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Housing market - developments and expectations

House prices and interest rates 2025 and 2026

The housing market is constantly changing. What will be the direction of house prices and how will interest rates behave in 2025 and 2026? Read the latest insights on the housing market in our own housing market monitor.

House prices rising even more than expected

2 October 2025

Dutch house prices are rising this year just as fast as in 2024. That’s mainly because higher household incomes have pushed up demand for homes. And what’s going to happen to mortgage rates? Read the latest news about the housing market.

What will happen with mortgage interest rates in 2025 and 2026?

We expect mortgage interest rates will not drop any further this year. To find out all the details of our prediction for interest rate developments, stay up to date with our experts’ expectations. 

All about mortgage interest

If you’re looking for a mortgage with a competitive interest rate, be sure to have a look at our interest offering. Your mortgage interest rate depends on which mortgage product you choose, whether you opt for a fixed or variable interest rate and which fixed-rate period you choose.