If you have the Flexibel Krediet or Persoonlijke Lening credit facilities or the Privélimiet Plus or Rood Staan overdraft facilities, it is usually in your interest to cancel these. You do not need to cancel your other loans.
Persoonlijke Lening
You can repay this loan early at no extra charge, for example, using a loan you have taken out at another bank. If you would like to keep the loan until you have repaid it and you make monthly repayments from an ABN AMRO bank account you are intending to close, please provide us with your new bank account details.
Flexibel Krediet
If you want to repay your revolving credit, for example, using a loan you have taken out at another bank, you should do so within 6 months of the date stated on the first letter you receive from us.
If you do not repay the credit within these 6 months, you will have to pay 2% of the loan amount each subsequent month. Withdrawals from this account will also no longer be possible.
If there are no funds in your Flexibel Krediet account, you should close this account using Internet Banking. If you do not, we will close the account within 2 months of the date stated on the first letter you receive from us.
Privélimiet Plus or Rood Staan
If you would like to close your current account and you are in your overdraft, you will first need to top up your balance. You should do so within six months of the date stated on the first letter you receive from us.
If you do not top up your balance within these six months, you will have to pay 2% of the overdrawn amount each subsequent month. Tip: ask your new bank about their overdraft facilities.
If your bank account is not overdrawn, you should cancel your loan using Internet Banking. If you do not, we will cancel your loan within two months of the date stated on the first letter you receive from us.
