Aansprakelijkheidsverzekering
ABN AMRO liability insurance

Liability insurance

Insured worldwide for damage caused to third parties

ABN AMRO liability insurance

  • Insure yourself and your family
  • No excess as standard
  • From as little as € 3,51 a month

Liability insurance

ABN AMRO’s liability insurance gives you the protection you (and your spouse or partner and children) need when someone holds you liable for damage. Nice to have if you accidentally break something belonging to someone else, for example, or if someone is injured and it is your fault. You will first need to be held liable for the loss or damage however.

5 sterren van MoneyView voor de voorwaarden

More information and terms & conditions

ABN AMRO liability insurance explained

ABN AMRO’s liability insurance covers the costs when someone is injured and you are held liable for this, or when you accidentally damage another person’s possessions. This insurance only covers costs for which you are deemed legally liable, meaning the costs relating to damage or injury you caused and are required by law to compensate.

Who it is for

You can take out ABN AMRO’s liability insurance for yourself and, if you have a spouse or partner and children, for them too. You are insured worldwide, so even when you are on holiday abroad (like when you accidentally knock over and break a vase in a hotel room for example).

What is insured

You are covered in situations where you are held legally liable. For example:

  • bodily injury you cause to another person or damage to their possessions
  • damage incurred by another person caused by your house guest if your house guest is not personally insured for such damage
  • injury or damage caused by your domestic staff, but only if the damage relates to the work they do for you
  • injury or damage that your pet causes to another and for which you are held liable
  • injury or damage caused while doing a favour for a friend, for example if you break something while helping your friend move house
  • injury or damage you cause while involved in sports or games. This does not apply to injury or damage suffered by another player
  • injury or damage that occurs when you are looking after someone else’s children or staying at a friend’s home. However, this does not apply if the injured party is partly liable

Personal liability is insured up to a maximum amount.

The risks associated with hunting are not covered under the standard liability insurance, though you can ask to have them included. For more information, please call us on 0900 0024 (usual call charges apply).

For a comprehensive list, please refer to the the terms and conditions.

What is not insured
  • injury or damage you cause intentionally
  • damage to the possessions of another person living at your address
  • injury or damage you cause with your motor vehicle or vessel, like a car or boat for example. This only applies to persons aged 18 and older
  • injury or damage cause by firearms

For a comprehensive list, please refer to the the terms and conditions.

Excess

No compulsory excess applies to this insurance. If you opt to pay a voluntary excess of €100 per event, you will qualify for a discount on your premium.

If you have children, you can also opt for a voluntary excess of € 175 per event.

Fees

Premium

The premium depends on your family situation, the cover you have selected, and whether you have opted for a compulsory excess.

Commission

ABN AMRO Bank N.V. provides personal customers with non-life insurance products and advises them on behalf of ABN AMRO Schadeverzekering N.V. ABN AMRO Bank N.V. receives a fee for this. Read the Non-Life Insurance Information Sheet (Informatieblad Schadeverzekeringen) to find out more about our services.

Administration fee

If this is your first ABN AMRO non-life insurance policy, you will be charged an administration fee of €0.69 (including 21% insurance tax) for collecting the premium, which may be done monthly or annually. If you have another non-life insurance policy with ABN AMRO, you will not be charged an administration fee.

Insurance tax

You will be charged 21% insurance tax on the premium and costs. This amount will be included in the calculation of your premium.

Policy fee

You will receive one policy document for each type of insurance. The policy fee is €4.39 (including insurance tax). If you already have an ABN AMRO non-life insurance policy, you will not need to pay an additional policy fee if you take out ABN AMRO liability insurance.

Package discount

If you take out more than 3 insurance policies with ABN AMRO, you will qualify for a 5% package discount.

Insured amounts

You can choose between two maximum cover amounts, i.e.: € 1.250.000 of € 2.500.000.

Cancellation

You can cancel the insurance policy at any time without giving a reason.

Policy commencement

You can choose when the policy will take effect, either right away or from a later date. You can cancel your policy free of charge within 14 days of taking it out. Simply send the policy to the following address (no stamp required):

ABN AMRO Verzekeringen

Antwoordnummer 9000

8000 VB Zwolle

More information and terms & conditions

ABN AMRO’s liability insurance covers the costs when someone is injured and you are held liable for this, or when you accidentally damage another person’s possessions. This insurance only covers costs for which you are deemed legally liable, meaning the costs relating to damage or injury you caused and are required by law to compensate.

