Borrowing money

ABN AMRO no longer offers personal loans directly, but we still believe responsible borrowing is important. That is why we work with Lendris, a lending partner that assesses whether a Personal Loan is suitable for your financial situation. As an ABN AMRO customer, you can take out a loan with clear terms and conditions. Lendris loans have been developed exclusively for selected banks and are available through ABN AMRO.

With a loan from Lendris, you know exactly what interest rate and monthly repayment amount apply to your loan before you take it out. The interest rate is fixed, so you pay the same amount every month. This gives you certainty throughout the entire term of your loan. And if your financial situation improves, you can make extra repayments or repay the loan in full at no extra cost. This means you stay in control of your loan.

A loan from Lendris also offers extra security for you and your family. If you pass away, the loan may be written off and your next of kin may not have to repay it.

This depends on the amount you borrow.

With a loan from Lendris, you know exactly what interest rate and monthly repayment amount apply to your loan before you take it out.

The interest rate is fixed, so you pay the same amount every month. This gives you certainty throughout the entire term of your loan.

You can make extra repayments or repay your loan in full at any time at no extra cost.

Would you like to find out how much you may be able to borrow? Use the calculator to get an initial estimate. Please note that the result is indicative and not guaranteed.

Calculate your loan

With a loan from Lendris, you know in advance which interest rate applies to your loan. You can find the interest rate in the loan offer you receive. The rate is fixed, so you pay the same amount every month. The amount of interest you pay depends, among other things, on the amount you borrow.

This depends entirely on your BKR registration.

When you apply for a loan, Lendris checks whether any other credit agreements are registered in your name with the Dutch Credit Registration Office (BKR) and whether there are any payment arrears. This helps ensure that you do not borrow more than is responsible.

If your application is approved, your loan will be registered with BKR. Once your loan has been repaid in full, Lendris will remove the registration.

Read more about BKR.

No, this is not possible.

If you would like to borrow money for your business, please take a look at our Business Loan for entrepreneurs.

If you use the money to improve or renovate your home, you may be able to deduct the interest from your taxable income.

To do that, you must be able to prove to the Dutch Tax Administration that the money was used for the home improvement works.