Documents following a death

After you have informed us of a death, we will let you know what documents we need to be able to settle the estate. In the following, we will provide further details of the documents that you as next of kin may be asked to submit. 

If you send us all the requested documents in one go by , we will be able to settle the estate faster.

Documents we may ask you to submit

With the Finances response form, you can let us know what you want us to do with the deceased’s bank accounts, loans, insurance policies, investments, or mortgages. 

If we need you to fill in this form, we will send it to you after you have informed us of a death.

We accept the following documents as valid proof of ID:
  • Passport
  • Dutch driving licence
  • European ID card
  • Dutch identity card
  • Dutch residence permit

A death certificate is an official record that states the date of death and whether the deceased was married or in a registered partnership. In most cases, the funeral service provider will arrange a death certificate for you. Depending on your relationship with the deceased, you can also report the death yourself, or authorise someone else to do it on your behalf. For further details, check the website of the local authority where the deceased died.

If you already have a certificate of inheritance, we will not need a death certificate.

A will is a document that is used to record a person’s wishes regarding what they want to happen with their estate after their death. It appoints someone to settle the estate, which can be an one of the heirs, or someone else. 

The Centraal Testamentenregister (CTR, Central Wills Register) can tell you whether the deceased had a will, when it was last updated, and before which notary the will was made. To be able to settle the estate, we will need an extract from the wills register showing the details of the will

The Centraal Testamentenregister (CTR) contains records of whether a will was made in the deceased’s name, on what date, and before what notary. 

If you would like, we can check with the CTR to see if the deceased had a will. To be able to do that for you, we will need the death certificate. On average, it takes around 10 working days for the extract to come through. You can also request the extract yourself and send it to us. This is sometimes quicker.

A certificate of inheritance or a certificate of executorship is an official record that authorises us to settle the estate with the person or persons designated in the certificate. It also states the rights of this person or these persons. We need this information to be sure that we are settling the estate with and for the right person. ABN AMRO is not the only party that may ask you for this certificate; other bodies may do so too.

You can get this certificate from a notary.

A certificate of executorship is an official record that authorises us to settle the estate with the person or persons specified in the certificate. It also states the rights of this person or these persons. We need this information to be sure that we are settling the estate with and for the right person. 

ABN AMRO is not the only party that may ask you for this certificate; other bodies may do so too. You can get this certificate from a notary. 

Contrary to a certificate of inheritance, a certificate of executorship states who has been appointed the executor and what his or her authorisations are

A partnership/kinship statement states how you were related to the deceased, i.e. that you were the deceased’s partner, daughter, son, etc. 

If any further heirs or beneficiaries contact the bank to lay claim to part of the estate, the bank will protect you against any adverse effects. 

If we need this statement from you, we will send you the form to fill in after you have informed us of a death.

 

Who is authorised to settle any pending banking matters?

The certificate of inheritance, certificate of executorship, or the will states who is authorised to settle the estate. After a death, this authorised person or legal representative is authorised to act in the deceased’s name. 

If two or more persons have been designated to settle the estate, there are more possible authorised persons.

  • If they are , any orders and forms in relation to the estate must be signed by all legal representatives. 
  • If they are authorised both jointly and individually, each legal representative is authorised to act independently of the other, meaning that the signature of one of them will suffice on orders and forms.

Any further questions?

Please call the Nabestaandendesk on +31(0)20 343 45 45 (usual call charges apply). Alternatively, send us an at servicedesk.nabestaanden@nl.abnamro.com.

We are currently experiencing high volumes of work. It may therefore take some time before we can further process the file or your emails. We apologise for the inconvenience.