You can take out ABN AMRO’s liability insurance for yourself and, if you have a spouse or partner and children, for them too. You are insured worldwide, so even when you are on holiday abroad (like when you accidentally knock over and break a vase in a hotel room for example).

You are covered in situations where you are held legally liable. For example:

  • bodily injury you cause to another person or damage to their possessions
  • damage incurred by another person caused by your house guest if your house guest is not personally insured for such damage
  • injury or damage caused by your domestic staff, but only if the damage relates to the work they do for you
  • injury or damage that your pet causes to another and for which you are held liable
  • injury or damage caused while doing a favour for a friend, for example if you break something while helping your friend move house
  • injury or damage you cause while involved in sports or games. This does not apply to injury or damage suffered by another player
  • injury or damage that occurs when you are looking after someone else’s children or staying at a friend’s home. However, this does not apply if the injured party is partly liable

Personal liability is insured up to a maximum amount.

The risks associated with hunting are not covered under the standard liability insurance, though you can ask to have them included. For more information, please call us on 0900 0024 (usual call charges apply).

For a comprehensive list, please refer to the the terms and conditions.

  • injury or damage you cause intentionally
  • damage to the possessions of another person living at your address
  • injury or damage you cause with your motor vehicle or vessel, like a car or boat for example. This only applies to persons aged 18 and older
  • injury or damage cause by firearms

For a comprehensive list, please refer to the the terms and conditions.

No compulsory excess applies to this insurance. If you opt to pay a voluntary excess of €100 per event, you will qualify for a discount on your premium.

If you have children, you can also opt for a voluntary excess of € 175 per event.

Premium

The premium depends on your family situation, the cover you have selected, and whether you have opted for a compulsory excess.

Commission

ABN AMRO Bank N.V. provides personal customers with non-life insurance products and advises them on behalf of ABN AMRO Schadeverzekering N.V. ABN AMRO Bank N.V. receives a fee for this. Read the Non-Life Insurance Information Sheet (Informatieblad Schadeverzekeringen) to find out more about our services.

Administration fee

If this is your first ABN AMRO non-life insurance policy, you will be charged an administration fee of €0.69 (including 21% insurance tax) for collecting the premium, which may be done monthly or annually. If you have another non-life insurance policy with ABN AMRO, you will not be charged an administration fee.

Insurance tax

You will be charged 21% insurance tax on the premium and costs. This amount will be included in the calculation of your premium.

Policy fee

You will receive one policy document for each type of insurance. The policy fee is €4.39 (including insurance tax). If you already have an ABN AMRO non-life insurance policy, you will not need to pay an additional policy fee if you take out ABN AMRO liability insurance.

Package discount

If you take out more than 3 insurance policies with ABN AMRO, you will qualify for a 5% package discount.

You can choose between two maximum cover amounts, i.e.: € 1.250.000 of € 2.500.000.

You can cancel the insurance policy at any time without giving a reason.

You can choose when the policy will take effect, either right away or from a later date. You can cancel your policy free of charge within 14 days of taking it out. Simply send the policy to the following address (no stamp required):

ABN AMRO Verzekeringen

Antwoordnummer 9000

8000 VB Zwolle

Other policies you may consider taking out

Home Insurance

  • Indispensable if you own your home
  • Immediate assistance if you need to make a claim
  • Full protection against under-insurance

Legal expenses insurance

  • Legal assistance in the event of a dispute
  • Choose your own cover
  • 24/7 expert assistance

Home contents insurance

  • Covers you against fire, burglary and storms 
  • 24/7 assistance if you need to make a claim 
  • Never under-insured

Good reasons to take out ABN AMRO liability insurance

Wijzigen is simpel

Easy to change your policy

It is easy to make changes to your liability insurance yourself online.

Direct hulp bij een noodgeval

Immediate help in an emergency

In the event of an emergency, call us on +31 (0)38 496 7123. If the situation is not urgent, you can make a claim easily online.

Meer verzekeringen, meer korting

Several policies mean a higher discount

If you take out more than 3 insurance policies with ABN AMRO, you will qualify for a 5% package discount.