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Open a bank account

Download the app & open without BSN number

  • Fast and secure
  • Open your account easily online
  • No need to visit your branch

Download the app here:

   

To open a personal account, you need to be registered at a Dutch address.

Why choose ABN AMRO?

English-speaking service

All our expat advisers are fluent English speakers.

Banking from everywhere - 24/7

With Internet Banking, you can transfer money from anywhere in the world. And our Mobile Banking app is available in English too.

Sustainable green banking

We want to make the transition to a more sustainable society. To achieve this, we are increasingly offering sustainable products and services.

Get your questions answered

Our advisers are fluent in English and ready to answer any questions you may have about savings, investments and pensions in the Netherlands. An appointment is free of charge, with no strings attached.

Ready to relocate?

If you're moving to the Netherlands, you might have a lot of questions. Like: "Where will I live?", "How will I manage my finances?", and "Where will my children go to school?". Make a personal checklist and be sure not to forget anything while settling in.

Follow these easy 3 steps to open an account

Step 1: Download the ABN AMRO app

You can open a Dutch current account as soon as you’ve moved to the Netherlands. Don't have a BSN yet? Then you can still open an account.

Step 2: Enter your details

Take a photo of your passport and enter the requested details.

You'll need to be registered at a Dutch address.

Step 3: Direct access to online banking

You’ll get your account number and access to online banking within 4 hours.

Step 1: Download the ABN AMRO app

You can open a Dutch current account as soon as you’ve moved to the Netherlands. Don't have a BSN yet? Then you can still open an account.

Step 2: Enter your details

Take a photo of your passport and enter the requested details.

You'll need to be registered at a Dutch address.

Step 3: Direct access to online banking

You’ll get your account number and access to online banking within 4 hours.

Living expenses in the Netherlands

Want to find out what living expenses to expect when moving to the Netherlands to live and work? And how much you are likely to spend on these expenses on a monthly basis? Find out what to bear in mind.

All about expenses View all tips

Frequently asked questions

What are the requirements for opening a Dutch (joint) bank account online?

You can open a bank account online if you: 

  • are aged 18 years or older;
  • have an official Dutch home address;
  • have a Dutch ID or an international passport;
  • are liable to pay taxes in the Netherlands (and possibly also in another country).
All you need to do is download the ABN AMRO app.
How long does it take to open a Dutch bank account?

Opening a Dutch bank account online is done within less than 10 minutes. All you need is your mobile and your ID. You can prove your identity in the ABN AMRO app. Fast and easy right? After applying you will receive your account number within 4 hours. 

Prefer to make an appointment and come to one of our branch offices? That’s also possible. First make an appointment. After opening the bank account you will receive your debit card within 5 working days.

Can foreigners open a bank account in the Netherlands?

Yes. Foreigners with an international passport, EU-passport or any Dutch ID can open a bank account in the Netherlands. You also need a BSN to open the bank account.

Do I need a BSN to open a Dutch bank account?

Don't have a BSN yet? Then you can still open an account. However, you must provide us with your BSN within 90 days after opening your account.

More information about a Dutch bank account

For myself

Get a bank account in the Netherlands, including a debit card, with a reliable bank for just €3.70 per month.

Open page about Account for myself

For us together

A joint account with 2 debit cards costs €5.20 per month.

Open page about Joint account

For my child

A free account that your child can use to make payments and start saving. It’s easy to open the bank account online.

Open page about Youth account

An additional account

An additional account costs €1.90 and only takes a minute to open. You can open one easily through Internet Banking.

Open page about An additional account