Taking out a mortgage yourself
Knowledge and experience test
What do you want to arrange yourself?
Want to change your current mortgage?
You can easily check or change your mortgage on Internet Banking or in the ABN AMRO app. Access your mortgage environment to see what your options are.
What happens next?
Taking out a mortgage yourself
When taking out your mortgage yourself, it is mandatory to take the Knowledge and Experience Test. This is how we find out whether you know enough about mortgages and whether you know the risks you can run. View the step-by-step plan and read more information about taking out your mortgage yourself
Would you rather have mortgage advice?
After the orientation meeting, we know your personal situation and possibilities. You will receive a financial solution that suits you and an advisory report. We take financial risks into account in the event of a drop in income. And advise you if and how you can limit these risks.
Frequently asked questions
What are the costs?
If you opt for taking out a mortgage yourself, you do not pay for mortgage advice. You do pay handling costs. These are the costs incurred for taking out your mortgage. This is a fixed amount. The amount of the mortgage you take out therefore has no influence on the costs. You can arrange your mortgage yourself from € 600.
Until when can I switch to mortgage with advice?
Prefer mortgage advice? You can switch at any point in the process. Our advisors are then ready to help you further.
Why do I have to take the knowledge and experience test?
Taking out a mortgage yourself is not nothing. It is important that you are sure that you know enough about mortgages to make important choices regarding financing. That is why it is mandatory to take the knowledge and experience test. That gives you and us more certainty.
Why an appointment if I want to arrange it myself?
During the first appointment, you and the mortgage coach will discuss what your wishes are and whether Taking out a mortgage yourself is something for you. And if you have any questions in the meantime, our mortgage coaches are always there for you. Prefer mortgage advice? You can switch at any point in the process.
Can I ask my mortgage question via the chat?
Can't quite find the answer to your mortgage question? Or do you just have a short mortgage question? We get that. Therefore, ask your question via the chat. This way you will have a quick answer.