Taking out a mortgage

The advice fee you pay covers personal advice from an adviser and an advisory report. This is a fixed fee that does not depend on your mortgage amount. You will not be given advice at the initial free orientation meeting, so you will not be charged an advice fee for this meeting.

About additional costs

When you take out a mortgage, you are borrowing money to buy a house. You must therefore choose a mortgage type that allows you to repay the loan. Each type of mortgage is slightly different and has its advantages and disadvantages. People buying their first house usually choose one of two mortgage types: an annuity mortgage or a linear mortgage. This is because the interest paid on these types of mortgage is usually tax-deductible. Think about which type suits you best, or talk to one of our mortgage advisers about it.

Take a look at our mortgage types

If you are taking out a new mortgage or starting a new fixed-rate period, you may be eligible for the client discount and sustainability discount on your interest rate. Take a look to see if you are eligible.

Client discount
Sustainability discount

If you’re self-employed and thinking of buying a house, you can apply to ABN AMRO for a mortgage just one year after starting your business. This includes a mortgage with a Dutch National Mortgage Guarantee (NHG).

Self-employed Mortgage

It’s a good idea to spend time preparing if you have an orientation or advice meeting coming up. Get a head start by logging in to your Personal Environment, uploading the required documents and sharing them with the adviser. Read on to find out how this works.

Documents for a mortgage meeting
Get prepared in your Personal Environment