What insurance coverage do you get with your ABN AMRO credit card?

With your ABN AMRO Credit Card, ABN AMRO Gold Card or ABN AMRO Student Credit Card, you get extra protection for:

• damage to your purchase
• loss or theft of your purchase
• delivery guarantee if your order doesn't arrive
• flight or baggage delay
• assistance in emergency situations while traveling
• the excess (or deductible) in case of damage to a rental car only with ABN AMRO Gold Card)

1. Your order does not arrive
   You buy something through an online marketplace or an unfamiliar web shop. According to the seller, the parcel has been shipped, but you never receive it. You try to contact the seller, but receive no response or cannot reach a solution. 
   
   If you've paid with your ABN AMRO credit card, you can apply for compensation through the delivery guarantee if you're unable to resolve the issue with the seller yourself.
   
   
2. Your purchase is damaged or stolen
   Your wireless headphones break after being dropped, or worse, they are stolen. That is frustrating, especially if the warranty does not cover damages or theft.
   
   If you've paid with your ABN AMRO credit card, you are insured against damage, loss or theft for a minimum of 180 days. Which coverage applies and how much compensation you can receive depends on your credit card and the applicable terms and conditions.
   
   
3. Your baggage is delayed
   You arrive safe and sound at your travel destination, but unfortunately, your suitcase does not. It has been left behind and is expected to arrive a day later. You'll be needing things right away, such as clothing and toiletries.
   
   Fortunately, you booked the trip with your ABN AMRO credit card. If your baggage is delayed by 8 hours or more, you are entitled to compensation for essential purchases. That way, you can still get through the first few days comfortably.
   
   
4. Your rent a car with your ABN AMRO Gold Card
   You rent a car during your holiday and you accidentally hit a post. The rental company charges you the excess. 
   
   If you've booked the car with your ABN AMRO Gold Card, the excess for the damage to the rental car is insured up to a maximum of €500.

• What is insured and how much compensation you receive depends on the type of credit card.
• The ABN AMRO Gold Card offers more extensive coverage than the ABN AMRO Credit Card.
• Do you already have insurance, such as annual travel insurance? Firstly, check what that covers and then compare this with the terms and conditions of your credit card. This will show you whether you have duplicate or additional coverage with a credit card.
• Maximum amounts, time limits and conditions apply in some situations. View the terms and conditions for all details.
• The insurance coverages and conditions on this page apply from 1 August 2026.