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Open a Dutch bank account

I want to open a bank account for

Our debit cards are made from recycled plastic. This way we save 61% CO2 emissions when making new cards. See what else we do for a sustainable world

Opening a current account for Ukrainian refugees

We welcome refugees from Ukraine to open a current account with ABN AMRO using the ABN AMRO app. 

Opening a bank account in the Netherlands

Thank you for your interest in an ABN AMRO bank account, which will allow you to manage your day-to-day banking easily and securely. Making transfers or setting alerts to notify you when your salary has been paid into your bank account: our award-winning ABN AMRO app makes it all easy. And if you need help, we’re here for you 24/7. 

Create your own payment package

The Basic Payment Package contains a current account, a debit card and access to online banking services. It is a flexible payment package, which means you choose what you want in addition to your basic package. For example, you may want to have a credit card or an extra debit card. You only pay for what you use.

Open a business account

Recently launched your business? Apply for your business account today. For start-ups, the first six months are free of charge.

  • Your business transactions are kept separate from your personal account
  • Direct link to your bookkeeping
  • All important information in your dashboard

Foreign Currency Account

Do you frequently make or receive transactions in a foreign currency? Then the Foreign Currency Account may be an interesting option for you. You can choose between 27 currencies.

The war in Ukraine: read more about the sanctions and your banking affairs

More information about a Dutch bank account

For myself

Get a bank account in the Netherlands, including a debit card, with a reliable bank for just €4.30 per month.

For us together

A joint account with 2 debit cards costs €5.80 per month.

For my child

A free account that your child can use to make payments and start saving. It’s easy to open the bank account online.

An additional account

An additional account costs €1.90 and only takes a minute to open. You can open one easily through Internet Banking.

What are the costs of a Dutch bank account?

We have listed the monthly fees for the most common Basic Payment Package configurations. Please take a look at the table below. 

Type of accountFee
Bank account + debit card€4.30
Bank account + debit card + credit card€6.85
Joint account:
Bank account + 2 debit cards
€5.80
Joint account:
Bank account + 2 debit cards + credit card
€8.35


See all everyday banking fees
Here’s an overview (PDF, 229 KB) of what you pay for the main services linked to your current account. This helps you to easily compare costs with other banks.

Frequently asked questions

Other useful info