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Cancellation Costs

Insurance for if you need to cancel or cut short your trip

The additional Cancellation Costs cover option insures you in the event that you have to cancel your trip unexpectedly, because you’ve had an accident, for instance, or become seriously ill. Or if you got pregnant after booking the trip.

What is covered and what is not?

You are insured for things such as:

  • Serious illness and accidents
  • Pregnancy after booking your trip
  • Serious damage to your home
  • Damage to your holiday address
  • Involuntary job loss

You are not insured for things such as:

  • Travelling to areas for which the Ministry of Foreign Affairs has issued negative travel advice
  • An event that could have been predicted at the time of booking the trip or taking out the Cancellation Costs cover (losing your job, for example)
  • Bankruptcy on the part of the tour operator

When should I take out the additional cover?

You can only take out this additional cover if it takes effect within seven days of booking your trip, unless the departure date is more than one month after the start date of the insurance.

Short-term cancellation insurance you can only take out if it takes effect within seven days of booking your trip.

ABN AMRO

Insured amount

When taking out the additional Cancellation Costs cover option, you can choose to insure an amount of € 1,500 or € 3,000 per person. If your holiday is more expensive than that, you can take out separate cancellation insurance.

Which type of cancellation insurance is right for you?

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Annual travel insurance with additional Cancellation Costs cover

  • Insured all year round
  • Your luggage is also properly insured
  • Usually the cheaper option if you are travelling for two weeks or longer/li>
ABN AMRO

Short-term cancellation insurance

  • Insured before and during your holiday
  • Only covers cancellation costs
  • Usually the cheaper option if you only travel once a year

Frequently asked questions

No, the additional Cancellation Costs cover option is not compulsory. However, without this extra cover, you will not be reimbursed if you have to cancel or cut short your trip unexpectedly.

You can only take out cancellation costs cover if it takes effect within seven days of booking your trip, unless the departure date is more than one month after the start date of the insurance

If you have annual travel insurance, you can change your additional cover options at any time. This means that you never pay too much and that you are properly insured for every type of trip. 

Find out how to change your additional cover. 

If you want to change the cover on your short-term travel insurance, please contact us by phone .

If you go on holiday for longer than two weeks per year, it can be cheaper to take out annual travel insurance with additional cover for cancellation costs. This does not only cover your cancellation costs, but also any damage to your luggage. 

Short-term cancellation insurance can be the cheaper option if you go on holiday once a year for less than two weeks, but you should be aware that this insurance only covers cancellation costs.

When taking out the additional Cancellation Costs cover option, you can choose to insure an amount of €1,500 or €3,000 per person. If your holiday is more expensive than that, you can take out separate cancellation insurance.  

So imagine you are going to Canada for four weeks and the total trip is costing you €5,000 per person. Annual travel insurance with additional cancellation costs cover insures you for up to €3,000 per person. In this case, you may consider taking out an extra short-term cancellation insurance to cover you for €2,000 per person, bringing the total amount insured up to €5,000 per person.