Sparen
KidsFuture Savings Account
Annual interest up to
0.30%

Start saving for your (grand)child

KidsFuture Savings Account

KidsFuture Savings Account

Annual interest up to
0.30%
  • A great start to your child's future
  • 0.20% base rate + 0.10% bonus interest
  • Also for grandparents

Open an account today

The sooner you start saving, the bigger the nest egg for your child will be. Open a KidsFuture Savings Account (KinderToekomst Spaarrekening) and start today. It makes it that little bit easier for your child or grandchild to go to university, get a driving licence or find a place of their own.

More information

Interest
  • The current interest rate for the KidsFuture Savings Account is 0.20%. Also, a bonus interest rate of  0.10% is applicable. This bonus interest will be given on top of the basic interest rate for the balance that has remained in the account until (up to and including) the 30th of December. Due interest will be credited to the account on December 31. The interest rate is not fixed and can be changed at any moment. Find out more about interest rates.
  • Would you like to receive an e-mail when the interest rate changes? Subscribe to our newsletter.
  • The maximum balance on which you receive interest is € 1,000,000. Intending on saving an amount higher than this figure? Read about savings at ABN AMRO MeesPierson.
Opening an account
  • You can open a savings account, if you have an ABN AMRO current account. Just call us at 0900 - 81 70 (standard call charges). From outside the Netherlands, call +31 10 - 241 17 23.
  • Grandparents, other family members and friends can open an account, but need written permission from one of the child's legal guardians, which are usually the parents. 
  • You open the account before the child reaches the age of 11. 
  • When you open a KidsFuture Savings Account (KinderToekomst Spaarrekening), you will be asked to provide your child's Citizen Service Number (Burger Service Nummer (BSN)). You will find this number on your child's health insurance policy or card, or on the letter explaining the Citizen Service Number that you will have received from your council.
  • You may open one KinderToekomst Spaarrekening per child. 
Withdrawing money
  • You can withdraw as much money as you like from a KidsFuture Savings Account whenever you want and free of charge. 
  • Money is withdrawn by transferring the amount from the savings account to an ABN AMRO current account in the child's name. You can do this using our Mobile Banking app or Internet Banking, or by calling 0900 - 81 70 (standard call charges).
  • Opening an account automatically includes Internet Banking (Internet Bankieren) for your child, making it easy for you to manage your child's savings account.
Your child turns 18
  • ABN AMRO will close the KidsFuture Savings Account (KinderToekomst Spaarrekening) in the month of January in the year after your child times 18. The savings, including the base rate and bonus interest, will be transferred to another ABN AMRO savings account in your child's name. 
  • If your child does not have another ABN AMRO savings account, we will open one for him or her. You will receive a letter with more information as the date approaches.
  • If your child wants to earn the bonus interest in the year he or she turns 18, your child must leave the savings in the account until (up to and including) the 30th December. 
  • Please note: When your child turns 18, only he or she will have access to the money.
Closing an account

You can close the KidsFuture Savings Account at any time. Simply call us at 0900 - 81 70 (standard call charges). From outside the Netherlands, call +31 10 - 241 17 23.

Are my savings safe?

A KidsFuture Savings Account (KinderToekomst Spaarrekening) is a banking product of ABN AMRO Bank N.V. ABN AMRO Bank N.V. is covered by the Deposit Guarantee Scheme. The implementation of the Deposit Guarantee Scheme means that the savings which you have collectively deposited with ABN AMRO Bank, ABN AMRO MeesPierson and MoneYou are consolidated. Find out more or call 0900 - 81 70 (standard call charges). From outside the Netherlands, call +31 10 - 241 17 23.

Terms and Conditions

In the event of any disparity between the Dutch original and this translation, the Dutch text will prevail.

More information

  • The current interest rate for the KidsFuture Savings Account is 0.20%. Also, a bonus interest rate of  0.10% is applicable. This bonus interest will be given on top of the basic interest rate for the balance that has remained in the account until (up to and including) the 30th of December. Due interest will be credited to the account on December 31. The interest rate is not fixed and can be changed at any moment. Find out more about interest rates.
  • Would you like to receive an e-mail when the interest rate changes? Subscribe to our newsletter.
  • The maximum balance on which you receive interest is € 1,000,000. Intending on saving an amount higher than this figure? Read about savings at ABN AMRO MeesPierson.
  • You can open a savings account, if you have an ABN AMRO current account. Just call us at 0900 - 81 70 (standard call charges). From outside the Netherlands, call +31 10 - 241 17 23.
  • Grandparents, other family members and friends can open an account, but need written permission from one of the child's legal guardians, which are usually the parents. 
  • You open the account before the child reaches the age of 11. 
  • When you open a KidsFuture Savings Account (KinderToekomst Spaarrekening), you will be asked to provide your child's Citizen Service Number (Burger Service Nummer (BSN)). You will find this number on your child's health insurance policy or card, or on the letter explaining the Citizen Service Number that you will have received from your council.
  • You may open one KinderToekomst Spaarrekening per child. 
  • You can withdraw as much money as you like from a KidsFuture Savings Account whenever you want and free of charge. 
  • Money is withdrawn by transferring the amount from the savings account to an ABN AMRO current account in the child's name. You can do this using our Mobile Banking app or Internet Banking, or by calling 0900 - 81 70 (standard call charges).
  • Opening an account automatically includes Internet Banking (Internet Bankieren) for your child, making it easy for you to manage your child's savings account.
  • ABN AMRO will close the KidsFuture Savings Account (KinderToekomst Spaarrekening) in the month of January in the year after your child times 18. The savings, including the base rate and bonus interest, will be transferred to another ABN AMRO savings account in your child's name. 
  • If your child does not have another ABN AMRO savings account, we will open one for him or her. You will receive a letter with more information as the date approaches.
  • If your child wants to earn the bonus interest in the year he or she turns 18, your child must leave the savings in the account until (up to and including) the 30th December. 
  • Please note: When your child turns 18, only he or she will have access to the money.

You can close the KidsFuture Savings Account at any time. Simply call us at 0900 - 81 70 (standard call charges). From outside the Netherlands, call +31 10 - 241 17 23.

A KidsFuture Savings Account (KinderToekomst Spaarrekening) is a banking product of ABN AMRO Bank N.V. ABN AMRO Bank N.V. is covered by the Deposit Guarantee Scheme. The implementation of the Deposit Guarantee Scheme means that the savings which you have collectively deposited with ABN AMRO Bank, ABN AMRO MeesPierson and MoneYou are consolidated. Find out more or call 0900 - 81 70 (standard call charges). From outside the Netherlands, call +31 10 - 241 17 23.

In the event of any disparity between the Dutch original and this translation, the Dutch text will prevail.