Open a bank account for your child

1. Fill in the information about yourself and your child

To open an account for your child, you need your ABN AMRO bank account number. If you are not a customer yet, you can open an account.

You can also add a second applicant. This person will also have access to your child's account.

Have your child's citizen service number (BSN) ready when you open the account. This number can be found on your child's ID.

2. Answer some questions about your child

We will ask you a number of questions about your child. Many of these questions will not apply to your child. You can then simply answer 'No'. Banks play an important role in combating fraud, money laundering and the financing of terrorism. By law, we are obliged to conduct customer assessments for every new customer, including minors.

You can also opt for requesting a payment card and e.dentifier straightaway. If you do not need one yet, you can do so later.

3. Check your application

Your child's account is almost opened! All you have to do is check your application and read the documents carefully. You can then digitally sign the application using the e.dentifier or your mobile phone. You will receive a confirmation of your request by e-mail. The account is not immediately opened. We first check your and your child's data.

4. We've now opened the account for you

Has your application been processed? Then your child's account number will be added in your Internet Banking and the ABN AMRO app within 5 working days. The account is not yet visible in your overview. See how to add your child’s account. If you have requested a payment card, you will receive it within 7 working days.

5. Set what your child can do with the account

As a parent, you naturally want your child to grow up to be a happy adult who can stand on his own two feet financially. Therefore determine together with your child what is and what is not possible with the Young Person’s Growth Account. Like setting a payment limit, disabling online purchases or getting a notification when your child makes a payment.

Frequently Asked Questions

What is a Young Person’s Growth Account?

The Young Person’s Growth Account is a current account for children aged 0 to 17. This account teaches your child step by step how to handle their money while you keep a watchful eye on them.

From what age can I open an account for my child?

You can open a Young Person’s Growth Account for your child aged 0 to 17. You can also request a free debit card for this account. You do this either when you open the account or at a later date. Request a debit card.

Is there a difference between a children’s account and a young person’s account?

No, there is no difference. Both accounts are the Young Person’s Growth Account, but are also referred to as children’s or young person’s account. For your convenience, we have broken down the information on the Young Person’s Growth Account by age group: 0-11 years and 12-17 years. This way, you will always read the information relevant to your child’s age group.

What do I need in order to open a Young Person’s Growth Account?

You will need the following details to open a Young Person’s Growth Account for your child:

Your ABN AMRO bank account number.
Your child's Citizen Service Number (BSN). You will find this number on your child's identity document.

See how to open an account for your child.

What are the costs of a Young Person’s Growth Account?

You do not have to pay anything for the Youth Person's Growth Account. Opening is free, there are no monthly payments and you will also receive the debit card for free.

What can my child do with the bank account?

You decide for yourself what your child can and cannot do with the bank account. Changes must always be approved by you first. You can also see exactly what your child is doing on the account. That way you always stay in control. Wondering how to set up your child's account? We are happy to show you.

How can I add my child's bank account to my overview?

Your child's bank account number will be added to the ABN AMRO app and Internet Banking within 5 working days of the application. The account is not yet visible in your overview. You can set this yourself. See how to add your child’s account.