Housing market - developments and expectations
House prices and interest rates 2026 and 2027
The housing market is constantly changing. What will be the direction of house prices and how will interest rates develop in 2026 and 2027? Read the latest insights on the housing market in our own Housing Market Monitor.
Housing market cools, but prices keep rising
2 July 2026
The Dutch housing market is cooling after a strong start to the year. Higher mortgage rates and weaker demand slow price growth, while the ongoing housing shortage continues to put a floor under prices.
What will happen with mortgage interest rates in 2025 and 2026?
We expect mortgage interest rates will not drop any further this year. To find out all the details of our prediction for interest rate developments, stay up to date with our experts’ expectations.
All about mortgage interest
If you’re looking for a mortgage with a competitive interest rate, be sure to have a look at our interest offering. Your mortgage interest rate depends on which mortgage product you choose, whether you opt for a fixed or variable interest rate and which fixed-rate period you choose.
