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Everything about Pinsparen

Save as you spend (Pinsparen) allows you to set money aside effortlessly every time you use your debit card. You can decide your own maximum savings amount per day.

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Pinsparen

How it works

  • Choose a percentage: 1%, 5% or 10% of the amount you spend.

  • Choose a current and savings account. The current and savings account must have the same account holder. This means that you cannot transfer the amount saved from your current account to, for instance, a joint account.

  • Set the minimum balance that you want to keep in your current account. You will only save if the amount in your current account is higher than the minimum balance. The minimum balance for Pinsparen is always € 0.- or higher.

  • Set a maximum savings amount. If the total amount saved is higher than your maximum savings amount, you will save up to the maximum amount. You never save more than the maximum amount. You do not have to set a maximum savings amount.

Example

When you decide to save 5% of you payments with your debit card and you pay € 25.- using your card, € 26.25 will be transferred of which € 1.25 is added to your savings.

Apply for Pinsparen

You can apply for Pinsparen if you have a current account and a savings account with ABN AMRO. Contact us by calling 0900 - 81 70 (explanation of the rates) or visit one of our offices.

If you don't have a current account with ABN AMRO you can apply for a package now.

If you don't have savings account with ABN AMRO, you can open one online, contact us by calling 0900 - 81 70 (explanation of the rates) or visit one of our offices.

Change or terminate your Pinsparen

Would you like to change your Pinsparen? Contact us by calling 0900 - 81 70 (explanation of the rates) or visit one of our offices.

Conditions

  • The current and savings account must have the same account holder. This means that you cannot transfer the amount saved from your current account to, for instance, a joint account.

  • The following accounts cannot be used for pinsparen: KidsFuture Savings Accounts, Youth Accounts, business accounts and all Savings Deposits.

  • You cannot save as you spend if you have negative funds.

Do you have any questions or need advice?

You can call us 24 hours a day, 7 days a week on 0900 - 81 70 (explanation of the rates).

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Save automatically

Sparen zonder dat u er omkijken naar heeft

Make saving easy with Automatic Savings. All you have to do is set up one order to save automatically and set aside a nice sum without even noticing.