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Mortgage especially for expats

Buying a house in the Netherlands

Mortgage especially for expats

Buying a house in the Netherlands is a complex process and you need to consider a whole range of aspects, such as how much can you borrow on a mortgage? Or is renting a better option for you than buying? Our Home Experts are always on hand to answer all your questions during a free orientation consult. 

Mortgage especially for expats

Free orientation consult

  • Get a clear picture of your options with a step-by-step guide
  • The consult is in English and you receive a free orientation report
  • We explain the relevant Dutch regulations and legislation

3 steps to become a home owner

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ABN AMRO
ABN AMRO

1. Free orientation consult

During this consultation, you and our adviser discuss the housing market in the Netherlands, the process, your options and your preferences.

2. Buy a house

Buying a house involves a lot of work, but don’t worry. Your Home Expert is here to help you, and check our step-by-step plan.

3. Arrange a mortgage

Once you have found a house, our adviser will put together a mortgage based on your situation and preferences.

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1. Free orientation consult

During this consultation, you and our adviser discuss the housing market in the Netherlands, the process, your options and your preferences.

ABN AMRO

2. Buy a house

Buying a house involves a lot of work, but don’t worry. Your Home Expert is here to help you, and check our step-by-step plan.

ABN AMRO

3. Arrange a mortgage

Once you have found a house, our adviser will put together a mortgage based on your situation and preferences.

Mortgage based on your income in a foreign currency

Income in a foreign currency

If you receive your income in a foreign currency (such as British pounds or US dollars) and you do want to buy a house in the Netherlands, you are often still eligible for an ABN AMRO mortgage. The features of the loan are different than with a mortgage based on your income in euros.

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Mortgage calculator

Calculate your mortgage and monthly payment in 2 minutes. You can save your calculation in your secure personal environment, so you always have it to hand during your consultation or an advisory session. The tool is available in English and especially for expats.

Renting or buying?

Buying a house has its advantages compared to renting a house, but it has some downsides as well. It is important to find out what you feel the most comfortable with and if it is practical and financially attractive to move forward. Allow us to give you a few tips.

Free online seminars

Our experts in expats organises events throughout the year outlining what buying a home in the Netherlands involves. We explain the relevant Dutch regulations and legislation and what your options are.

Reasons for taking out a mortgage with ABN AMRO

Direct contact with a home expert

Videoconferencing makes it easy. Simply use your computer, smartphone or laptop.

Expert in Expats

Receive personal, expert mortgage advice to help you make the best decisions.

Discount on your mortgage interest

Client discount of up to 0.2% if you have an ABN AMRO payment package. And a sustainability discount of up to 0.15% when you buy an energy-efficient home or take further sustainability measures.