Housing market - developments and expectations
House prices and interest rates 2026 and 2027

The housing market is constantly changing. What will be the direction of house prices and how will interest rates develop in 2026 and 2027? Read the latest insights on the housing market in our own Housing Market Monitor.
House prices continue to rise despite uncertainty
1 april 2026
Dutch house prices continue to rise in 2026, despite growing uncertainty. Mortgage rates are increasing slightly, while rising incomes and a limited housing supply continue to support demand.
What will happen with mortgage interest rates in 2025 and 2026?
We expect mortgage interest rates will not drop any further this year. To find out all the details of our prediction for interest rate developments, stay up to date with our experts’ expectations.
All about mortgage interest
If you’re looking for a mortgage with a competitive interest rate, be sure to have a look at our interest offering. Your mortgage interest rate depends on which mortgage product you choose, whether you opt for a fixed or variable interest rate and which fixed-rate period you choose.
