Applying for a Mastercard credit card
With ABN AMRO, you'll receive a Mastercard credit card issued by our partner ICS (International Card Services). You can easily apply for an ABN AMRO Mastercard online. On this page, you'll find more information about the application process, using your Mastercard, spending limits, insurance cover and the benefits that come with your card.
How to apply for an ABN AMRO Mastercard
First, choose the credit card that best suits your needs. You can then start the application process. It's useful to have a recent payslip, details of your rent or mortgage, and your Citizen Service Number (BSN) to hand.
Once you've completed your application, ICS will review your details. They will check your information and assess whether the credit card is suitable for your financial situation. You'll receive an email explaining how to choose your personal PIN. In some cases, ICS may ask you to verify your identity again. Has your application been approved? If so, you'll receive your credit card within 5 to 10 working days and can then activate your card.
What can you use an ABN AMRO Mastercard for?
You can use a Mastercard for everyday purchases and when travelling. For example, when booking hotels, hiring a car or making payments around the world. Mastercard is accepted in more than 200 countries and territories, making it an essential payment card to have with you when you travel. You'll have the reassurance of knowing you have a payment method that's widely accepted. The same applies when shopping online, including with international retailers.
What is the spending limit on a Mastercard?
Your Mastercard comes with a standard spending limit of between €1,000 and €5,000. Depending on your income, you can increase this limit in Creditcard Online up to a maximum of €10,000.
You can also increase your available spending limit by transferring money to your credit card yourself. This can be useful if you only need extra spending capacity during a holiday, for example.
Insurance included with your Mastercard credit card
A Mastercard gives you extra peace of mind thanks to a range of built-in insurance benefits. Whether you're shopping online or travelling, you'll receive additional protection.
- Purchase Protection
Many purchases are insured against damage, theft and loss for 180 days. With the Gold Card, this cover extends to 365 days. And if you've paid for an item with your credit card that is never delivered, Delivery Guarantee allows you to reclaim your money on most purchases. - Baggage Delay Insurance
You'll receive compensation for essential purchases if your baggage arrives later than you do. - Flight Delay Insurance
You'll receive compensation for additional expenses if your flight is delayed by more than 8 hours. - Car Rental Excess (Gold Card only)
Rent a car and pay with your Gold Card? The excess payable in the event of damage to the rental vehicle is insured up to €500.
The cost of an ABN AMRO Mastercard
The cost depends on the Mastercard you choose:
- ABN AMRO Credit Card – €2.55 per month
- ABN AMRO Gold Card – €4.45 per month
The benefits of an ABN AMRO Mastercard
With an ABN AMRO Mastercard, you'll have a payment method that offers convenience and peace of mind wherever you are.
- Pay worldwide, online and in-store
- Contactless payments
- Secure online payments with 3D Secure
- Full insight into your spending via the Credit Card App
- 24/7 assistance and fraud prevention through ICS
Discover our credit cards
ABN AMRO Credit Card
Pay with confidence. With the ABN AMRO Credit Card, your purchases are insured for 180 days against damage, theft or non-delivery.
ABN AMRO Gold Card
Maximum peace of mind. With the ABN AMRO Gold Card, your purchases are insured for 365 days and you benefit from more extensive protection when renting a car.
ABN AMRO Student Credit Card
Pay with confidence, especially for students. The Student Credit Card comes with low monthly costs and purchases are insured for 180 days against damage, theft or non-delivery.