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Damage to your home

How ABN AMRO helps you when you have a claim

Damage to your home caused by things like fire, storm or water is already unpleasant enough. That's why at ABN AMRO we don't make things more difficult for you than they are. We help you to settle your claims quickly so that you can be comfortable in your home again.

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Fire damage

If you have suffered damage to your home from fire, here's how we can help.
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Burglary

Find out what your home contents and home insurances cover if you are burgled.
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Storm damage

Has your home been damaged by a storm? Here's how we can help.
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Water damage

Find out what your home contents and home insurances pay out if you have water damage.
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Damage during a move

You often find out that you have more stuff than you thought when you move house. It is then good to know that your belongings at your new address are also properly insured during the move, if something goes wrong. And did you know that you can also insure 2 homes temporarily? See what we do for you if you incur damage during a move.

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Damage to your house: how to file a claim

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Collect the information you need

Make sure you have your policy number, photos of the damage and, if applicable, purchase receipts at hand.

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Visit from an expert

In the event of major damage, we often send an expert to check the damage to your home and/or its cause together with you.
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Personal claims settlement

We will provide you with a personal claims manager who will be on hand to answer any questions you have about your damage and insurance.
Report damage

Damage to your house: how to file a claim

icoon

Collect the information you need

Make sure you have your policy number, photos of the damage and, if applicable, purchase receipts at hand.

icoon

Visit from an expert

In the event of major damage, we often send an expert to check the damage to your home and/or its cause together with you.
icoon

Personal claims settlement

We will provide you with a personal claims manager who will be on hand to answer any questions you have about your damage and insurance.
Report damage

Frequently asked questions

Do I have a policy excess with regard to damage?

You will only have to pay an excess in the event of:

  • Damage from rainfall or overflowing water, such as a leaking water pipe: €220
  • Storm damage: €220 for tenant's or owner's fixtures and fittings. For example, if you rent your house or if you have your own flat. You will have an excess in the event of damage to any improvements you have made to your home. These are improvements that you cannot take with you when you move house. This excess only applies to home contents insurance.

Do you have all-risk cover? Then you have an excess of €100 for specific all-risk claims. With the home contents insurance, this deductible also applies to the extra all-risk cover for mobile devices and the personal possessions cover.

You can also opt for a voluntary deductible of €100, €250 or €500. This additional deductible applies per event. You will then receive a discount on your premium, but you will also receive less in the event of a claim.

Carefully read the terms and conditions and your policy.

Terms and conditions of ABN AMRO Home Contents Insurance

Terms and conditions of ABN AMRO Home Insurance

Does damage affect my premium?

No, damage to your home does not affect your premium. You will keep paying the same amount. 

What is the difference between a home contents insurance and a home insurance?

Suppose you have damage to your home. The damage to your belongings that are not fixed to your house, such as a cupboard, sofa or rug, is insured by the home contents insurance. Damage to a glued-down wooden floor or damage to the walls is covered by the home insurance.

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