Need help getting a loan?

• Are between the ages of 21 and 69
• Have sufficient monthly income 
• Live in the Netherlands  

Yes, our staff at the Loans Desk would be happy to help you. You can talk to a loan officer where, when and how you want, by phone, through Video Banking, or in person at the branch. Make an appointment.       

Good to know: when you request a quote, we always call you so that we can walk you through the terms and conditions. And if you have any questions, we answer them right then and there.

You can reduce your borrowings by making an additional repayment on your loan. This will mean your debt is lower and you’ll be done repaying it sooner. No extra charge is made for additional repayments.   

Read more about additional repayments

Cancelling your loan won’t cost you anything extra and you can do it at any time. You do need to make sure you’ve fully repaid it first though. Simply go to Internet Banking to cancel it.    

1. Go to ‘Self service’.  
2. Select ‘Additional or full repayment’. 
3. Select ‘Full repayment’.  
4. Repay the outstanding amount using iDEAL.

If you want your loan repayments to come out of a different account, just let us know. 

Change your loan’s direct debit

Need proof that you’ve repaid your loan? Your loan settlement statements are available on Internet Banking.    

1. Log in to Internet Banking.  
2. Click ‘Self service’ (at the top of your screen).  
3. Click your loan at the bottom. If you can’t see your loan, click ‘Show more products’.  
4. Click ‘Calculate early repayment amount’. 
5. Download your loan settlement statement as a pdf. 

Your maximum loan is calculated by looking closely at your income and your expenses, for example, your:    

• income   
• family situation. For example, do you have children?   
• housing expenses. What is your monthly rent or mortgage payment?    
• other financial obligations. Do you pay maintenance? Do you have any other loans? 

1. Calculate your loan 
   Find out in just two minutes how much you can borrow and what your monthly repayments will be.        
2. Request a no-obligations quote 
   We will send you a quote with no strings attached (you have 30 days to consider our offer). We will call you to walk you through the terms and conditions.    
3. Sign the quote 
   If you are already an ABN AMRO customer, we will send you a Bankmail message with a link to the platform where you can sign the quote digitally.  If you are not an ABN AMRO customer, we will send you an email with the quote. Simply sign the quote and make a digital (PDF) copy of it.        
4. Send us the required documents online 
   If you are an ABN AMRO customer, you will see in the secure environment which documents you need to send, how to do this and the conditions these documents must meet. You will receive a Bankmail message with instructions.  If you are not an ABN AMRO customer, the email we send you will explain exactly which documents you need to provide. Make a digital copy (PDF) of these documents and email them to us.       
5. Payment 
   Once we have received your documents and checked that they are correct and complete, we will assess your application. If we approve your loan, we will deposit the money into your account within one working day.         

The amount of interest on your loan will depend on (among other things):    

• the amount you borrow    
• your personal situation, like your income and expenses, for example, and your family and living situation.   To find out how much interest you will pay on your loan you can calculate your maximum loan here. Or you can see the interest rates  for our loans here.