Cancellation Costs
Insurance for if you need to cancel or cut short your trip
The additional Cancellation Costs cover option insures you in the event that you have to cancel your trip unexpectedly. This could be due to a serious illness, an accident, or if you become pregnant after booking your holiday.
What is covered and what is not?
You are insured for things such as:
- Serious illness and accidents
- Pregnancy after booking your trip
- Serious damage to your home
- Damage to your holiday address
- Involuntary job loss
You are not insured for things such as:
- Travelling to areas which the Ministry of Foreign Affairs has put on the amber or red list
- An event that could have been predicted at the time of booking the trip or taking out the Cancellation Costs cover (losing your job, for example)
- Bankruptcy on the part of the tour operator
When should I take out the additional cover?
You can only take out this additional cover to your annual travel insurance if it takes effect within 14 days of booking your trip, unless the departure date is more than one month after the start date of the insurance.
Short-term cancellation insurance you can only take out if it takes effect within 14 days of booking your trip.
Insured amount
When taking out the additional Cancellation Costs cover option, you can choose to insure an amount of € 1,500 or € 3,000 per person. If your holiday is more expensive than that, you can take out separate cancellation insurance.
Which type of cancellation insurance is right for you?
Annual travel insurance with additional Cancellation Costs cover
- Insured all year round
- Your luggage is also properly insured
- Usually the cheaper option if you are travelling for two weeks or longer/li>
Short-term cancellation insurance
- Insured before and during your holiday
- Only covers cancellation costs
- Usually the cheaper option if you only travel once a year
More additional cover options
Frequently asked questions
Is the additional Cancellation Costs cover option compulsory?
No, the additional Cancellation Costs cover option is not compulsory. However, without this extra cover, you will not be reimbursed if you have to cancel or cut short your trip unexpectedly.
When should I take out the additional cover?
You can only take out cancellation costs cover if it takes effect within 14 days of booking your trip, unless the departure date is more than one month after the start date of the insurance
How can I change the additional cover options for my travel insurance
If you have annual travel insurance, you can change your additional cover options at any time. This means that you never pay too much and that you are properly insured for every type of trip.
Find out how to change your additional cover.
If you want to change the cover on your short-term travel insurance, please contact us by phone.
What is the difference between the additional Cancellation Costs cover option and short-term cancellation insurance?
If you go on holiday for longer than two weeks per year, it can be cheaper to take out annual travel insurance with additional cover for cancellation costs. This does not only cover your cancellation costs, but also any damage to your luggage.
What should I do if my holiday is more expensive than the maximum amount insured?
When taking out the additional Cancellation Costs cover option, you can choose to insure an amount of €1,500 or €3,000 per person. If your holiday is more expensive than that, you can take out separate cancellation insurance.
So imagine you are going to Canada for four weeks and the total trip is costing you €5,000 per person. Annual travel insurance with additional cancellation costs cover insures you for up to €3,000 per person. In this case, you may consider taking out an extra short-term cancellation insurance to cover you for €2,000 per person, bringing the total amount insured up to €5,000 per person.