Taking out a mortgage
Self-service or with advice
Buying a house can be a complicated business. You want to find the right mortgage, with or without advice. Take a look at the options.
Compare the options
Mortgage With Advice
Your mortgage adviser will explain everything step by step
From
€ 1.975,00
- Advice on the mortgage type, interest rate and term
- You’ll always get help with the application process
- We’ll discuss the risks of death, occupational disability and unemployment
- A mortgage that matches your personal situation
- You will receive a detailed advisory report
Mortgage Self-Service
With the help of our mortgage coach
From
€ 725,00
- A personal mortgage coach will be happy to help you with your application
- Easy digital application process
- Map out your financial situation yourself
- You will only be charged a handling fee
- Switch to mortgage advice whenever you want
Frequently Asked Questions about taking out a mortgage
What does mortgage advice cost?
The advice fee you pay covers personal advice from an adviser and an advisory report. This is a fixed fee that does not depend on your mortgage amount. You will not be given advice at the initial free orientation meeting, so you will not be charged an advice fee for this meeting.
What are the types of mortgage I can choose from?
When you take out a mortgage, you are borrowing money to buy a house. You must therefore choose a mortgage type that allows you to repay the loan. Each type of mortgage is slightly different and has its advantages and disadvantages. People buying their first house usually choose one of two mortgage types: an annuity mortgage or a linear mortgage. This is because the interest paid on these types of mortgage is usually tax-deductible. Think about which type suits you best, or talk to one of our mortgage advisers about it.
How can I get a discount on my mortgage interest rate?
If you are taking out a new mortgage or starting a new fixed-rate period, you may be eligible for the client discount and sustainability discount on your interest rate. Take a look to see if you are eligible.
I’m self-employed. Can I take out a mortgage?
If you’re self-employed and thinking of buying a house, you can apply to ABN AMRO for a mortgage just one year after starting your business. This includes a mortgage with a Dutch National Mortgage Guarantee (NHG).
How can I prepare for my mortgage application?
It’s a good idea to spend time preparing if you have an orientation or advice meeting coming up. Get a head start by logging in to your Personal Environment, uploading the required documents and sharing them with the adviser. Read on to find out how this works.
Documents for a mortgage meeting
Get prepared in your Personal Environment
Reasons for taking out a mortgage from ABN AMRO
Support from A to Z
A personal mortgage adviser: from the early stages of your house hunt until the mortgage has been secured.
25 years’ experience
Dutch mortgage market leader and expert in expats.
Service in English
The whole process and mortgage application are in English, with English-speaking mortgage advisers.