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Our loans give you peace of mind

Favourable borrowing conditions

ABN AMRO offers favourable borrowing conditions. A competitive interest rate and no surprises. Read all about the borrowing conditions below.
  1. A competitive interest rate

    The amount you want to borrow and your personal situation determine how much interest we’ll charge you. View our interest rates.
  2. No hidden costs

    If you take out a personal loan, you’ll owe repayments and interest only. There will be no surprises; you’ll know exactly where you stand.
  3. No fee for additional repayments

    If you’ve got some extra money, you’re welcome to make additional repayments. We won’t charge you. Just transfer the money to us via Internet Banking or Mobile Banking.

Read our conditions

The Terms & Conditions governing Personal Loans tell you all you need to know about our personal loans, repayments and interest


High client rating

Clients have awarded our loans a rating of 8.1 out of 10 for convenience on Independer.nl. High scores for customer service and convenience. Read the reviews or find out for yourself.

Who qualifies for a loan?

You can apply for a loan if you: 

  • Are between the ages of 21 and 69 
  • Have sufficient income to make your monthly payments 
  • Live in the Netherlands
  • Have a temporary residence permit (please note: the maximum term of your loan will correspond to the term of your residence permit)

Don’t bank with us? Not a problem!

You can apply for our personal loan even if you’re not an ABN AMRO client. All you need to do is go online. If you’re from an EU country, we’ll come to you if we need to check your ID. If you’re from a non-EU country, we’ll ask you to visit an ABN AMRO branch so that we can check your ID. 

Loans for self-employed persons

If you have income from self-employment, you can apply for a private loan. We’ll assess your financial situation based on your annual results and personal income tax returns for the past two years.

Applying for a loan in three easy steps