ABN AMRO Gold Card

per month

€ 3,⁹⁰

Additional insurance
Secure payments anywhere in the world
Purchases are covered for 365 days against theft, loss and damage

Why apply for a Gold Card

With your Gold Card you’ve struck gold. This card is indispensable when travelling or shopping. All purchases you make with your Gold Card are insured against theft, loss and damage for 365 days. That gives you real peace of mind. See all the benefits for yourself.

Read the Gold Card terms and conditions

What protection does my Gold Card give me?

You are insured for things such as:

Delayed flights
Delayed luggage
Theft, loss or damage to your purchases
Delivery
Car legal expenses
Car rental excess

Summary conditions

Full terms and conditions

You are not insured for things such as:

Trip cancellation
Stolen luggage
Travel and accommodation not booked using your Gold Card
Damage or loss caused deliberately or through carelessness

Summary conditions

Full terms and conditions

Apply easily online

Select the Gold Card and start the application process online. Next, check your details. Please add any information that is missing . Make sure all your details are correct before you submit your application.

International Card Services (ICS) will send you an email that explains how to choose your PIN. ICS will check your application in the meantime. This will take around 10 working days.

Once you have chosen a PIN and your application has been approved, your Gold Card will be sent to your home address within 5 to 10 working days.

Everything the Gold Card covers at a glance

Purchase protection

All purchases you make with your Gold Card are insured against theft, loss and damage for 365 days, whether you made the purchase online or in the shop.

Delivery guarantee

Your money is refunded if your order is not delivered or is sent to the wrong address.

Flight delay insurance

If your flight is delayed for 4 hours or more, your additional costs of up to €140 per person will be reimbursed. For charter flights, this applies to delays of 8 hours or more.

Luggage delay insurance

You will be reimbursed €140 if your luggage does not arrive within 4 hours of your arrival. If your luggage is not found within 48 hours, you will receive an additional payment of up to €410.

Car rental excess insurance

The excess for your rental car is insured up to €500 if you book it using your Gold Card.

Car legal expenses insurance

With your Gold Card, you are given legal assistance if you have problems relating to a car rental.

Gold Card FAQ

When you make a purchase with the Gold Card, how does the purchase protection work?

All purchases you make with your Gold Card are insured against theft, loss and damage for 365 days, whether you made the purchase online or in a shop.

If you have a reason to submit a claim:

First call ABN AMRO Creditcard Services . We will check whether or not your loss or damage is covered
If your loss or damage is covered, we will send you a claim form
Send the claim form to ABN AMRO Verzekeringen and they will process your claim
You will hear back within 2 weeks whether your claim has been accepted and, if so, the amount of the reimbursement

Your excess is €50, meaning that if the insurer pays out you will still need to cover the first €50 yourself.

What is the spending limit on my Gold Card?

The standard Gold Card limit is €5,000 per month. If you need to raise your spending limit for a short period, you can simply transfer money to your Gold Card account. However, you may want to raise your limit permanently, in which case you can arrange this via Credit Card Online.

How do I apply for an ABN AMRO Gold Card?

Applying for a Gold card online is a breeze. It works like this:

Fill in the application form
International Card Services (ICS) will check your details and will contact you if they have any questions
Select your PIN
Your Gold Card will arrive at your home address in 5 to 10 working days

How can I cancel my Gold Card?

If you no longer need your Gold Card, you are free to cancel it. The period of notice for cancelling the Gold Card is 1 month. While we are sorry to hear that you want to cancel your card, we are happy to help you make the necessary arrangements

Log in to Creditcard Online
Go to ‘personal details and settings’
In the menu, select ‘cancel card(s)’
State why you want to cancel your Gold Card and confirm your request
You will receive a letter confirming your cancellation and stating until what date you can still use your Gold Card

What are the fees for a (second) Gold Card?

An ABN AMRO Gold Card costs €3.90 per month. You can also request an additional Gold Card for your partner or adult child. The fee for this is €2 per month.

The extra Gold Card will be in the name of the additional cardholder. This is useful when hiring a car since car rental companies insist that the card used is in the name of the person booking the car.
The spending limit applies to both cards combined
You can view the purchases on both cards

You can request an additional Gold Card via Creditcard Online.

ABN AMRO Gold Card

Your purchases insured for 365 days