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International Students

Introduction

You've made a great choice by deciding to study in the Netherlands. And while you're busy settling into your new course and new life, the last thing you'll want to worry about is your finances. That's why we've created the 'Student Package' (see the specifications).

This is a simple, comfortable and transparent service with a current account, day-to-day (inter) national banking, cash card and internet banking. Just as simple as that.

International student insurance

In addition to your 'Student Package' we also offer different types of insurances just for you. The International Student Insurance (see the specifications). Besides, you can extent this with an 'insurance for accidents' (in the Netherlands).

Included in the 'international student insurance' are:

  • Household contents
    If you have (for the time you are studying here) a permanent address in the Netherlands, you are covered for damage to the household contents at that address, including through fire, storm or burglary.

    Conditions Student Insurance Household Contents (pdf, 395kB)

  • Third-party insurance for private individuals
    Accidents can happen, without any warning at all, causing damage to another person or his/her property. When you are held liable for such damage, the third party cover ensures that you will not have to pay all these costs yourself. You are covered for injury to others and damage to property that you have caused as a private individual.

    Conditions Student Insurance Personal Liability (pdf, 351kB)

  • Insurance for accidents
    An accident often has very far-reaching consequences, particularly when somebody dies or becomes permanently incapacitated. In that case, personal accident insurance at least gives you the security of a lump sum payment to yourself or your next of kin.

    Conditions Student Insurance Accidents (pdf, 352kB)

Global Health University Insurance

The Global Health University insurance policy is a health insurance for foreign students at universities and/or colleges of higher education.

Who is the Global Health University policy for?
Students coming to the Netherlands from abroad who cannot take out Dutch national health insurance.
You are obliged to have an ABN AMRO Student account for premium payments.

Students from 16 to 29 inclusive can benefit from an especially favourable rate. Normal premiums are charged for students older than 30. During the term of the insurance, if an age limit is exceeded, the higher premium will be charged as of the first premium due date thereafter.

Coverage
The insurance covers the most common health costs in the Netherlands (see the specifications)

Family members travelling with the student are not eligible for this insurance.

Student Package

Intended for

Foreign students between the ages of 18 and 30.

Standard package components a Student Account

  • A World Card with PIN code
  • Internet Banking and Mobile Banking
  • Digital statements, allowing you to take care of all your banking online

Free optional package components

  • An Internet Savings Account. You can withdraw your money from the Internet Savings Account at any time.

  • An Internet Quarterly Savings Account. Easy saving with a high rate of interest.

Charges

The charges for this Student Package are € 1.40 per month to maintain it.

Conditions

The following terms and conditions apply to this product:

Insurance

Intended for

You are a student and you:

  • live in the Netherlands and will be staying here for longer than one year

  • have no children

  • will not be spending more than one year outside the Netherlands

Have you completed your studies? If so, you will no longer be entitled to the Student Insurance. If you will be staying on in the Netherlands, please apply online for separate home contents and liability insurance to make sure you are well covered. Don't forget to cancel your Student Advantage Package. You can do that with the cancellation form.

Insurance

  • Home Contents Insurance
  • Liability Insurance
  • Accident Insurance (optional)

Premium

  • Single persons: € 3.07 per month, including accident insurance € 0.26 per month
  • Married or cohabiting couples: € 4.61 per month
  • Including: accident insurance € 0.26 per month for the first insured person

Premium payment

The premium will be automatically debited from your current account either annually or monthly.

Policy charges

€ 4.39 if the Student Advantage Package is your first package insurance.

Collection charges

€ 0.68 for each premium due date. The total premium will be collected in one go.

Insurance tax

21% on premium and charges.

Open a Student Package

Only available if you have a Student Account.

Term

One year

Sums insured

Liability Insurance: €500,000.
Home Contents Insurance:

  • for single people, up to €10,000

  • for married / cohabiting couples without children, up to €20,000

  • for theft of personal jewellery, up to €2,500

  • for theft of computer and audiovisual equipment, up to €2,500

Accident Insurance:

  • Full or partial permanent disability: up to €35,000

  • Retraining costs: up to €5,000 per year over 5 years

  • Death: up to €2,500 for single persons and €5,000 for married / cohabiting couples

Additional cover for single persons

If you are single, you can increase the cover provided by your home contents insurance from €10,000 to €20,000 per year. In that case, the premium will be €15 higher per year.

Cover outside the Netherlands

  • Liability insurance is also valid abroad, with worldwide cover as standard. Period of validity: up to 1 year
  • Accident insurance is also valid abroad, with worldwide cover as standard. Period of validity: up to 1 year, counting from the date on which you went abroad

Product guides

The Global Health University insurance policy is a health insurance for foreign students at universities and/or colleges of higher education.

Specifications

Intended for Students coming to the Netherlands from abroad who cannot take out Dutch national health insurance.

Students from 16 to 29 inclusive can benefit from an especially favourable rate. Normal premiums are charged for students older than 30. During the term of the insurance, if an age limit is exceeded, the higher premium will be charged as of the first premium due date thereafter.

Family members travelling with the student are not eligible for this insurance.

Insured

The Global Health University insurance provides very complete coverage. The coverage summary, which can also be downloaded from this site, includes more information. Because this is a group insurance, a health declaration does not need to be completed. This means that we accept the student, including any existing conditions and complaints.

Duration of insurance

The Global Health University insurance applies for an indefinite period. The health insurance is no longer valid after final return to the country of origin and also ends when a Dutch National Health Insurance becomes obligatory. The student must inform the insurer.

Region of Coverage

This insurance covers you in the Netherlands for the most common health costs. In the event of an interim stay outside the Netherlands, such as a holiday or family visit, coverage applies for a maximum of 50 days. On finally returning to the country of origin, the insured person must be deregistered.

Contact us (in the Netherlands)

Contact us (from outside the Netherlands)