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About the Capital Savings Account

What is the Capital Savings Account (Vermogens Spaarrekening)?

The Capital Savings Account (Vermogens Spaarrekening) is a savings account which allows you to access your funds at any time. You will always receive a basic interest rate. In addition, you will also receive a bonus interest rate for the balance which remains in the account up to and including 30th of December.

Who is it for?

  • For private customers

  • Private pension providers

  • Foundations and non-profit organisations not constituting a business enterprise.

Terms and Conditions

Terms and Conditions of the Vermogens Spaarrekening (pdf, 54kB)
Voorwaarden Vermogens Spaarrekening (pdf, 54kB)

In the event of any disparity between the Dutch original and this translation, the Dutch text will prevail.

Interest rate

  • 0.01%

    Basic interest rate. You will always receive this basic interest rate.

  • 0.06%

    This is the bonus interest rate which you will receive on top of the basic interest rate for the balance which has remained in the account until (up to and including) the 30th of December.

  • No interest is paid on amounts over €1,000,000. Intending on saving an amount higher than this figure? Read about ABN AMRO MeesPierson.

  • The interest rates for the Capital Savings Account (Vermogens Spaarrekening) are not fixed and may be changed by the bank at any time.

  • If you would like to receive a notification from us by e-mail when the interest rate changes you can sign up for the Interest Rate E-mail Service through Internet Banking.

When will the interest be credited to my account?

We will credit your due interest to your savings account on the 31st of December. This figure in interest will appear in your account on the first working day of January.

Withdrawing money

  • You can make withdrawals from your savings account by transferring the desired amount to your bank account through Internet banking or by calling 0900 - 81 70 (explanation of the rates).

  • You will only receive basic interest for those amounts which are withdrawn from the account during the year.

Deposit guarantee scheme

This savings account is covered by the deposit guarantee scheme. This scheme protects  you if ABN AMRO Bank is no longer able to meet its obligations. Information about the deposit guarantee scheme and any exclusions from cover that may be relevant to you can be found on the Depositor Information Template. For more information and the Depositor Information Template, go to

Opening a Capital Savings Account (Vermogens Spaarrekening)

You can open a Capital Savings Account (Vermogens Spaarrekening) if you have a bank account or other savings account with ABN AMRO.

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