Is it compulsory to take out a home insurance policy?

When taking out a mortgage for an owner-occupied property, it is often mandatory to take out home insurance. View our home insurance. It is not mandatory to take out home contents insurance in the Netherlands. Still, it is a nice feeling to know that you are well insured against damage to your belongings, for example if you have a fire or your home is broken into. View our home contents insurance. While it is not mandatory to take out liability insurance, it is socially desirable to do so. If you or your family member accidentally causes damage to another person's belongings, you are insured for this and you or the other person will not have to pay the costs yourself. View our liability insurance.

What is the difference between a home contents insurance and a home insurance?

There is often confusion between home contents and home insurance, as they are very similar. After all, they are both home insurance policies. With home contents insurance, your belongings in your home, garage and shed are insured. For example, do you have laminate flooring that is not attached to the house? If so, it is also covered by the home contents insurance. View our home contents insurance. With home insurance, your house, garage and shed are insured. For example, do you have a floor glued to the house? Or solar panels stuck on the roof? If so, these items are covered by home insurance. View our home insurance.

Are my solar panels and charging station also insured?

Are you a tenant of a house or owner of an apartment? Then solar panels, charging stations, wind turbines and heat pumps and the associated cables installed at your expense are covered if they are attached to your home or are in the yard of your home. They must always be securely fastened or anchored. In other cases you will need home insurance for this. Solar panels may also be weighted on a flat roof.

Is my charging station also insured?

Do you have your own charging station attached to your home? Then this charging station is insured under ABN AMRO's home insurance. If your charging station is not attached to your home, but is located on the pavement, for example, it will not be covered by a home contents insurance or home insurance.

Taking out home insurances

All your home insurance policies under one roof

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Home contents insurance

Home insurance

Liability insurance

Carefree living with our home insurance policies

Damage to your home or belongings caused by things like fire, storm or water is already unpleasant enough. We help you settle your claims quickly so that you can be comfortable in your home again.

Home contents insurance, home insurance and liability insurance fall under ABN AMRO’s home insurance policies. They fit together perfectly. This way, you never pay too much and can be sure you are properly insured.

Take out home insurance policies

See which insurance policies you need in your situation

I'm going to rent a house

I'm going to buy a house

Items in your home, garage or shed insured

Convenient for your own or rented home
Most popular home insurance policy
Underinsurance guarantee

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Your home, garage or shed insured

Indispensable for your own home
Solar panels also insured
Glass also insured

Apply for a home insurance

Insured against damage to third parties and their possessions

For the entire family
No excess
Insured worldwide

Apply for a liability insurance

Do you want to make your home more sustainable?

Your sustainable products, such as your solar panels or charging station, are also well insured with ABN AMRO home insurance and home contents insurance.

Even if they are not directly attached to your home or apartment, but are on your property. They must always be securely fastened or anchored.

More information on making your home more sustainable