Housing market - developments and expectations
House prices and interest rates 2026 and 2027
The housing market is constantly changing. What will be the direction of house prices and how will interest rates develop in 2026 and 2027? Read the latest insights on the housing market in our own Housing Market Monitor.
Housing market cools further
1 October 2026
The Dutch housing market continues to cool. Higher mortgage rates, weaker affordability and growing uncertainty are slowing both price growth and transaction volumes. At the same time, the persistent housing shortage continues to support house prices, making a significant price decline unlikely.
What will happen with mortgage interest rates in 2025 and 2026?
We expect mortgage interest rates will not drop any further this year. To find out all the details of our prediction for interest rate developments, stay up to date with our experts’ expectations.
All about mortgage interest
If you’re looking for a mortgage with a competitive interest rate, be sure to have a look at our interest offering. Your mortgage interest rate depends on which mortgage product you choose, whether you opt for a fixed or variable interest rate and which fixed-rate period you choose.
