to 10 working days.
Everything the Gold Card covers at a glance
Purchase protection
All purchases you make with your Gold Card are insured against theft, loss and damage for 365 days, whether you made the purchase online or in the shop.
Delivery guarantee
Your money is refunded if your order is not delivered or is sent to the wrong address.
Flight delay insurance
If your flight is delayed for 4 hours or more, your additional costs of up to €140 per person will be reimbursed. For charter flights, this applies to delays of 8 hours or more.
Luggage delay insurance
You will be reimbursed €140 if your luggage does not arrive within 4 hours of your arrival. If your luggage is not found within 48 hours, you will receive an additional payment of up to €410.
Car rental excess insurance
The excess for your rental car is insured up to €500 if you book it using your Gold Card.
Car legal expenses insurance
With your Gold Card, you are given legal assistance if you have problems relating to a car rental.
Purchase protection
All purchases you make with your Gold Card are insured against theft, loss and damage for 365 days, whether you made the purchase online or in the shop.
Delivery guarantee
Your money is refunded if your order is not delivered or is sent to the wrong address.
Flight delay insurance
If your flight is delayed for 4 hours or more, your additional costs of up to €140 per person will be reimbursed. For charter flights, this applies to delays of 8 hours or more.
Luggage delay insurance
You will be reimbursed €140 if your luggage does not arrive within 4 hours of your arrival. If your luggage is not found within 48 hours, you will receive an additional payment of up to €410.
Car rental excess insurance
The excess for your rental car is insured up to €500 if you book it using your Gold Card.
Car legal expenses insurance
With your Gold Card, you are given legal assistance if you have problems relating to a car rental.